You get more with MoneyMe
Cheaper loans tailored to
your credit profile and history
Use the MoneyMe App
Apply in minutes | Reschedule payments | Complete control
Tap to open or download
How much do you need?
For how long?
Your total repayment will be $654.50. The cost is made up of an 15% establishment fee and a 4% monthly fee. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
Total repayments $10, made up of an establishment fee of $800 and interest of $2,400. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
You get more with MoneyMe
Cheaper loans tailored to
your credit profile and history
5 minute application
The experience is simple,
online and quick
We're in this together
We care, we listen and we'll
support you when you need help
A personal loan is money borrowed over 1 to 3 years, and can be repaid in small instalments. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $15,000. The repayment terms are flexible and there are no early repayment fees.
You can get a personal loan, if you are employed and 18 years or older, by completing a simple online application with MoneyMe. It’s that easy. Enter the amount you wish to borrow and loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.
Applying for a personal loan with MoneyMe is quick and easy.
There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.
MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $15,000. There are no hidden fees, long wait times or other tricky complications.
Ready to get started?
Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.
MoneyMe loans range from $200- $15,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.
Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.
24 / 7
Borrow money online,
Outcome within minutes,
not hours or days
When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banks and other reputable payment companies.
With secure and fast Proviso technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. Just supply your details and that’s all we need to get started with your personal loan application.
You can apply for MoneyMe personal loans if you're over 18, employed, an Australian resident and have a decent credit history. If you pay back your MoneyMe loans on time, you can build a good trust rating with us and may be able to borrow larger amounts in the future. Apply for a MoneyMe personal loan now.
How customers rate MoneyMe's Personal Loans
Easily understandable, very fast process and great experience.
Excellent service across all aspects. The chat access feature was great for quick questions and follow up. Instant help. Thank you
Very happy with the fast, efficient service and response.
Extremely tremendous service
Maria yvonne de la pena
It's the first time I've used a instant, short term loan to solve an unforseen monetary problem. The website was user friendly, easy to navigate even for a computer novice like myself. The staff member I spoke with was friendly, knowledgeable of the loan terms and overall extremely helpful. A very positive experience. You only get one chance to make a first impression and Moneyme nailed it. Big Tick ...
Fast processing and low interest
Absolutly Fantastic Service .... was just so impressed with how quickly it all came together .... Highly Recomend
Very useful, very convenient, love it
The quickest response, in less than five minutes money was in my bank. Absolutely the best.
Very good service, efficient and has been very helpful to me.
The best so far.
Thank you so much MoneyMe - I was looking for a solution to my problem and found you... the process was so fast and easy.... I am super grateful. Thanks for helping me.
You guys are great. Thank you so much, I promise to be loyal.
Thanks MoneyMe. I'm very happy. It's very quick and the money was in my account in 30min. I will apply again after paying off this loan.Thanks very very much MoneyMe!
Moneyme is really awesome, it gives me a big relief from my financial situation with flexible repayment term and quick processing time.
fast and easy to use... great service... online application process was so simple.
So quick ! Very happy with communication too, and it is so simple to apply.
very fast payment and easy to deal with..
Absolutely fantastic. Applied one day & had the money the next. One very happy customer 😊😊
Process was very smooth and interest rate very competitive.
Bulan Gil Custodio
Incredibly quick and easy to use: applied for a Loan Saturday, was efficiently reviewed and quickly sent a request for documents. Received friendly and informative customer service, and received money very shortly after being approved on Sunday (CBA). Very Impressive.
I am amased. Only applyed on a weekend and by Monday the mopney was in the account. No draw out documents and unnecessary paperwork, it was quick and easy.
great, friendly, quick and happy to help..!
Reliable and fast service
Fast, easy and no hassle application. Good job
Very happy fast response.
Love the Service.. Easy, Reliable and Quick
All I can say is thank you, thank you.
Excellent experience, quick, fast & easy
I'm so thankful that your company helped me with a loan. I was so stressed up for not knowing how to pay for my dental needs. I was in so much pain. Now I can have a good dentist to help solve my problems.
I was so impressed with how prompt and efficient Moneyme is! It was so simple and has helped me in such a huge way!
Very prompt and quick, with a very reasonable payback - thanks
Very efficient, accommodating, and easy!
Very easy process
Jacqueline hag rstrom
Excellent experience and fast application
I was kept in the loop via text and email and when i called through, my call was picked up immediately by John, who answered all my queries in a few minutes. Brilliant!!!
