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Feel free to contact us for all your needs

Call us on
1300 329 037

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Operating hours

Mon to Fri 8am to 9pm

Sat & Sun 9am to 9pm

(Sydney/Melbourne time)

Our address

Level 3, 131 Macquarie Street, Sydney NSW 2000

Level 2, 317 Hunter Street, Newcastle, NSW 2300

Ready to get started?

Up to $20,000

Low rate virtual Mastercard ®,
interest-free terms.

Up to $50,000

Low rates, fast approvals,
flexible repayments

Up to $50,000

Consolidate your debt into
one simple repayment.

Things you should know

For an unsecured personal loan of:

Medium Loan

From $2,100 to $3,000

Personal Loan

From $3,001 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $2,500 over 2 years:
- Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.
- Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.
- Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan

From $3,001 to $50,000

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.4% comparison rate*). The total repayment is $38,601.51, which includes $30,000 principal, $1,200 establishment fee and $7,601.51 interest.
- Maximum interest rate of 29.99% p.a. (31.7% p.a. comparison rate*). The total repayment is $60,165.89, which includes $30,000 principal, $1,200 establishment fee and $29,165.89 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:

Fees and charge

Other fees that may apply

Example repayments

Interest rate 16.99%*
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $5
Only applies if outstanding balance is over $20
Annual fee from $0 to $149
Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Based on a revolving line of credit of $20,000 over 3 years
- Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other fees that may apply

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years
- Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.