We’re fair, simple and transparent
Interest rate from 18.74% p.a. to 23.74% p.a.*
*The actual rate that you receive will depend on a range of factors, including your credit rating
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $5
Only applies if outstanding balance is over $20
Annual fee from $0 to $149
Based on your credit limit
Cash advance fee
1.5%
Dishonour fee of $15
This is payable each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.
Overdue account fee of $35
Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.