Cashback Rewards Card

Correct as at: February 2026
This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Description of Credit Card

Product name

Cashback Rewards Card

Minimum credit limit

$1,000

Minimum repayments

3% of your outstanding balance or $30, whichever is greater. If your balance is less than $30, your minimum payment will be your closing balance.

Interest on purchases

19.99% p.a. to 26.99% p.a.

Interest-free period

Up to 44 days on purchases

Interest on cash advances

22.99% to 29.99%

Annual fee

$149

Late payment fee

$35

Disputed transaction fee

$25 if a transaction is disputed and the dispute is not successful.

Dishonour fee

$15

Mastercard foreign exchange fee

3% fee of the transaction amount after the transaction is converted to AUD.

There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be found at www.moneyme.com.au/credit-card.

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.

The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.moneyme.com.au/credit-card or by contacting us on 1300 669 059.