Loans between $2,100 and $50,000
Credit fees and charges
Establishment fee:
$0 to $5,000
$295
$5,001 to $15,000
$395
$15,001 to $50,000
$495
Interest rate:
6.25% - 19.95% p.a.
Note: For new loans above $25,001 the max interest rate is 13.25% p.a.
This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.
Monthly fee:
$10.00
Comparison rate3:
7.64% - 13.32% p.a.
Other fees that may apply:
Dishonour fee:
$15.00
This fee is charged each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue account fee:
$15.00
This fee is charged each time your account is not up to date by the end of the last day of the month.
We discourage you from being late, and even send you upcoming payment reminders. However, failure to do so may result in: Dishonour fee $15.00 - this fee is charged each time a direct debit is dishonoured or your commitment to make a loan repayment is not met. Overdue account fee $15.00 - this fee is charged each time your account is not up to date by the end of the last day of the month.
3This comparison rate is based on our personal loan for an amount of $30,000 over 5 years, a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Note: Calculator results are an approximate guide to how much you can borrow and do not represent an offer from MoneyMe. An application is required to be made and assessed subject to our internal lending criteria, government regulations, and a successful credit history check.
