Award winning finance solution

Award winning finance solution

Create an account in minutes
to access up to $10,000*

Simply add Freestyle to your
mobile wallet & you’re ready to go

Freestyle it! Anywhere
that accepts Mastercard®

Your go-to payment method,
in-store and online

55 days interest-free
on purchases**

Pay later for groceries, petrol,
big ticket items & more

Transfer money
straight away

To your bank account,
to friends, to anyone

Where to use Freestyle?

  Browse  

Australia’s first
virtual credit account

Apply now. Get it now. Use it now. Download today.


How to get started

MME_homepage_Final-V2 1

Create an account

Set up Freestyle in minutes via the MoneyMe App or get started here

2 2

Add to mobile wallet

Tap ‘Add to mobile wallet’ in the MoneyMe App and follow the prompts to activate Tap n Pay

3 3

Credit available 24/7

It’s that simple! Shop in-store & online or send money to your bank account straight away

  • MME_homepage_Final-V2 1

    Create an account

    Get set up in minutes via
    the MoneyMe App or get
    started here

  • 2 2

    Add to mobile wallet

    Tap ‘Add to mobile wallet’ in
    the MoneyMe App and follow
    the prompts to activate Tap n Pay

  • 3 3

    Credit available 24/7

    It’s that simple! Shop in-store
    & online or withdraw money
    to your bank straight away

Our fees and charges

Limit

Up to $10,000*

Annual fee

from $100

Monthly fee

$9

(waived if your balance is less than $20)

Interest-free period

up to 55 days**

Interest rate

from 16.99% p.a.

Other fees and charges may apply.

What our customers say

4.94/5

MME_homepage_2019_V3_Full-V4-ForRoel
[title here] [long description here]
98%

%


of customers
would recommend
MoneyMe to a friend

Daniella Byron

1 review

star a day ago

Such an unbelievably impressive service so far. I was very nervous about borrowing money but they were always so helpful and reassuring. Always quick to hell with questions and the money was in my account within the hour.

Like

Qii Xandra

1 review

star a day ago

Loan came very fast! Staff were friendly and very accomodating. They work after hours too which made it very convenient for me. Repayments are very transpartent and can be monitored through the online account. Overall, highly recommended.

Like

Pepe Intharacks

1 review

star a day ago

Always great outstanding service by the team at MoneyMe - Quick & easy application online & this is my second loan & very happy with the amount I was offerd. Very easy weekly repayments. Keep up the good customer service.

Like

Kim Col

1 review

star a day ago

Fast process! Service excellent! Check these guys out if you need cash... You'll know within 5 minutes of applying!

Like

Luke Nyirenda

1 review

star a day ago

All I can say is Excellent service. Thanks MoneyMe for quick response and great help. You provide exceptional service. 150% recommendation from me. Thanks again

Like

Pene Roe

1 review

star a day ago

MoneyMe have helped me out a couple of times now. Very quick to reply and very professional. The staff are friendly and helpful. Would recommend them to anyone. Cheers.

Like

Clint Joyce

1 review

star a day ago

Excellent service, quick and easy application and funds available almost immediately.

Like

[title here] [long description here]
98%

%


would recommend
MoneyMe to a friend

Ready to get started?

Shop now, pay later or transfer money to
anyone. Freestyle it with Mastercard®.

Freestyle:
it’s more than just a Line of Credit

The Freestyle Virtual Credit Account is more than just a revolving line of credit. It’s a virtual card that lives on your smartphone, providing you with instant access to up to $10,000 once approved. Tap n Pay in-store, shop online and send money straight to your bank. With a quick and easy application, instant card creation and up to 55 days interest-free on purchases, Freestyle is a more convenient way to pay for the things you love, every day. We offer Freestyle Virtual Credit Accounts from $1,000 to $10,000.

How do I set up a Freestyle account?


To be eligible for a Freestyle Virtual Credit Account, you must be employed, 18 years or older and an Australian resident. Simply complete our easy online Freestyle credit application by clicking “Apply now” above. It takes just minutes to apply and once your Freestyle account is approved, you’ll be able to use your line of credit straight away.


Applying for a Freestyle Virtual Credit Account is quick and easy. You’ll need to enter your personal details, employment information, income, expenses and submit your bank statement via our secure and safe online portal.


Usually you’ll get an outcome within minutes if applying during business hours. If we need to confirm some details, or you apply outside of business hours, then this may take a little longer.


A Freestyle Virtual Credit Account allows you to have quick access to money when and where you need it. You can use up to your approved line of credit limit anytime, anywhere.


With Freestyle, you know you can count on us when you need it. Plus, there’s no hidden costs or lengthy wait times.


Get approved within minutes


When you apply for a Freestyle Virtual Credit Account, you’ll generally get a decision on-the-spot. Once approved, we’ll set you up with a virtual card so you can start making purchases straight away, in-store and online. If you transfer money from your line of credit to your bank, this can take anywhere from a few minutes up to 1 business day, depending on who you bank with.


Freestyle Virtual Credit Accounts range from $1,000 to $10,000, depending on your credit profile and history. You’re able to decrease or request an increase for the limit on your line of credit, which is subject to our assessment and suitability.


We’ll automatically set you up with a payment schedule with fixed amounts


aligned to your pay cycle. We’ll remind you before we take payments to ensure you have the funds in your account (and to prevent any accidental missed payment fees!). Plus, you can get up to 55 days interest-free on purchases. To view our costs, visit our Costs page.


Secure and responsible lending


When applying with MoneyMe, you can bet our top priority is security. At MoneyMe, we use bank level encryption to ensure your data is safe and secure.


When submitting bank statements online, we use illion’s trusted and secure technology that provides a ‘read-only’ 90-day snapshot in PDF format of your bank statement transactions. That means no one at MoneyMe, or illion, has access to your account or login details – it simply takes a snapshot of your transactions in PDF format. This, along with some personal, employment and spending details is all we need to process your Freestyle application.


As you make your repayments on time, your history with us improves and you may be able to increase your line of credit limit.