Personal loans

Credit made for you

Kitchen Renovation Costs Sydney

Trusted by thousands of Australians

Estimate your

Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

6.25 %

Comparison rate3

7.64 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.

Kitchen Renovation Costs Sydney

Wondering how much a kitchen renovation costs in Sydney? Whether you are cooking or entertaining friends, this is a space in the house you usually spend a lot of time in, so it’s important that your kitchen is designed to be functional as well as look good. Kitchen renovation costs in Sydney are not cheap. Still, a well thought out kitchen renovation can make a big difference to your lifestyle or, if you are planning on selling your home in the near future, it may even add value to your property. If you are thinking of doing a new kitchen renovation and wondering how you are going to finance it, MoneyMe offers quick and easy unsecured personal loans up to $50,000. Apply online today.

What is the average cost of kitchen renovation in Sydney?

Kitchen renovation costs in Sydney can vary widely depending on factors such as the size of your kitchen, the extent of your kitchen upgrade, and the quality and material of your fittings, fixtures and other hardware. For example, the cost of replacing kitchen cabinets or upgrading your laminate benchtop is going to be a lot cheaper than doing an entire new kitchen renovation. There are also many other variables to consider, such as whether you get custom-built cabinets or standard cabinets, how much of the labour you can do yourself and when you’ll need to hire professional help. It will also be more expensive if you are changing the layout of your existing kitchen and need plumbing (or even walls) relocated. Because of this, rather than looking at the average kitchen renovation costs in Sydney, it may be more useful to request some quotes and put together a budget based on the renovations you are actually planning on doing. Expenses you’ll need to budget for include fittings and materials such as cabinets, benchtops, splashbacks, sinks, tiles and new kitchen appliances costs. Labour costs, such as professional plumbing, electrical work and laying tiles and flooring, can also contribute substantially to the kitchen redo costs, especially if you are installing a new kitchen from scratch. From timber flooring, a ceramic tile splashback, or mood lighting to a top of the range stainless steel fridge, state of the art dishwasher or a custom-made glass display cabinet, kitchen renovation options are almost endless!

What kind of loan is best to cover the cost of kitchen renovation?

Because kitchen renovation costs in Sydney are not cheap, chances are you’ll need to take out a loan to cover the remodelling kitchen costs. If you already have a home loan, you may be able to refinance, top up your loan or use the redraw facility if your loan offers one. Rather than use the equity in your home, another option is to apply for unsecured home improvement loans. Like other personal loans, a home improvement loan will allow you to borrow a predetermined sum of money and pay it back through regular repayments over the loan term. If you are looking for a fast, no-fuss loan, Australian online money lender, MoneyMe, offers low rate personal loans ranging from $2,100 up to $50,000 with loan terms ranging from between 1 and 5 years. And if your kitchen upgrade costs less than the amount of money you borrow, you’ve got the flexibility to spend the balance on other home improvements.  Our application process is completed entirely online and can be done in less than 5 minutes. Being a tech-savvy business, we use secure technology that allows you to give us access to a read-only history of your bank statements from the last 90 days. Our loan management platform allows us to assess financial and social touchpoints in real-time so that we can give you an outcome in seconds. If your loan is approved, in many cases, the money can be in the account on the same business day you apply. With our hassle-free loans, your dream kitchen could become a reality sooner than you think!

Another option for paying for your kitchen renovation costs in Sydney is to apply for a Freestyle virtual Mastercard®. If approved, this virtual card that lives on your mobile phone can provide you with an instant line of credit up to $20,000. You can then spend up to your credit limit either online or instore using Tap n Pay, and you can also send money directly to your bank account. With up to 55-days interest-free, if you know you’ll be able to pay the money back within the interest-free period, it could be a cost-effective alternative to cover small kitchen costs such as installing new taps or buying new appliances. And, as with MoneyMe personal loans, our streamlined application and approval process means you can get your money fast and don’t need to wait long to find out if your line of credit has been approved.

With a MoneyMe personal loan or line of credit, you can start your kitchen renovation project sooner rather than later. And it’s not only kitchen home improvements that we can help you with. From bathroom renovation costs or wood heater installation costs to carport installation and backyard landscaping expenses, we’ve got you covered. View the range of mini-webisodes from the TV show Dvline Living with Dale Vine to learn more on how a MoneyMe low rate personal loan could be the solution for your next home project. Each episode features big and small renovation projects - from backyard paving and carport building to bathroom and kitchen upgrades, so be sure to tune in!

Our customers

Kitchen Renovation Costs Sydney

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!


Review Stars Out of 2,701 reviews

View more

Transparent and
simple pricing

Interest rate

6.25 %
to 19.95 %

Comparison rate*

7.64 %
to 21.32 %

Establishment fee

$295 for loans between $2,100 and $5,000

$395 for loans between $5,001 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 1 year

Maximum 5 years

Early exit fees


*This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A $495 establishment fee and $10 monthly fee applies.

Ready to get

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied