Bank-beating loans & credit cards

Why settle for a bank? Get low rates, fast online quotes, same-day approvals and support that won’t keep you waiting.

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A different kind of lender

Quick quotes, fast approvals

Quick quotes, fast approvals

We cut out unnecessary paperwork and delays with lending that’s fast, simple, and built around you.

Transparent and flexible

Transparent and flexible

No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.

Real support, real fast

Real support, real fast

Speak to a real person if you have questions, we usually answer calls in seconds.

For people and the planet

For people and the planet

We care about our social and environmental impact, and we’re proudly B Corp Certified. To learn more click here.

Everything you need in one app

Apply in minutes and manage your account wherever and whenever you need it.

Purpose-driven
and responsible

At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.

As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.

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Award-winning lender

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We're trusted by over half a million Australians

4.7 review rating

Really Quick!

Application process was very simple and then funds transferred almost instantly. Emails communicated instructions very clearly. Constant communication all the way along and app and website worked really well.

Definitely a 5 star rating

I think moneyme is very easy to work with, very helpful and went out of their way to make my loan go thru faster as I needed it to happen quickly, and a very fair rate, definitely a 5 star rating, Thank you MONEYME

Very easy and fast to use

Had funds within 2hrs of application. Fantastic experience!

MONEYME were absolutely amazing.

The entire process was incredibly fast, easy and stress-free from start to finish. I signed the contract and literally within seconds the funds were in my account. MONEYME exceeded my expectations. Without a doubt one of the best lending experiences I've ever had. I'll definitely be back and would highly recommend them to anyone looking for quick, hassle-free finance.

Fantastic

I cannot believe how easy the process was. I had the money in my account in under 3 hours from the time I applied! I had argued with my bank for a week before I found MONEYME I would recommend this company to everyone.

I had a great experience with this car finance company.

The entire process was smooth, quick, and stress-free. The team was professional, friendly, and explained everything clearly, making it easy to understand my finance options. They kept me updated throughout the process and worked hard to get my loan approved as quickly as possible. I would definitely recommend them to anyone looking for reliable and efficient car finance services. Thank you for making my car purchase so easy!

MONEYME has been extremely helpful

In assisting me with finance and recently refinancing my car loan to be able to upgrade my car. I would recommend them when looking for a loan company either for personal or car finance.

I'd definitely recommend MoneyMe.

If you're looking for a finance company that's efficient, transparent, and easy to deal with, I'd definitely recommend MONEYME. Really happy with the service and overall experience!

I'm very happy to recommend MONEYME.

Their rates were the best I could find, and they suited my needs perfectly for a business car loan. The process was straightforward, communication was excellent, and everything was handled efficiently. I'm very satisfied with the service and would happily recommend MONEYME to anyone looking for a competitive and reliable lender.

Thanks to MONEYME I was able to get my first brand new car!

The process was super easy to follow online and even better they were super quick and reliable with moving the process along. It took me just 1 day to complete and have my loan approved!

Fast and simple

Loan application that was approved quickly and competitive interest rate that has no penalties for extra or early payments. Also with the use of an app for easy repayments and to keep track of the loan.

Highly recommend

Very informative, and very helpful and very fast with approval, i think it took about 2 days in total from applying to funds in my account and paying for the car, the loan term was also better than i expected and the repayments less than i thought, would highly recommend

MONEYME has always been amazing.

I've been with them for years and they are consistently great to speak with and the service is fantastic too. Never had a problem. Highly recommend

Reliable and trusted with good interest rates

Hey everyone just sharing my experience through money me finances which I applied for loan it was smooth reliable and trusted with good interest rates and also easy to get loan in couple of minutes highly appreciated definitely would recommend anyone going for loan.

Helpful and easy

Well I've been with MONEYME for the last 5yrs so helpful and easy to deal with hence why ive not so long ago been approved for another loan from you guys so thankyou for helping me out as im enjoying my new ride

Really Quick!

Application process was very simple and then funds transferred almost instantly. Emails communicated instructions very clearly. Constant communication all the way along and app and website worked really well.

Definitely a 5 star rating

I think moneyme is very easy to work with, very helpful and went out of their way to make my loan go thru faster as I needed it to happen quickly, and a very fair rate, definitely a 5 star rating, Thank you MONEYME

Very easy and fast to use

Had funds within 2hrs of application. Fantastic experience!

