Loans between $2,100 and $50,000
Credit fees and charges
Establishment fee:
$0 to $5,000
$295
$5,001 to $15,000
$395
$15,001 to $50,000
$495
Interest rate:
6.25% - 19.95% p.a.
Note: For new loans above $25,001 the max interest rate is 13.25% p.a.
Monthly fee:
$10.00
Comparison rate3:
7.64% - 13.32% p.a.
Other fees that may apply:
Dishonour fee:
$15.00
This fee is charged each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue account fee:
$15.00
This fee is payable on the third day of each month that your account is in arrears.
We discourage you from not repaying on time and even send you upcoming payment reminders. If you fail to repay on time, you may be charged a dishonour fee and / or an overdue account fee.
3This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
Note: Calculator results are an approximate guide to how much you can borrow and do not represent an offer from MoneyMe. An application is required to be made and assessed subject to our internal lending criteria, government regulations, and a successful credit history check.