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For information about other options for managing bills and debts, call 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
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If you are on government benefits, ask if you can receive an advance from Centrelink. www.humanservices.gov.au/advancepayments

The Australian Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

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