Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

MoneyMe

Searching for short term loans online? Evaluating the various short term cash loans Australia has to offer? At MoneyMe, we offer easy, short term cash loans Australia wide, from $2,100 to $50,000. Plus, you can apply online and receive the money you need in under an hour.

Why choose MoneyMe short term cash loans?

MoneyMe specialises in providing short term loans Australia wide, without time-consuming paperwork or hidden fees.

Whether it’s for a holiday, a big event, or an important purchase, we understand that you often need super fast access to money.

It’s why we make our process as streamlined and efficient as possible - and don’t require you to fill out any long forms or provide detailed paperwork to justify your short term loan.

Unlike many of the available short term loans online, you can apply with MoneyMe in just a few minutes and then receive the money you need in less than an hour (depending on the speed of your own bank, of course!).

Loan applications made outside of business hours will take a little longer.

How do we make our short term cash loans so easy?

It’s simple. We allow you to apply online. You give us just a few basic details, and with your permission, we then do the groundwork for you – we use our smart technology through proviso.com.au to review 90 days of your most recent bank statements.

This means you don’t have to provide pay slips, bank statements or other documentation for the short term finances MoneyMe offers Australians.

How do I pay back my fast, short-term loan?

Paying us back is also easy and straightforward. For a start, we only offer you amounts that we believe you can realistically afford to pay back.

Plus, our cost structure is very transparent - meaning there are no hidden fees or tricky terms and conditions. You’ll know up-front exactly how much you will need to repay.

How are payments scheduled?

Your payments will be scheduled at the time you apply for your short term loan and they’ll be aligned with your pay cycle. We will also send you a friendly reminder the day before you are due to make a repayment.



Can you build a credit history with MoneyMe?

Yes, definitely. Every time you take out short term finances and repay us in time, you build a credit history - which means you may be able to borrow more over time, depending on your financial circumstances.









We can help if you have a problem paying us back

When finances are tight, it may be difficult to repay a short term cash loan. However, we can help you find a solution.

We are completely up-front about any additional fees you may have to pay, and we’re based right here in Australia, so you can contact us via phone, email, live chat, Facebook or Twitter and we will do our best to assist.