Award winning finance solution

Award winning finance solution

Create an account in minutes
to access up to $10,000*

Simply add Freestyle to your
mobile wallet & you’re ready to go

Freestyle it! Anywhere
that accepts Mastercard®

Your go-to payment method,
in-store and online

55 days interest-free
on purchases**

Pay later for groceries, petrol,
big ticket items & more

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $10,000*

Annual fee

from $100

Monthly fee

$9

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

from 16.99% p.a.

Other fees and charges may apply.

What our customers say

4.94/5

MME_homepage_2019_V3_Full-V4-ForRoel
[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

star a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Like

Qii Xandra

1 review

star a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Like

Pepe Intharacks

1 review

star a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Like

Kim Col

1 review

star a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Like

Luke Nyirenda

1 review

star a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Like

Pene Roe

1 review

star a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Like

Clint Joyce

1 review

star a day ago

Excellent service, quick and easy application and funds available almost immediately.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Shop now, pay later or transfer money to
anyone. Freestyle it with Mastercard®.

Like a credit card, but better: introducing Freestyle - The Virtual Credit Account

Freestyle is an instant virtual credit account up to $10,000 that exists solely in digital format. Gone are the days waiting for your credit card to arrive in the mail – with Freestyle, you can start using credit instantly once approved. Add your Freestyle card to your mobile wallet to Tap n Pay in-store or use the card details in your MoneyMe account to make online purchases. You can also make peer-to-peer transfers (coming soon) and send money to your bank account in just a few taps. Plus, Freestyle offers up to 55 days interest-free on purchases. With all of these cool features and more, Freestyle is the better way to access credit.

Tap n Pay in-store with Freestyle


Forget price tags, download the MoneyMe app and apply for a Freestyle Virtual Credit Account on the spot. Browse your favourite store while your credit is being approved. By the time you reach the counter your Freestyle virtual card could be approved. Then add to your mobile wallet to tap and go! Better than a credit card? We think so, too.


With interest-free payment terms offered on Freestyle purchases, you’ll pay nothing today, and nothing extra if you repay your borrowed credit within the interest-free period (up to 55 days). What a deal!


Online payments made easy


Take advantage of the best deals online with your Freestyle Virtual Credit Account.


Freestyle can be used anywhere that offers Mastercard to make a credit card payment. Simply log in to your MoneyMe account and tap your virtual card to reveal your card number, expiry date and CCV for online purchases.


For an even faster checkout experience, you can select Freestyle as your payment method on any Freestyle retailer’s website and simply log in to your MoneyMe account to proceed with payment.


Send and receive money


Whether you’re splitting the dinner bill with friends or paying a colleague back for lunch, with a Freestyle Virtual Credit Account you can make peer-to-peer transfers (coming soon), straight from your mobile. All you need to do is punch in the mobile number of the person you’re sending money to and our tech does the rest to ensure they receive the payment. It’s as simple as that!


Plus, you can send money straight to your bank account in just a few taps by confirming the amount you wish to transfer. No questions asked.


How do I apply?


To be eligible for a Freestyle Virtual Credit Account you must be living in Australia, employed and 18 years or older. To apply in minutes, simply click ‘Apply now’ below and complete our easy online application. Once approved, your Freestyle virtual card will be set up and ready to use instantly – it’s that fast.