Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 5 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

New Car Finance Deals



If you’re looking to buy a new car, applying for new car finance deals can be a great way to save money on your purchase. There are different types of new car finance deals available, and it’s important to compare them before you make a decision.

At MONEYME, we recognise the appeal of a reliable and easily accessible new car loan. That is why we provide this kind of loan to all Australians who prefer it. In fact, just about anyone can qualify for our premium finance car deals – not just those who have incredibly high credit scores. 

Whether you are a first-timer in the world of lending or someone looking for better conditions, our credit products will surely give you the monetary assistance you need. Simply take advantage of our advanced online platform and streamlined process to get the right amount of funds for your dream vehicle. 

Join us today at MONEYME and receive some of the best new car financing deals in the country. Go through our completely paperless application and experience our unique benefits immediately! 



What are the benefits of car finance deals? 

As a careful buyer, you have probably typed in ‘comparison rate car deals’ or other similar search terms on your browser. However, other than our loan amount of $5,000 to $50,000 and competitive interest rates, we’re certain you’ll also love the benefits associated with our new car finance deals. 

  • Instant service response. Applied to other car loan lenders and waited days for approval? That won’t be the case if you choose our options over dealer finance deals. Here, you can expect an approval in as little as 60 minutes.
  • Top-of-the-line online security. When you try out our new car finance deals, you can rest easy knowing that your personal data is protected. This is because we utilise the same security system used by the top four banks in Australia. By sending your bank documents through our submission portal, our expert team will only be able to view an encrypted, read-only statement.
  • Intuitive fund management. If you want to handle your funds at any time and any place, then look no further than our mobile phone app (available on iOS and Android). With this tool, you can check your outstanding balance, track down charges, and conveniently access your lending profile information.

These are just some of the advantages we have in store for you. To enjoy the whole range we offer, simply apply for car finance at MONEYME. 



How does the repayment process work? 

The process for the repayments of our new car finance deals is straightforward. It all starts with our expert team assessing your situation – finding out if you can comfortably afford the terms of our car title loans

At this stage, aside from your raw credit score, we take into consideration a number of other pertinent factors. For instance, we account for your obligations from debts, possible sources of income, and general living expenses. Afterwards, if you qualify, we’ll approve your request or recommend a plan that will fit your lifestyle better. 

Once each variable (loan amount, variable interest, repayment duration) is sorted out, you can proceed to making a transaction from the best car dealership in your area. Then, you’ll just have to pay off your outstanding balance on a monthly or fortnightly basis.

When you apply for our new car finance deals, we match your direct debit day with your income cycle. This means that all you have to do is leave your salary in your bank account and we’ll automatically make deposits for you. 

Know that you can also contact us ahead of time if you would like to make a free advance repayment. For a smooth repayment process all year round, consider one of the car finance offers at MONEYME and leave secured interest-free car deals in the past.



How to choose the best car finance deal?

Choosing the best new car finance deals is extremely easy as you already have all the necessary information available online. 

First, simply take advantage of our vehicle loan calculator for a better understanding of our advantageous terms. This useful tool will allow you to get a car finance quote – essentially giving you the opportunity to compare our offers with that of the competition. 

Then, after determining that our low finance car deals suit your needs, you can just follow the three basic steps below to apply. 

  1. Load up our paperless application form on our mobile phone app. Complete the first part by selecting your ideal loan amount and repayment duration. 
  2. For the next portions, choose ‘vehicle expenses’ as the reason for borrowing and then encode your personal details. Here, we’ll require you to provide us with your name, email, and birthday.
  3. Review all the information fields and send us your request once you’re ready. Let our expert team make a comprehensive evaluation and transfer the funds to your account if you qualify. 

Join us today at MONEYME and get the cash you need to secure new low finance cars!

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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
New Car Finance Deals

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need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

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with purpose

Our philosophy? Doing good while
doing
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