Start using your card in minutes, not days

Pay later with up to 55 days interest-free on purchases 6

Transfer money to friends
or your own bank account

Manage repayments, credit limits & more from theapp

Get credit back at over 1,400 participating stores when you pay with Freestyle


Minutes to apply, fast approval

Add your virtual card to

Shop or transfer your money
straight away

Our fees and charges


Up to $20,0005

Annual fee

Credit limit
Up to $3,000
$3,001 to $5,000
$5,001 to $20,000

Monthly fee

Balance under $20
Balance over $20

Interest-free period

Up to 55 days6

Interest rate

16.99% p.a.

*Other fees and charges may apply.

Download today

What our customers say


Out of 2,701 reviews

Ready to

5 Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply. 6If not repaid after 55 days, interest rate of 16.99% p.a. will apply.