Award winning finance solution

Award winning finance solution

Create an account in minutes
to access up to $10,000*

Simply add Freestyle to your
mobile wallet & you’re ready to go

Freestyle it! Anywhere
that accepts Mastercard®

Your go-to payment method,
in-store and online

55 days interest-free
on purchases**

Pay later for groceries, petrol,
big ticket items & more

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $10,000*

Annual fee

from $100

Monthly fee

$9

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

from 16.99% p.a.

Other fees and charges may apply.

What our customers say

4.94/5

MME_homepage_2019_V3_Full-V4-ForRoel
[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

star a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Like

Qii Xandra

1 review

star a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Like

Pepe Intharacks

1 review

star a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Like

Kim Col

1 review

star a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Like

Luke Nyirenda

1 review

star a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Like

Pene Roe

1 review

star a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Like

Clint Joyce

1 review

star a day ago

Excellent service, quick and easy application and funds available almost immediately.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Shop now, pay later or transfer money to
anyone. Freestyle it with Mastercard®.

Freestyle: like a virtual credit card, but better!

The Freestyle Virtual Credit Account works just like a credit card, except it sits on your phone rather than in your wallet. You can use it to Tap n Pay in-store and make payments online using the card details stored digitally in your MoneyMe account. With MoneyMe’s quick and easy online application, you’re guaranteed to get outcome faster than any bank can provide. And rather than waiting for your credit card to arrive in the mail after being approved, your virtual card is set up and available to use instantly, making it faster and more convenient than a credit card.

The fastest way to Tap n Pay


Freestyle’s instant card creation means that you can start using your virtual card to Tap n Pay from the moment you’re approved. Add your virtual card to the mobile wallet on your smartphone and hover it near the payment terminal to make a payment using Freestyle.


Whether it’s a cab, car, or cup of coffee, feel reassured knowing Freestyle can get you what you need, when and where you need it.


Shopping online is now easier than ever


TWe’ve all been here: you’ve added items to your online shopping cart and you’re ready to pay, but your credit card has gone walkabouts and you can’t seem to find it anywhere.


And now the shoes you want are out of stock. Great.


With Freestyle, your virtual card details are stored securely in your MoneyMe account. Simply copy and paste your card number, expiry date and CCV at checkout to make a card payment. If you’re shopping on a Freestyle partner’s website, it’s even faster and easier – just log in to your MoneyMe account to proceed with the payment. No more missing out on the things you love, thanks to Freestyle.


Money transfers in seconds


The Freestyle Virtual Credit Account uses the latest online banking technology, allowing you to send money to friends or your own bank account on-the-spot, regardless of which bank you’re transferring to. To make peer-to-peer transfers (coming soon), simply enter the mobile number of the person you’re sending money to. If you’re transferring to yourself, confirm the amount you want to transfer and tap to send the funds straight to your bank.



Apply for a virtual credit account


Get a Freestyle Virtual Credit Account today by clicking ‘Apply now’ below. The application process is entirely online, fast, and mobile-friendly, meaning you can apply anywhere, anytime. Simply complete the 3-minute online application to get an outcome in minutes. With a Freestyle Virtual Credit Account, you can do all the things you love, minus the hassle.