Simplify multiple debts into one easy-to-manage repayment.
Won’t impact your credit score!
Take control of your finances with our debt consolidation loan.
Forget juggling multiple debts and not knowing when or how much you’re going to be charged next. With debt consolidation, you can simplify your debts into one easy to manage, low monthly repayment.
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example variable interest rate
Comparison rate
Total charges
$0.00
Total repayments
$0.00
It won’t affect your credit score!
Variable interest rate
up to
Comparison rate*
up to
Won’t impact your credit score!
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
Find out how much you need to repay your existing
debt. You can apply for additional funds if needed.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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our other products and special offers.
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Our debt consolidation loan offers low-rate personal loans specifically built for consolidating all your outstanding debts. Apply online, get an outcome fast and receive up to $50,000 same-day within 60 minutes. We understand how paying off multiple debts monthly with different terms and charges can be daunting. With a debt consolidation loan, you get access to fast funds to turn your monthly repayments into a single, low-rate loan with flexible repayments, competitive rates and zero early exit fees. Paying off debts has never been this easier.
Debt consolidation works by combining all your outstanding debts into one unsecured personal loan with a possibly lower interest rate and lower monthly repayments. Our debt consolidation loan offers competitive rates so you can easily take advantage of a lower interest rate than what your current personal loan or credit card offers. Our transfer times are extremely fast, and once approved you can expect the funds to be in your account within minutes.
Having access to debt consolidation loans with us is super easy:
Apply online via our website and enter your desired loan amount and duration.
Provide us with some personal information, income details and bank statements.
Submit your application!
Once approved, depending on who you bank with the funds may hit your bank account in as little as 60 minutes.
Modern times call for modern solutions, and getting access to quick funds is no exception to that. Our debt consolidation loan is 100% online, which means you get to experience a streamlined digital process—from filling out the application form up to receiving your funds. Powered by our own intelligent decision-making engine, our loan processes are fair and accurate, and outcomes are delivered fast.
Debt consolidation is a way of combining two or more debts—with different loan terms, interest rates and fees—into a solitary loan. A debt consolidation loan saves you from all the hassle of dealing with multiple repayments each month. Think of it as a personal loan, but rather than using it for purchasing goods or services, you are allocating the funds to pay off your outstanding debts.
The most common types of debt you can consolidate are credit card debts, student loans, or high-interest personal loans that you used to pay off medical expenses, car, house or other personal purchases.
Save up on interest. Getting a debt consolidation loan can potentially help you yield a lower interest rate compared to paying off more than one debt at a time. But the interest rate still varies from one lender to another, so be sure you are choosing a debt consolidation loan with a lower interest.
Better finance management. A debt consolidation loan is what you need to avoid the dilemma of managing multiple repayments each month. If you’re only dealing with just one repayment, it becomes easier to set clear goals and gain better control of your financial situation.
Credit score boots. Consolidating your debts may help increase your credit score, especially when you’re not one to keep on top of your repayments. If your debt consolidation loan yields a lower interest rate, you’ll be in a position to pay off your debts faster, which in turn will improve your credit score.
The good news is you can now apply for debt consolidation loans online from banks and private lenders. OneDebt, for example, has a completely online process that allows you to submit an application and receive a loan decision via your mobile phone. If you are applying online, be sure that you are ready with your valid IDs, email address and online bank statements to ensure a seamless experience.
The total time it takes to process a debt consolidation loan depends on who your lender is. If you are applying thru banks or credit unions, the duration is usually within 24-48 hours, and in some cases it might take up to a week. If you are applying through online lenders, there’s a chance that you can get a decision in a day as most of them rely on an advanced and automated process to assess applications.
If you are applying for an unsecured debt consolidation loan, your lender will not require you to submit your personal assets such as your home, vehicle or business as collateral. You will obtain the loan based solely on your creditworthiness.
The minimum or maximum loan amount depends on who your lender is. To get an idea of how much you should borrow, first you need to make a list of all your existing debts and calculate your total repayments. From there you’ll get an idea of the loan amount enough to cover all your loans.
OneDebt offers debt consolidation loans from $3,100 to $50,000 with interest starting from 6.95% p.a. (comparison rate from 8.34% p.a.). Use our free online loan calculator to get an on-the-spot computation of your expected monthly repayments.
Just like with personal loans, apart from the interest, most lenders will require you to pay for an establishment fee and monthly account keeping fee for a debt consolidation loan. At times when you fail to pay on time, you may incur a late fee penalty, or an early repayment fee when you pay off your loan earlier than your agreed loan term.
Setting up a repayment plan is much easier when you consolidate your debts as there’s only one loan to pay off each month. This way, you’ll know exactly when you’ll complete your repayments. Plus, with OneDebt your repayments are aligned with your pay cycle, so you don’t have to worry about getting caught with late fees.
We’re all about responsible lending, which means we’re transparent with our costs and we only approve a debt consolidation loan amount that we think you can comfortably repay. We take into consideration several factors in order to come up with a loan decision tailored to your personal circumstances. These include your credit history, income, debt obligations and living expenses.
Comprehensive Credit Reporting (CCR) has been a big help in seeing your credit history from all perspectives. Not only it shows your past defaults and missed payments, but also how you make amends and initiate positive efforts to pay off your debts.
This allows us to understand the complete picture of your credit behaviour and come up with a better risk-based loan assessment for your application.
We’re here to help you work out your debts from multiple credit cards or existing loans with other lenders. Our online application is simple and easy, and you can complete it in under 5 minutes using just your mobile phone.
Say goodbye to old-fashioned lending where you have to submit reams of paperwork, go on face-to-face applications, and answer several phone calls. Our debt consolidation loan does all the heavy work by using an advanced proprietary loan management system that provides fair and accurate loan assessment, easily allowing you to get an outcome fast so you can get the money to pay off all your debts sooner.
Get a debt consolidation loan up to $50,000 with an interest rate starting at 6.95% p.a. (comparison rate from 8.34% p.a.), with flexible repayments and zero early exit fees. Plus, you can easily manage your account with our app.
Debt relief is a form of financial assistance designed to help borrowers reduce their financial commitments and get in front of their personal finances again. Whether you are currently struggling to manage all of your expenses and debts or whether you’d like a simpler, less complicated way of managing your money, our debt consolidation loan can help.
We offer customers unsecured personal loans up to $50,000 that you can use to pay out all of your existing debts and bills in one fell swoop. Repay your loan with us with fixed monthly repayments over your preferred loan time.
Enjoy low rates and fees and no early termination costs. Applications take less than 5 minutes to complete and submit online.
We service all of Australia, offering fast and easy online loans via our website. As a wholly online lender, we specialise in providing intuitive and quick financial solutions, turning around loan applications in just 24 hours. Change your credit plan and regain control of your debt with our help.
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