We are required by law to review your banks statements to make an assessment on the suitability of the loan you have requested before we may provide you with a loan. By using our electronic bank statement retrieval solution provided by Proviso Data ("Proviso") you are allowing us view only access to your bank account transaction data. If you agree that we may access your transaction data, the information you provide to us must be accurate and the bank account information you provide to us must be yours and in your name.
Third Party Accounts.
By agreeing to allow MoneyMe and Proviso Data viewing access to your Transaction Data, you authorise Proviso Data ("Proviso") to access third party web sites, and information from third party web sites at your request and using your information, for the purpose of retrieving bank account transaction data. We recommend that you refer to the terms and conditions of your internet banking provider if you would like more information before you use this service. Providing us with your internet banking login details may limit your rights under your banks terms and conditions for unauthorised transactions.
You acknowledge that you are allowing MoneyMe and Proviso Data ("Proviso") to review your Transaction Data at your sole risk. You also confirm that you possess the legal authority to provide the information that allows Proviso Data ("Proviso") access to retrieve your Transaction Data.
On a further note, we cannot guarantee that allowing us to review your Transaction Data will guarantee the success of your loan application.
We will access your bank account transaction data using the services of Proviso Data ("Proviso") through their website proviso.com.au. We will use your Transaction Data to assess the suitability of your loan request and for account management. That information is encrypted in transit and there are physical, electronic and managerial procedures to safeguard and secure your personal information. User login credentials are encrypted using 256-bit encryption with 2048-bit keys.