Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

New Car Loan



Keep your savings in healthy shape and get a new car for yourself at the same time with a new car loan. Many people consider financing a car through a dealership or apply for car finance to get the car of their dreams. These are great new car finance deals for individuals who either don’t have enough money in the bank to pay full price for a car or don’t want to disrupt their cash flow by touching their savings account. Whatever car model you plan to purchase, MONEYME can offer you a personal car loan that suits your needs, budget, and preferences. You can enjoy flexible car loan payments to settle your new car finance loan over terms that work best for you. 

Another awesome benefit of getting a new car loan to get the vehicle you want is that you don’t have to miss out on a lucrative investment opportunity. You can reserve the savings you have in your account to start a business or buy real estate to increase your assets. Meanwhile, you can still enjoy the convenience of having your own car while separating your private car finance expenses from your main cash flow. This makes your finances easier to manage, and you can simultaneously engage in activities that will grow your assets while making everyday commutes more convenient as well. 



What factors should I consider when applying for a car loan?

Most people who don’t agree that getting personal loans for a car is financially beneficial are people who have been misinformed about loans and other types of new car financing. To make sure that you make the best financial decision for yourself, it is always a good idea to research and find out as much as you can about what you are getting into, like a new car loan.

If you plan to apply for a car loan for new car, here are the factors you should consider: 



Interest rates 

The words ‘loan’ and ‘interest’ always go hand in hand. That’s because when you get a new car loan or any type of loan for that matter, you would have to pay for interest on top of the principal, which is the amount you originally loaned. The rate of interest depends on several factors such as the lender, loan conditions, type of loan – secured or unsecured – and the total amount you borrowed. 



Credit score 

Your credit score gives vehicle loan companies some idea of how good you are at paying your credit. You can improve your credit score by making sure you settle your payables on time and limiting the things you purchase on credit. You have a good credit score if you settled your previous loans timely. 



Other charges

Aside from interest, some lenders may charge you other fees such as application fees, late payment fees, and early exit fees, among many others. It’s important to run through all the applicable costs in your agreement with your lender before pushing through with your new car loan. 



How to apply for a car loan?

Getting a new car loan in Australia can be summarised in three steps: 



Submit your loan application 

Whether you apply for a bank loan for cars or choose a different financing company, the first step to getting a loan will always be submitting your application. Some companies will require you to fill in and submit your application at their physical location, but reputable online lenders, like MONEYME, allow you to do that from a convenient app on your phone. 



Comply with the necessary documents 

The next step is to prepare the paperwork that usually includes documents such as proof of identity, statement of assets and liabilities, personal information, credit profile, and vehicle details such as model, brand, registration number, and car insurance policy. 



Wait for your loan to be approved 

The final step is to wait for the lender to give the green light for your loan. Once your loan is approved, you can have the money sent to your account and purchase the car you want right away. The first repayments typically begin the first month after you receive the loan. 



How long does it take for a car loan to be approved?

Depending on the amount of the loan you are getting or the strength of the documents you submitted, a new car loan in Australia typically gets approved within three days. It might take longer if the bank or lending company requires you to provide additional documents to support the ones that you submitted initially. The duration of the approval process also depends on the type of loan you are getting and how efficient the lending company you work with is. 

MONEYME can get the money in your account within the same day you apply for the loan! We have streamlined the loan application process so you can complete the registration forms within minutes from your phone. Our service-minded staff can also get your application approved within a few minutes with the help of our proprietary technology platform that facilitates automated loan settlement. We leverage AI and cloud-based technology to deliver you an unparalleled seamless customer experience. 

Apply for a new car loan via the MONEYME mobile app now! With our highly automated modular technology platform, you can get the money within the same day so you can drive your new car very soon!

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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
New Car Loan

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