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Student Loan Repayment Calculator


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


What is a student loan calculator?

A student loan repayment calculator can help you understand your repayment obligations at different sized student loans, and when subject to different student loan interest rates. It can be useful to calculate this over the life of your loan, to ensure you will always be able to meet your obligations.

Staying on top of your student loan balance

Ensuring your student loan repayment is on track is a vital part of your responsibility as a student. And an important part of this is understanding the impact of student loan interest rates on your regular repayments.

Using a student loan repayment calculator can let you know how much you will owe at different student loan rates, throughout the course of your degree, and even once it’s over. This is important because after completing your degree, the last thing you will want to worry about as you embark on your working life is whether your student loan repayments are still on track.

Benefits of using a student loan repayment calculator

A student loan repayment calculator not only provides a simple way to work out your regular student loan repayments, it can actually reveal the true cost of your university studies and degree. By calculating all the accumulated interest over time, you’ll see just much you’ll end up paying, and whether this is a smart investment for you.

It’s also a good way to determine if you should refinance and consolidate your student loans to save money. This can help you determine whether you can prepay your loan faster to save on your education loan interest rate – and hopefully be debt-free sooner.

Apply now

Refinancing directly from a lender that specialises in consolidating student loans can offer distinct benefits, like products designed specifically for student borrowers with more flexible terms, and lower fees and exclusive rates. Eligibility criteria can also be much more flexible.

At MoneyMe we offer fast, simple, and easy education loans with affordable student loan rates. You can even be eligible for cheaper loans with MoneyMe if you borrow with us and we see that you repay your loan on time and in full – so what are you waiting for?

Click on the "Apply Now” button, and follow our simple instructions. You could be well on your way to receiving your funds in no time.

Things to know
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We believe in transparency and fair costs, with no hidden fees


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We look at more than just your credit score to give you a fairer, cheaper credit offer


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