Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
When it comes to a personal loan, MoneyMe knows how to make the process as smooth and simple as it can be. This is because we understand that life can demand a lot from you at times.
Perhaps you need wedding loans to iron out some of the event expenses or maybe you need a loan ASAP to bounce back from the patio cost that put a dent in your savings. Regardless of the reason for your personal loans, our quality credit product solutions will surely leave you feeling satisfied.
We have non secured loans for all types of people in Australia – just apply for an account online, input basic information about your finances, then wait for our instant approval!
With MoneyMe, you can have a personal loan that ranges from as low as $5,000 to as high as $50,000. The best part is that, unlike traditional loan companies, we can give these funds in as fast as 60 seconds (depending on your financial institution).
A rapid loan from us has been made possible due to the advanced Proviso technology we use. With this tool, we will analyse the past 90 days of your banking history so we can give you the quick service you deserve.
Not to worry, one of our priorities at MoneyMe is data privacy. We only check your bank statements as read-only documents – meaning we have top security encryption to ensure that no outside party can view your bank account information.
Join the MoneyMe family today and experience fast, safe, and convenient conditions when you borrow money.
We understand that the current question in your mind is ‘which bank has the best business payment plans for a personal loan?’
While there are a number of tried and tested banks out there, you would be hard-pressed to find any with the interest rate offers and benefits MoneyMe provides.
When you apply for personal loans with us, we factor in a number of important elements such as sources of income, debt obligations, and living expenses. This way, we can come up with a fair loan decision even if you have a bad credit score.
Now how’s that for business? Apply for an unsecured loan from MoneyMe and have us look at the bigger picture with regard to your financial situation.
At MoneyMe, we are confident with our online alternatives to bank loans. That is why we are even providing you with our free personal loan repayments calculator.
With this tool, you can analyse a number of variables such as interest rate for personal loans vis-a-vis preferred fixed term. By doing this, you can effectively see how much you have to pay and how often you have to do so based on your income generation.
Whether it be a $5,000 loan with fortnightly payments or a $50,000 loan with monthly payments, you will surely find the right option for you at MoneyMe.
Have you been thinking about making a loan but are worried about the tax aspect? Well, MoneyMe has some good news for you.
Generally, a personal loan is not subject to tax since the funds you will receive are not considered income. Additionally, a private loan from MoneyMe cannot be labelled as income since the amount has to be repaid based on the agreed-upon terms.
On the other hand, wages are seen as a sum of money you earn and can freely keep as savings. This means that this amount can be subject to income tax as it is what you receive from your employer.
With this distinction, you are free to loan from our base amount of $5,000 to our maximum amount of $50,000 without having to worry about tax charges.
Through the use of our intuitive and user-friendly platform, you can easily increase the amount of your personal loan.
To be eligible for this change, you must first create a positive track record with us. For instance, if we see that you have been repaying the proper amount consistently, your MoneyMe loan rating may level up to an A1+ from an A3.
Ultimately, this means that you not only have the option to loan larger amounts, but have lower interest fees as well.
Create a personal loan MoneyMe account today, make consistent repayments, and experience more benefits from us down the line!
When it comes to personal lending, it is a general rule that an online bank loan cannot be transferred to another individual. However, for some traditional lenders, the contract cosigner becomes the bearer of the debt when the original signer can no longer attend to the obligation.
Additionally, secured car loans that use the vehicle as collateral or mortgages with a similar repayment set-up can also be transferred to the cosigner.
With MoneyMe, you won’t have to worry about those factors as we only provide an unsecured personal loan option.
Here, we analyse your specific situation and give you an amount that you can realistically pay off. This way, you won’t have to stress about your assets being taken away or your loved ones dealing with your loan in case you cannot pay for it anymore.
Getting a personal loan from MoneyMe is quick and simple as long as you are eligible. To enjoy our lending loans, you must fulfil the following conditions:
If you have met all these requirements, then you can begin the effortless process by downloading the MoneyMe mobile phone app available in the Apple App Store or Google Play Store. You may also visit our website.
Afterwards, simply create an account, complete the three-minute application, and wait for our team to approve your request.
With how fast you’ll receive the money, you’ll be left wondering why you haven’t tried our premium services before. Join us here at MoneyMe to purchase what you want, when you want.
See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!
Review your loan offer, hit 'submit application', and
we'll take care of the rest.
If approved, you can have money in your bank account
in as little as 60 minutes.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
Bank-grade security
‘Read only' access to accounts
256-bit data encryption
Won’t impact your credit score!
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
Apply in minutes and manage your account
wherever and whenever you need it.
Instant transfers for most banks
For almost all banks you can expect
to have money available in your bank account straight away.
For a handful of smaller banks or credit unions, it may take 1 business day.
Personal Loans are running hot!
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Want to boost your financial wellness while also having a shot at winning some extra cash? Simply log into the MONEYME App and check your credit score every month to go in the draw to win $1,000!
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