Personal Loans

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.

What is a personal loan?

A personal loan is money borrowed over 1 to 3 years, and can be repaid in small instalments. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $10,000. The repayment terms are flexible and there are no early repayment fees.

How to get a personal loan

You can get a personal loan, if you are employed and 18 years or older, by completing a simple online application with MoneyMe. It’s that easy. Enter the amount you wish to borrow and loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.

How to apply for a personal loan

Applying for a personal loan with MoneyMe is quick and easy.

  1. Let us know how much money you’d like to borrow, and your ideal repayment period.

  2. Complete your personal information, bank account details, and valid email address.

  3. In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.

Personal loans approved fast!

There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.

MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $10,000. There are no hidden fees, long wait times or other tricky complications.

Personal loans in 1 hour

Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.

MoneyMe loans range from $200- $10,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

Secure and responsible personal lending

When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banks and other reputable payment companies.

With secure and fast Proviso technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. Just supply your details and that’s all we need to get started with your personal loan application.

You can apply for MoneyMe personal loans if you're over 18, employed, an Australian resident and have a decent credit history. If you pay back your MoneyMe loans on time, you can build a good trust rating with us and may be able to borrow larger amounts in the future. Apply for a MoneyMe personal loan now.

How customers rate MoneyMe’s Personal Loans
98 reviews
  1. 5
    Thanks MoneyMe. I'm very happy. It's very quick and the money was in my account in 30min. I will apply again after paying off this loan.Thanks very very much MoneyMe!
  2. 5
    Moneyme is really awesome, it gives me a big relief from my financial situation with flexible repayment term and quick processing time.
  3. 5
    fast and easy to use... great service... online application process was so simple.
  4. 5
    So quick ! Very happy with communication too, and it is so simple to apply.
  5. 4.5
    very fast payment and easy to deal with..
  6. 5
    Absolutely fantastic. Applied one day & had the money the next. One very happy customer 😊😊
  7. 4.5
    Process was very smooth and interest rate very competitive.
  8. 5
    Very impressive
  9. 4.5
    Incredibly quick and easy to use: applied for a Loan Saturday, was efficiently reviewed and quickly sent a request for documents. Received friendly and informative customer service, and received money very shortly after being approved on Sunday (CBA). Very Impressive.
  10. 5
    I am amased. Only applyed on a weekend and by Monday the mopney was in the account. No draw out documents and unnecessary paperwork, it was quick and easy.
  11. 5
    great, friendly, quick and happy to help..!
  12. 5
    Reliable and fast service
  13. 5
    Fast, easy and no hassle application. Good job
  14. 5
    Very happy fast response.
  15. 5
    Love the Service.. Easy, Reliable and Quick
  16. 5
    All I can say is thank you, thank you.
  17. 5
    Excellent experience, quick, fast & easy
  18. 5
    I'm so thankful that your company helped me with a loan. I was so stressed up for not knowing how to pay for my dental needs. I was in so much pain. Now I can have a good dentist to help solve my problems.
  19. 5
    I was so impressed with how prompt and efficient Moneyme is! It was so simple and has helped me in such a huge way!
  20. 5
    Very prompt and quick, with a very reasonable payback - thanks
  21. 4
    Very efficient, accommodating, and easy!
  22. 5
  23. 4.5
    Very easy process
  24. 5
  25. 5
    Excellent experience and fast application
  26. 4.5
    I was kept in the loop via text and email and when i called through, my call was picked up immediately by John, who answered all my queries in a few minutes. Brilliant!!!
  27. 4.5
    Really happy with the service I received from your staff, and the quick turnaround between my application and money in my bank. Thank you
  28. 5
    Best service ever. Very efficient, on time, no hustles. Spoke to a staff who was very friendly and she kept her words, highly recommended. I don't think I will ever go to the bank again who ask for a million documents, although they have them. As an example, documents like your 3 last payslips although your salary passes through them. Keep up the good work.
  29. 5
    Fast & easy online application, and access to funds within an hour.
  30. 5
    Super fast and super easy. Highly reccomend
  31. 4.5
    Thanks very much. Best service, friendly & very fast.
  32. 5
    Excellent service. I applied at midnight. got a call at 9am on the dot the next morning, and recieved funds 5 minutes later. Polite and professional staff and minimal paperwork. Very happy
  33. 5
    So simple and easy. Especially for a busy working parent like myself.
  34. 5
    I was very pleased with how easy and quick everything was done.
  35. 5
    1st class service. I applied at 9pm on Saturday night, and received confirmation of money in my account at 7am on Sunday morning.
  36. 5
    Fantastic service.
  37. 5
    Very impressed and satisfied
  38. 5
