A credit card designed for today. 100% digital,
feature-packed and with money back when you shop.
Forget waiting days or weeks for your credit card to arrive in the mail, Freestyle is ready to use straight away once approved.
Get up to 40% back when you shop online at
over 2,000 stores through MONEYME Perks.
Unlike other rewards programs that can take
months to pay you, you’ll get money back in your
account in days!
We spread repayments over a maximum 5-year period
from your latest transaction, unlike banks who spread it
over decades to make you pay more interest.
Plus, we’ll always send you payment reminders to help you
avoid nasty fees for missed payments.
Limit
Up to $5,0001
Annual fee
Fee
Credit limit
$0
Up to $3,000
$49
$3,001 to $5,000
Monthly fee
$0
Balance under $20
$5
Balance over $20
Cash advance fee
1.5%
Interest-free period
Up to 55 days2
Interest rate
A rate from 18.24% p.a. to 23.24% p.a. (based on your credit score) applies thereafter3
*Other fees and charges may apply.
We understand there’s more than one way to
pay.
Add Freestyle to your mobile wallet to Tap n Pay
anywhere Mastercard is accepted, shop online
with your digital card details or use your credit
limit to transfer your mates back for dinner.
Freestyle is an instant Freestyle Virtual Credit Card up to $5,000 that exists solely in digital format. Gone are the days waiting for your credit to arrive in the mail - with Freestyle, you can start using credit instantly once approved. Add your Freestyle card to your mobile wallet to Tap n Pay in-store or use the card details in yor MoneyME account to make online purchases.
You can also make peer-to-peer transfers and send money to your bank account in just a few taps. Plus, Freestyle offers up to 55 days interest-free on purchases. With all of these cool features and more, Freestyle is the better way to access credit.