Personal loans up to $70,000

Bank-beating rates, speed and service

Check your interest rate, repayments and maximum loan amount in 90 seconds.

Variable rate
5.99
%
p.a.
Comparison rate *
6.70
%
p.a.

With no impact to your credit score

Personal Loans

Award-winning lender

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Ratings (mobile)

Why our customers love us

Low rates that
beat the banks

MONEYME

from 6.70% p.a.

ANZ

from 8.18% p.a.

NAB

from 8.99% p.a.

Westpac

from 9.18% p.a.*

CommBank

from 9.64% p.a.

Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.

With no impact to your credit score

A personal loan built around you

Great low rates

Great low rates

Low rates that beat the banks. Put more money back in your pocket.

Your loan, your timeline

Your loan, your timeline

Choose a loan term that fits your budget. No early repayment fees.

Get a quote in minutes

Get a quote in minutes

See your interest rate and repayments without impacting your credit score.

Same-day loans

Same-day loans

Approvals and funding in as little as 60 minutes, even on weekends.

Personal loan calculator

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$0.00

Example interest rate

8.7% p.a.

Comparison rate*

10.08% p.a.

Total charges

$0.00

Total repayments

$0.00

With no impact to your credit score

Low rates, no surprising fees

Variable interest rate

5.99

%p.a.

up to 24.49% p.a.

Comparison rate*

6.70

%p.a.

up to 25.87% p.a.

With no impact to your credit score

Check our rates

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

Get a quote for a personal loan in minutes

You can check your personal loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.

1

Check your rate and repayments

You can get a conditional loan offer in just minutes without impacting your credit score!

2

Submit your application

Review your loan offer, accept it, and you'll get an outcome typically within 60 minutes.

3

Same-day funding

Once approved, we'll transfer the money to your bank account immediately, even on weekends.

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Must be Australian citizen, New
Zealand citizen or permanent resident

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Earn more than $30,000 p.a. from employment

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Must at least be 18 years old

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Bank-grade security

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‘Read only' access to accounts

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256-bit data encryption

With no impact to your credit score

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Trusted by over 110,000 Aussies

4.6 review rating

With no impact to your credit score

Everything you need in one app

Get a quote or apply on-the-go in minutes and manage your account anytime, anywhere.

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.