MONEYME were absolutely amazing.

The entire process was incredibly fast, easy and stress-free from start to finish. I signed the contract and literally within seconds the funds were in my account. MONEYME exceeded my expectations. Without a doubt one of the best lending experiences I've ever had. I'll definitely be back and would highly recommend them to anyone looking for quick, hassle-free finance.

Fantastic

I cannot believe how easy the process was. I had the money in my account in under 3 hours from the time I applied! I had argued with my bank for a week before I found MONEYME I would recommend this company to everyone.

I had a great experience with this car finance company.

The entire process was smooth, quick, and stress-free. The team was professional, friendly, and explained everything clearly, making it easy to understand my finance options. They kept me updated throughout the process and worked hard to get my loan approved as quickly as possible. I would definitely recommend them to anyone looking for reliable and efficient car finance services. Thank you for making my car purchase so easy!

MONEYME has been extremely helpful

In assisting me with finance and recently refinancing my car loan to be able to upgrade my car. I would recommend them when looking for a loan company either for personal or car finance.

I'd definitely recommend MoneyMe.

If you're looking for a finance company that's efficient, transparent, and easy to deal with, I'd definitely recommend MONEYME. Really happy with the service and overall experience!

I'm very happy to recommend MONEYME.

Their rates were the best I could find, and they suited my needs perfectly for a business car loan. The process was straightforward, communication was excellent, and everything was handled efficiently. I'm very satisfied with the service and would happily recommend MONEYME to anyone looking for a competitive and reliable lender.

Thanks to MONEYME I was able to get my first brand new car!

The process was super easy to follow online and even better they were super quick and reliable with moving the process along. It took me just 1 day to complete and have my loan approved!

Fast and simple

Loan application that was approved quickly and competitive interest rate that has no penalties for extra or early payments. Also with the use of an app for easy repayments and to keep track of the loan.

Highly recommend

Very informative, and very helpful and very fast with approval, i think it took about 2 days in total from applying to funds in my account and paying for the car, the loan term was also better than i expected and the repayments less than i thought, would highly recommend

MONEYME has always been amazing.

I've been with them for years and they are consistently great to speak with and the service is fantastic too. Never had a problem. Highly recommend

Reliable and trusted with good interest rates

Hey everyone just sharing my experience through money me finances which I applied for loan it was smooth reliable and trusted with good interest rates and also easy to get loan in couple of minutes highly appreciated definitely would recommend anyone going for loan.

Helpful and easy

Well I've been with MONEYME for the last 5yrs so helpful and easy to deal with hence why ive not so long ago been approved for another loan from you guys so thankyou for helping me out as im enjoying my new ride

Better rates and convenient!

Process was easy and quick- very convenient. Rates were also much better than what the banks offer.

A seamless, efficient and professional experience.

Excellent communication culminating in a very quick transaction. Would use them again without hesitation.

Easy to deal with.

I found MONEYME to be straightforward. The whole process from applying to approval was quick and done with ease. The app is easy to understand and effortless. Well done to MONEYME.

I would do it all again with MONEYME

Great financial group. I have had 2 personal loans and they could not do enough to help me. If I need to, I would do it all again with MONEYME. Thank you

Got a better interest rate!

I have had numerous loans with MONEYME; the process is quick, the service is great, and that's why I keep coming back. Highly recommend.

We've used MONEYME for 5 years

We've used MONEYME for 5 years and funded various vehicles with them. Their honesty, expertise and speed is the best in the market. With a recent purchase they approved and settled all within hours. Their process and rates are amazing. Thanks Cam and the MONEYME team.

The interest rates were reasonable

My experience with MONEYME was very simple and convenient, and I was impressed with how fast they approved my loan request. The interest rates were reasonable which I appreciate and the repayments for me are more than manageable.

I would give these guys an 11 out of 10

I have never struck a lender so easy to get along with , then coupled by a top broker sam smith, if you need a lender i would give these guys an 11 out of 10 , fantastic

So impressively easy and fast.

Our bank who we already had a mortgage with was being difficult despite clearly being able to see that we put $1000 extra per fortnight into our mortgage, moneyme had our application approved and money in our account within 24hours.

I was recommended MONEYME

I am only at the beginning of my finance and the process has been very straight forward. I was recommended MoneyMe because I plan to pay out my finance early and like the fact I can do that without getting whacked with extra fees and interest!

