Funds to get your property ready
for sale

Access up to $35,0001 to spend on marketing, home improvements, styling, auction fees and much more. Pay when your property sells.

Learn more

Join the thousands of Australians using ListReady

Pay for expenses without
being out of pocket

Pay for expenses without being out of pocket

A no fuss payment option
for listing expenses

Access up to $35,0001 on demand

Quick online sign up and funds ready to use instantly once approved.

Nothing to pay upfront

Repay when your property settles, or within 6 months, whichever comes first.

Easy online payments

Transfer to your agency, tradesmen, stylists and more, or withdraw to your bank account.

Simple monthly fee, no hidden extras

Borrow what you need, a monthly fee of 2.25% applies to the funds used.


Unlock your
potential with

Add value to your property

Invest in renovations and repairs to maximise your property’s potential.

Make a great impression

Make your property stand out with professional cleaning, landscaping, styling and more.

Attract more buyers

Invest in the right marketing package to boost your listing and reach more buyers.

List and sell with no
upfront cost

Cover selling related expenses, including auction, conveyancing, and legal fees.

Cost Calculator

Estimate the cost of your ListReady spending


It only costs you: $0.00

Based on your estimated expenses and time to settlement, this would be the total amount of ListReady fees applied to your account.

Your total repayment will include the amount you borrow plus a monthly fee of 2.25% applied to your account balance each month.

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Sell Your Property

If you’re looking to sell your property, ListReady is here to help.

Our market-changing payment solutions for vendors can help you get some much-needed breathing room in your budget to cover the upfront cost of selling a house and preparing to sell a house. Whether your home is photo-ready or needs a few renovations and repairs to get it up to scratch, we offer same-day transfer for up to $35,000 to approved applicants.

What are the costs associated with selling your property?

There are a number of selling property costs you will likely incur when you sell your property. Some of these costs, such as marketing and repairs or renovations, will need to be paid prior to your property listing going live. Others are paid upon settlement, such as the seller’s agent fee


Making a sound investment in marketing when selling your property is one of the most important things you can do. How, where, and when you list your house for sale can have a huge impact on the interest generated in your home. When you engage an agent to buy and sell property, they’ll have a clear strategy on when to send your property live and have the first open home, to ensure they capture the biggest portion of your target demographic. 

They’ll also have a suite of marketing tools to help increase visibility for your property. It’s worth noting that not every home will need an extended campaign, and depending on the market and type of sale, you may be able to save on advertising costs when selling a house if you’re working with a savvy agent. The typical tools used in property marketing campaigns include the following: 

  • Professional photography and copywriting
  • Styling of the property using existing or hired furniture and decorations to maximise its appeal in photographs
  • Online listings through real estate portals, agency websites, and social media
  • Signboards – either personalised to the property or a simple ‘for sale’ sign with the agent’s contact details
  • Brochures with select photography highlights and floorplans to be handed out at open homes

Agent commission

The agent commission is the fee paid to real estate agents for facilitating the sale of your property. It will be agreed upon after a property appraisal and prior to entering into a sales agreement and be reflected as a percentage figure. The commission is paid out at settlement.

Auction fee

An auction fee is a rate charged by an auctioneer to prepare and conduct the auction when you sell your property via this method of sale. 

Search costs 

Property searches are a mandatory part of the sales paperwork and entail the collection of information from various regulatory bodies to demonstrate the property is as advertised and any encumbrances are properly noted. A property search might include checks against the following: 

  • The property title, which shows the registered owners and discloses any encumbrances such as leases, caveats, and easements 
  • Land tax authority 
  • Property survey plan 
  • Body corporate records

Discharge of mortgage

Most properties are purchased by way of a home loan. In order for settlement to occur, you must discharge the mortgage attached to your home – i.e., pay it off so that the property is then able to be declared free of encumbrances and the title transferred to the new owners. Almost all banks charge a fee to cover the discharge of a mortgage when you sell your property. If you cannot locate it in your home loan paperwork, speak with your mortgage broker or call your bank for advice. 

Sales rates and taxes

Depending on your type and stage of property ownership – e.g., owner-occupier or if you rent the property out – you may be required to pay taxes such as capital gains tax or GST upon settlement of your property sale. 

Conveyancer or solicitor’s fees

You will need to engage the services of a conveyancer or solicitor to ensure all sales paperwork and processes have been properly prepared and completed. Many agencies partner with legal firms to make this process easier for vendors. 

How to sell your property faster?

If you’re looking to make a property quick sale, visual impact is everything. Making a good first impression online is a guaranteed way how to sell a house fast by generating high interest in your property and getting ahead of the competition. That’s why partnering with an experienced agent is important as a house seller. 

Their insight goes far beyond just the market value of your home. They’ll be able to quickly identify small changes you can make to improve your home’s appeal and increase your chances of making a strong sale. This might be painting your home, small structural repairs, or renovations in the kitchen, bathroom or laundry – areas often neglected by vendors. 

By investing in small upgrades to your home, you’ll be able to maximise the impact of your marketing campaign and draw the crowds you need to sell your property. 

What is the easiest way to deal with the costs of selling your property?

ListReady offers up to $35,000 to approved applicants to cover everything from basic home improvements to renovations, staging (e.g., hiring furniture and a stylist for photographs to support the marketing campaign and listing expenses), repairs, and more. 

You’ll pay nothing upfront and repay the costs plus associated fees and charges when you sell your property, or within six months – whichever date comes first. Our 100% online, paper-free application process takes just minutes to complete; and assuming you applied during business hours, you’ll have a decision the same day. If you’re successful, our lightning-speed transfers will have your funds to you on the same day as well. 

To learn more about how we can help you get your list ready, visit us online today.

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