Credit made for you

Low rates, ready to use in minutes, anywhere

Up to $20,000

Low rate 16.99% p.a. & $250 back*

Up to 55 days interest-free
Fast approval in minutes
Add to mobile wallet to use instantly
Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made from 01/09/2020 for a limited time only.
View full T&C’s here.

Up to $50,000

Money in your bank in as little as 60 minutes
Online quick application
Simple repayments and costs nothing
to repay early
Low rates tailored to your profile

Get our lowest rate advertised

Freestyle Virtual Mastercard®

Get a low rate if 16.99% p.a.
plus $250 back*.

Low rates from 8.99% p.a.

Personal Loans

Quick online application,
no early exit fees.

*Applications are subject to eligiblity criteria including credit approval. Other terms and conditions may apply.

Why choose MoneyMe?

Completely online

No fuss, no paperwork. Get up to $50,000 in minutes

Quick decision

Complete our 3-minute application process to get a fast outcome

Competitive rates

Fairer rates tailored to your credit profile and history

Fixed repayments

Self-manage your repayments from within your MoneyMe account

What can you expect

Fast and easy

The experience is simple, online and quick

Lightning speed

We use the latest in financial technology to give you a fast outcome

Transparency

We’re completely upfront, with no hidden fees or charges

Dedicated support

Our team is available to assist you 7 days a week

Ready to get started?

Up to $20,000

Low rate 16.99% p.a. & $250 back*

Up to 55 days interest-free
Fast approval in minutes
Add to mobile wallet to use instantly
Transfer credit to your bank or pay anyone

Up to $50,000

Money in your bank in as little as 60 minutes
Online quick application
Simple repayments and costs nothing
to repay early
Low rates tailored to your profile

What our customers say

4.94/5

98%

would recommend
MoneyMe to a friend

of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Qii Xandra

1 review

a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Pepe Intharacks

1 review

a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Kim Col

1 review

a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Luke Nyirenda

1 review

a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Pene Roe

1 review

a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Clint Joyce

1 review

a day ago

Excellent service, quick and easy application and funds available almost immediately.

Things you should know

For an unsecured personal loan of:

Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.
Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.
Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:

Fees and charge

Interest rate 16.99%*
Credit limit approvals up to $20,000
Minimum withdrawal amount is $100
Monthly account fee of $5

Only applies if outstanding balance is over $20
Annual fee from $0 to $149

Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

Dishonour fee of $15

This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15

This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.