Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!
  1. MoneyMe
    2.   /  
  2. Loans
    3.   /  
  3. Advance loans

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Winner of Canstar's Innovation Excellence Award 2022*

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Advance Loans

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Smart Loans In Advance

Sometimes the unexpected can happen, like your car needing urgent repairs, or a bill arising out of the blue. It’s not always easy to anticipate these expenses, so if you don’t have the funds you need, or you’d prefer not to exhaust your emergency supply of cash, an advance loan may be the right option for you. At MoneyMe, you can borrow up to $50,000 straight from your computer, tablet, or smartphone. As long as you have a regular income, advance loans can usually be paid off in a short amount of time, with repayments conveniently aligned to your income cycle. This means you won’t be tied up in the long term with a large bank debt and a resulting large interest rate fee.

Efficient lending

Advance loans are usually used to get you out of an unexpected jam, so you’re likely to need the funds quickly. So wasting time filling in paperwork, visiting a branch, or awaiting approval is the last thing you would want when getting an advanced loan. As a digital lender, MoneyMe can approve your loan within minutes in the majority of cases. Once approved, the cash will be deposited into your bank account, or become available on your MoneyMe Express Visa Card, so fast it will feel almost fast. Because your Visa Card allows us to deliver your cash directly, bypassing your bank account, you’ll have access to your funds in seconds once your loan is approved.

Taking responsibility

As a responsible lender, we will also never lend you more than you can afford to repay. We calculate this by using Proviso technology – a fast and safe way to view 90 days of bank statements within seconds. Using this technology allows us to give you an immediate decision on your advance loans. This means you can feel comfortable taking out a loan with us, because you know that we’ve assessed your circumstances, and calculated what you can reasonably borrow. Plus the entire process is much easier for you because you don’t have to manually provide us with any banking paperwork. So what are you waiting for – start MoneyMe’s easy application process today.

*Canstar’s Innovation Excellence Award 2022 was for MONEYME’s product Autopay.

**This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Personal Loans are running hot!

55 people in the last 24 hours have applied

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