What a pleasure working with MONEYME.

What a pleasure working with MONEYME. Their service and expertise were beyond expectations. Thank you for making this process so easy and simple.

Fast and simple

The application process was straightforward, quick and simple, the interest rate was very competitive and the funds were available immediately after approval.

They definitely went above and beyond

From start to finish the whole experience was flawless and they definitely went above and beyond to get me the product I really wanted well done to Peter and luke great job guys I'll be sure to return when time is right thank you a million times

Funds where in my account with 24hours

Straight forward application, information requests easily accessed from my phone, quick response times and funds where in my account with 24hours. Thanks MONEYME ⭐⭐⭐⭐⭐rating

Better rates and convenient!

Process was easy and quick- very convenient. Rates were also much better than what the banks offer.

A seamless, efficient and professional experience.

Excellent communication culminating in a very quick transaction. Would use them again without hesitation.

Easy to deal with.

I found MONEYME to be straightforward. The whole process from applying to approval was quick and done with ease. The app is easy to understand and effortless. Well done to MONEYME.

I would do it all again with MONEYME

Great financial group. I have had 2 personal loans and they could not do enough to help me. If I need to, I would do it all again with MONEYME. Thank you

Got a better interest rate!

I have had numerous loans with MONEYME; the process is quick, the service is great, and that's why I keep coming back. Highly recommend.

We've used MONEYME for 5 years

We've used MONEYME for 5 years and funded various vehicles with them. Their honesty, expertise and speed is the best in the market. With a recent purchase they approved and settled all within hours. Their process and rates are amazing. Thanks Cam and the MONEYME team.

The interest rates were reasonable

My experience with MONEYME was very simple and convenient, and I was impressed with how fast they approved my loan request. The interest rates were reasonable which I appreciate and the repayments for me are more than manageable.

I would give these guys an 11 out of 10

I have never struck a lender so easy to get along with , then coupled by a top broker sam smith, if you need a lender i would give these guys an 11 out of 10 , fantastic

So impressively easy and fast.

Our bank who we already had a mortgage with was being difficult despite clearly being able to see that we put $1000 extra per fortnight into our mortgage, moneyme had our application approved and money in our account within 24hours.

I was recommended MONEYME

I am only at the beginning of my finance and the process has been very straight forward. I was recommended MoneyMe because I plan to pay out my finance early and like the fact I can do that without getting whacked with extra fees and interest!

What a pleasure working with MONEYME.

What a pleasure working with MONEYME. Their service and expertise were beyond expectations. Thank you for making this process so easy and simple.

Fast and simple

The application process was straightforward, quick and simple, the interest rate was very competitive and the funds were available immediately after approval.

They definitely went above and beyond

From start to finish the whole experience was flawless and they definitely went above and beyond to get me the product I really wanted well done to Peter and luke great job guys I'll be sure to return when time is right thank you a million times

Funds where in my account with 24hours

Straight forward application, information requests easily accessed from my phone, quick response times and funds where in my account with 24hours. Thanks MONEYME ⭐⭐⭐⭐⭐rating

MONEYME Personal Loan

Our personal loan puts you in control with bank-beating rates, fast online approvals and award-winning service. Whether you’re funding a big purchase, consolidating debt, or covering an unexpected cost, our personal loans are designed to be fast, flexible and easy to manage.

Get a personalised quote in minutes with no impact to your credit score. You’ll see your tailored interest rate, repayments and how much you can borrow upfront. Apply online or in the app in just a few steps, with same-day outcomes and funds transferred immediately after approval.

You can borrow up to $70,000, choose a loan term that suits your budget, make extra repayments with no fees and manage everything easily through the MONEYME app. That’s why thousands of Australians are switching to MONEYME for a better way to borrow.

With no impact to your credit score

*Loan terms range from 3 to 7 years. Annual Percentage Rates (APR) from 6.24% p.a. (comparison rate from 6.95%). The maximum APR is 26.10% p.a. (27.49% p.a. comparison rate). Representative example: a loan of $30,000 over 5 years with an interest rate of 9.44% p.a. (10.82% p.a. comparison rate) would require monthly repayments of $649.56, with total repayments of $38,973.48, including a $495 establishment fee and a $10 monthly fee. Rates displayed are for customers with an excellent credit history. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Copyright 2026 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.