Credit fees and charges

• Establishment fees

  $5,000 to $15,000 - $395

  $15,001 to $50,000 - $495

• Monthly fee of $10

• Interest rate of 9.20% - 25.20%

  This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the outstanding balance of your loan to the date your payment is due.

• Comparison rate of 10.58% per annum

  This comparison rate is based on our personal loan for an amount of $30,000 over 5 years a $495 establishment fee and a $10 monthly fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees that may apply

• Dishonour fee of $15

  This fee is charged each time a direct debit is dishonoured or your commitment to make a loan repayment is not met.

• Overdue account fee of $35

  Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.