Get $250 to spend at


when you sign up and pay with a Freestyle virtual Mastercard®*

For approved applicants only. Eligibility, fees and charges and T&C’s apply.

*Click HERE for $250 credit offer T&C’s.

For approved applicants only. Eligibility, fees and charges and T&C’s apply.

*Click HERE for $250 credit offer T&C’s.

Apply

It only takes a couple of minutes
via your mobile.

Shop

Grab yourself some SurfStitch gear…
just don’t forget to use your
Freestyle card!

Redeem

We’ll put up to $250 back on your
Freestyle card as you shop!

What is a Freestyle
virtual Mastercard®?

It’s the virtual credit card you can access straight from your phone

Use your card from your phone
instantly once approved

Get cashback offers in 2 days
with MoneyMe Perks, powered by
Cashrewards

Pay later with up to 55-days
interest free6

No annual fees for limits under $3k

Transfer money to any bank account

Use your card from your phone
instantly once approved!

Pay later with up to 55-days
interest free!6

Transfer money to any bank account

Get cashback offers in 2 days
with MoneyMe Perks, powered by
Cashrewards

No annual fees for limits under $3k

Get Freestyle in a few
simple steps

1 Submit basic details

Includes: Personal, Employment, Income & Expenses

2 Verify income

Via our secure online portal

3 Fast approval

Typically takes around 60 mins

4 Download the app to access virtual card

Add to mobile wallet and start shopping

Eligibility

  • 18+ years
  • Employed
  • Earns more than $24,000 per year
  • Australian resident or citizen
  • No major defaults or bankruptcy

Pricing

Credit limit Apply for $1,000
up to $20,0005
Interest-free period Up to 55 days6
Interest rate 16.99% p.a.
Fees and charges payable
Available with ApplePay & GooglePay
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
$149
$5,001 to $20,000
Physical card Not needed.
Virtual card available via app.

Ready to ?


*SurfStitch $250 credit back promo terms and conditions (T&Cs): The SurfStitch $250 credit back offer (Offer) is provided by MoneyMe Financial Group Pty Limited ACN 163 691 236 Australian Credit Licence 442218 (we/us/our). The Offer is only available to new Freestyle Virtual Credit Account (Account) applicants, for applications received between 15th- 30th of November 2021. Applications will be subject to our usual credit assessment and approval process. The Offer is available when you apply and are approved for a new Account, and spend up to $250 on eligible purchases at SurfStitch within 30 days of Account approval. Eligible purchases include payments for products and/or services in-store or online at SurfStitch only. The Account may not be used for reoccurring payments or memberships. The credit back will be paid to your Account within 2 business days of spending on eligible purchases. Any amounts spent, but subsequently refunded, will not count as an eligible purchase. You must have an active Freestyle Account to which the credit back can be deposited. You are not eligible to receive the credit back if your Account is closed or in default prior to the credit back being credited to your Account. The credit back will not contribute to any minimum payment applicable to your Account. The Offer is not available in conjunction with any other MoneyMe offer and is only available to new Freestyle customers, and is limited to a maximum of $250 credit back per customer. You cannot transfer or assign your right to the credit back to any other person, and we accept no responsibility for any tax implications that may arise from the Offer. We reserve the right to, at any time, withdraw or extend the Offer or otherwise vary these T&Cs. Participation in the Offer is deemed acceptance of these T&Cs.

5Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply. 6If not repaid after 55 days, interest rate of 16.99% p.a. will apply.