About MONEYME
Low rate wedding loans
Bank-beating rates and no surprises. Get a quote to see your rate and repayments before you apply.
No credit score impact | Am I eligible?
Why our customers love us
Low rates that
beat the banks
MONEYME
from 6.70% p.a.
ANZ
from 8.18% p.a.
NAB
from 8.99% p.a.
Westpac
from 9.18% p.a.*
CommBank
from 9.64% p.a.
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
No credit score impact | Am I eligible?
A wedding loan built around you
Great low rates
Low rates that beat the banks. Put more money back in your pocket.
Your loan, your timeline
Choose a loan term that fits your budget. No early repayment fees.
Get a quote in minutes
See your interest rate and repayments without impacting your credit score.
Same-day loans
Approvals and funding in as little as 60 minutes, even on weekends.
Award-winning lender
Low rates, no surprising fees
Variable interest rate
5.99
%p.a.
up to 24.49% p.a.
Comparison rate*
6.70
%p.a.
up to 25.87% p.a.
No credit score impact | Am I eligible?
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Establishment fee
$0 - $395
Loans up to $15,000
$0 - $495
Loans above $15,001
Loan term
3 to 7 years
Our fees
$10
Monthly fee
$0
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Get a quote for a wedding loan in minutes
You can check your wedding loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
1
Check your rate and repayments
You can get a conditional loan offer in just minutes
without impacting your credit score!
2
Submit your application
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
3
Same-day funding
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
No credit score impact | Am I eligible?
A different kind of lender
Quick quotes,
fast approvals
We cut out unnecessary
paperwork and delays with
lending that's fast, simple,
and built around you.
Transparent and
flexible
No lock in contracts, hidden
fees or surprises - just
flexible options that keep
you in control.
Real support,
real fast
Speak to a real person if you
have questions, we usually
answer calls in seconds.
For people and the
planet
We care about our social and
environmental impact, and
we're proudly B Corp
Certified.
No credit score impact | Am I eligible?
What is a wedding loan?
A wedding loan is a type of personal loan that helps you fund your big day without draining all your savings. Whether you’re booking a venue, covering vendor deposits, or finalising last-minute details, a wedding loan provides upfront funds so you can focus on celebrating. It can be used for proposals, engagement parties, weddings, honeymoons, or anything in between.
MONEYME offers fast, flexible wedding loans with a simple online process. You can get a personalised quote in minutes to check your rate and repayments before you apply. Our wedding personal loans are unsecured, so there’s no need to provide collateral or dip into emergency savings.
No credit score impact | Am I eligible?
Need a loan for something else?
Trusted by over 110,000 Aussies
Efficient service.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
DianeJan 11, 2023
Item 1 of 6
No credit score impact | Am I eligible?
Using your loan for wedding expenses
A personal loan for your wedding gives you financial control and flexibility to pay for what matters most. You can use your loan for:
- Venue hire and catering
- Photographer and videographer packages
- Wedding attire and styling
- Entertainment and music
- Florals and decorations
- Honeymoon or travel expenses
- Celebrant or ceremony fees
- Deposits for vendors and suppliers
- Wedding dress or wedding suit or tuxedo
- Proposal, engagement party, wedding event or honeymoon
And more! From the engagement party to your honeymoon, a wedding loan can help bring your plans to life.
Benefits of a wedding loan with MONEYME
Thousands of couples trust MONEYME to help fund their big day. Here’s why:
- Get a quote in minutes – See your personalised rate and repayments upfront (with no impact to credit score) so you can budget your wedding effectively.
- Apply online and get funded the same day – Our process is digital, with approvals and transfers typically happening the same day, even on weekends, allowing you to lock in vendors and not stress about slow approval times.
- No early exit fees – If you receive gifts or extra funds, you can pay off your loan early or make extra repayments without any additional cost.
- Flexible loan options – Borrow between $5,000 and $70,000 and choose a loan term that suits your timeline, from 3 to 7 years.
- Stay in control with our app – Track repayments, manage your loan and make updates easily through the MONEYME mobile app.
Whether you're planning something small or going all out, MONEYME helps you stay organised and in control of your wedding budget.
Everything you need in one app
Get a quote or apply on-the-go in minutes and manage your account anytime, anywhere.
Purpose-driven
and responsible
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
Our business hours
Sydney/Melbourne time
Customers
Monday - Friday
8AM-7PM
Saturday
9AM-6PM
Sunday
Closed
Partners
Monday - Friday
8AM-5PM
Saturday & Sunday
9AM-3PM
Customer support
Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.