    I am really pleased with how quick my loan was processed and into my bank account. Thank you very much.
  39. 5
    Very fast processing service. 10/10
  40. 4
    Very helpful, quick and easy. I was surprised at how quickly the funds reached my account 😃 Thumbs up!
  41. 4.5
    Very impressed with the service
  42. 5
    Brilliant service, and thank you for a wonderful outcome with my application.
  43. 5
    Good experience, and fast approval.
  44. 5
    Amazing and easy to use. Absouletly great system. I love how you guys investigate bad credit rather than fail applications. I am very happy overall, and I will use your services again.
  45. 5
    Very reliable, flexible and efficient service. Definitely hassle free service.
  46. 3
    A simple application with a quick result and satisfactory outcome. So far so good.
  47. 5
    Great service, would recommend you to anyone without hesitation.
  48. 5
    Quick, easy and great service!
  49. 5
    Excellent! Very prompt and efficient!
  50. 4.5
    Very fast service and the people I talked to over the phone were very friendly.
  51. 5
    It's was a great experience and response too, I would introduce it to my friends
  52. 4.5
    Fast, efficient service.
  53. 5
    Nice and quick. I was kept well informed in every step
  54. 5
    Very happy with overall result and process, will definitely use MoneyMe again.
  55. 5
    Efficient and fast service. Loved it!!
  56. 5
    Very fast, quick, easy.
  57. 5
    Prompt Response. Clear understanding of requirement and helpful customer service.
  58. 5
    Great experience. Fast answer.
  59. 4.5
    Quick and easy, with a great service. This is all I can say.
  60. 5
    Your online chat team are fantastic! They made the process so simple and easy.
  61. 5
    Great. Money in my account within the hour. Great, fast and efficient service.
  62. 5
    Fantastic customer service & I received the funds quickly too. Thanks MoneyMe :)
  63. 5
    Fast and easy!Very happy! Easy to talk to the person on the phone.
  64. 5
  65. 5
    Great people. Easy to deal with, and cash was in my account within three hours. Thank you so much.
  66. 5
    Great service, fast money transfer
  67. 5
    Best Service, highly commendable
  68. 4.5
    Great service. Quick and easy, with no hassle. Very quick to respond to my application. I will recommend to friends and family in need of your services, thank you.
  69. 4.5
    Great - Smooth, easy, smart systems
  70. 5
    Thank you so much for the loan, I really appreciate it. It helped us get into a house fast with the money going towards our bond. So I would like to say thank you so much
  71. 5
    i am really happy about the service with this company and will be using them again
  72. 5
    I'm very pleased with MoneyMe, the application online was easy to do and I received my answer in a few minutes. Thanks moneyme, very helpful service, quick and easy.
  73. 5
    Fast responses and great service
  74. 5
    Couldn't be happier
  75. 4.5
    Website was easy to navigate and response time was incredibly fast.
  76. 5
    The best and quickest service.10/10
  77. 5
    I cannot believe how fast this loan took to happen and I am so greatful for your services!
  78. 4
    My experience was excellent
  79. 5
    The most pleasant and easiest company I've ever had to deal with, 100% satisfaction
  80. 5
    Fast approval, fast cash, easy application process.
  81. 4
    It was a really good experience for me, and a really fast transaction..thank you very much
  82. 4
    I needed to repair a panel and maintenance on my car. It was expensive, but MoneyMe was who I could turn to in such short notice. An amazing service from them, and I couldn't be happier with the extremely fast process.
  83. 4
    Good service and helpful! Money will be used to help out expanding business with cashflow
  84. 4
    Very good service and fast response
  85. 5
    Very happy with the quick response from MoneyMe from the online application. The whole process was easy and very easy to go through each steps. I was given an answer within a few hours since lodging application. I was so thankful that my application was approved within less than 24 hours and I am able to use this loan to pay for my car maintenance. Thank you MoneyMe.
  86. 5
    Very good to talk to, and very helpful. I will use the money to just relax.
  87. 5
    I needed the loan to pay my son's school fees .My experience with MoneyMe was amazing, quick and easy - thanks
  88. 5
    your company is very good, and I am very happy with your service
  89. 5
    Very fast service, and the money was deposited in my account right after the approval.
  90. 5
    Easy and fast service. The person on the phone I spoke to once my loan was approved was very pleasant.
  91. 5
    Fast and efficient service
  92. 5
    Great service. I recevied money when I really needed it. Thank you for your great service.
  93. 5
    I needed to buy some stuff for my business, and the loan was of great help. The approval process was fast, and I appreciated it.
  94. 5
    These guys are exceptional. It was very easy to apply for a loan, and money goes into your account fast. Cheers guys.
  95. 5
    Very easy, and money within minutes of approval!
  96. 4
    Moneyme response to my application was good. I plan to put the money towards bulding a new deck and other home expenses
  97. 5
    Very quick to receive money. My car registration was due and I didn't realise.
  98. 5
    A very positive experience.

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*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.