Société Credit Card Fees and Charges
Card purchases
18.99% to 23.99%
Interest-free
44 days
Credit limit
$1,000 to $30,000
Cash advances
21.99% to 26.99%
Balance transfers
N/A
Annual fee
$149
Charged on account open and annually thereafter.
Monthly fee
$0
International transaction fee
3%
Fee of the transaction amount after the transaction is converted to AUD.
Cash advance fee
3%
Other fees that may apply
Dishonour fee
$15
This is payable each time a direct debit is dishonoured or your commitment to make a card repayment is not met.
Overdue fee
$35
Payable when the repayment is 7 days overdue, and again every 14 days thereafter, until arrears are cleared or a cap of $210 is reached.
Disputed transaction fee
$25
If a transaction is disputed and the dispute is not successful.
Rewards offers
Earn rate
2 points per $1 spent up to $15,000 then 1 point per $1 spent above $15,000 per month on card purchases.
Exclusions
Gambling, wire transfers, money orders, quasi-cash-like transactions.
Rewards cap
No Société points earned when spend exceeds the customer's credit limit.
Refunds and reversals
Reversed at 1% Société points.
Card features
| Card type | Virtual |
| Expiry | 3 years |
| Re-issue | Automatic, 2 months prior to expiry |
| Works with digital wallets |   |
| Card fee | None |