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Personal Loans

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

How much do you need?




For how long?







The interest rate 15.00% p.a. (Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%


*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate


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Why choose
MoneyMe?

You get more with MoneyMe

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Cash straight to your bank

Anytime anywhere access
to money. Under 24 hours

We're in this together

We care, we listen and we'll
support you when you need help

What is a personal loan?

A personal loan is money borrowed over 1 to 3 years, and can be repaid in small instalments. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $10,000. The repayment terms are flexible and there are no early repayment fees.

How to get a personal loan

You can get a personal loan, if you are employed and 18 years or older, by completing a simple online application with MoneyMe. It’s that easy. Enter the amount you wish to borrow and loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.

How to apply for a personal loan

Applying for a personal loan with MoneyMe is quick and easy.

  1. Let us know how much money you’d like to borrow, and your ideal repayment period.
  2. Complete your personal information, bank account details, and valid email address.
  3. In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.

Personal loans approved fast!

There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.

MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $10,000. There are no hidden fees, long wait times or other tricky complications.

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Personal loans in 1 hour

Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.

MoneyMe loans range from $200- $10,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

24 / 7

Borrow money online,
anytime, anywhere

00:03:30

Outcome within minutes,
not hours or days

95%

Customer
satisfaction rate

Secure and responsible personal lending

When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banks and other reputable payment companies.

With secure and fast Proviso technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. Just supply your details and that’s all we need to get started with your personal loan application.

You can apply for MoneyMe personal loans if you're over 18, employed, an Australian resident and have a decent credit history. If you pay back your MoneyMe loans on time, you can build a good trust rating with us and may be able to borrow larger amounts in the future. Apply for a MoneyMe personal loan now.

How customers rate MoneyMe's Personal Loans

Overall (4.81)

112 reviews

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98%

%

of customers
would recommend
MoneyMe to a friend

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