Start using your card in minutes, not days

Pay later with up to 55 days interest-free on purchases 6

Transfer money to friends
or your own bank account

Manage repayments, credit limits & more from theapp

Get credit back at over 1,400 participating stores when you pay with Freestyle


Minutes to apply, fast approval

Add your virtual card to

Shop or transfer your money
straight away

Our fees and charges


Up to $20,0005

Annual fee

from $0 to $149

Based on credit limit

Monthly fee


Waived if your balance is less than $20

Interest-free period

up to 55 days

Interest rate

16.99% p.a.

Other fees and charges may apply.

Download today

What our customers say



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