Really happy with the service I received from your staff, and the quick turnaround between my application and money in my bank. Thank you
Best service ever. Very efficient, on time, no hustles. Spoke to a staff who was very friendly and she kept her words, highly recommended. I don't think I will ever go to the bank again who ask for a million documents, although they have them. As an example, documents like your 3 last payslips although your salary passes through them. Keep up the good work.
Fast & easy online application, and access to funds within an hour.
Super fast and super easy. Highly reccomend
Thanks very much. Best service, friendly & very fast.
Excellent service. I applied at midnight. got a call at 9am on the dot the next morning, and recieved funds 5 minutes later. Polite and professional staff and minimal paperwork. Very happy
So simple and easy. Especially for a busy working parent like myself.
I was very pleased with how easy and quick everything was done.
1st class service. I applied at 9pm on Saturday night, and received confirmation of money in my account at 7am on Sunday morning.
Very impressed and satisfied
I am really pleased with how quick my loan was processed and into my bank account. Thank you very much.
Very fast processing service. 10/10
Very helpful, quick and easy. I was surprised at how quickly the funds reached my account 😃 Thumbs up!
Nicholas phillip brown
Very impressed with the service
Brilliant service, and thank you for a wonderful outcome with my application.
Good experience, and fast approval.
Amazing and easy to use. Absouletly great system. I love how you guys investigate bad credit rather than fail applications. I am very happy overall, and I will use your services again.
Very reliable, flexible and efficient service. Definitely hassle free service.
A simple application with a quick result and satisfactory outcome. So far so good.
Great service, would recommend you to anyone without hesitation.
Quick, easy and great service!
Excellent! Very prompt and efficient!
Very fast service and the people I talked to over the phone were very friendly.
It's was a great experience and response too, I would introduce it to my friends
Fast, efficient service.
Nice and quick. I was kept well informed in every step
Very happy with overall result and process, will definitely use MoneyMe again.
Efficient and fast service. Loved it!!
Very fast, quick, easy.
Prompt Response. Clear understanding of requirement and helpful customer service.
Great experience. Fast answer.
Quick and easy, with a great service. This is all I can say.
Your online chat team are fantastic! They made the process so simple and easy.
Great. Money in my account within the hour. Great, fast and efficient service.
Fantastic customer service & I received the funds quickly too. Thanks MoneyMe :)
Fast and easy!Very happy! Easy to talk to the person on the phone.
Great people. Easy to deal with, and cash was in my account within three hours. Thank you so much.
Great service, fast money transfer
Best Service, highly commendable
Great service. Quick and easy, with no hassle. Very quick to respond to my application. I will recommend to friends and family in need of your services, thank you.
Great - Smooth, easy, smart systems
Thank you so much for the loan, I really appreciate it. It helped us get into a house fast with the money going towards our bond. So I would like to say thank you so much
i am really happy about the service with this company and will be using them again
I'm very pleased with MoneyMe, the application online was easy to do and I received my answer in a few minutes. Thanks moneyme, very helpful service, quick and easy.
Fast responses and great service
Couldn't be happier
Website was easy to navigate and response time was incredibly fast.
The best and quickest service.10/10
I cannot believe how fast this loan took to happen and I am so greatful for your services!
My experience was excellent
The most pleasant and easiest company I've ever had to deal with, 100% satisfaction
Fast approval, fast cash, easy application process.
It was a really good experience for me, and a really fast transaction..thank you very much
I needed to repair a panel and maintenance on my car. It was expensive, but MoneyMe was who I could turn to in such short notice. An amazing service from them, and I couldn't be happier with the extremely fast process.
Good service and helpful! Money will be used to help out expanding business with cashflow
Very good service and fast response
Very happy with the quick response from MoneyMe from the online application. The whole process was easy and very easy to go through each steps. I was given an answer within a few hours since lodging application. I was so thankful that my application was approved within less than 24 hours and I am able to use this loan to pay for my car maintenance. Thank you MoneyMe.
Very good to talk to, and very helpful. I will use the money to just relax.
I needed the loan to pay my son's school fees .My experience with MoneyMe was amazing, quick and easy - thanks
your company is very good, and I am very happy with your service
Very fast service, and the money was deposited in my account right after the approval.
Princess Sarah Mendez
Easy and fast service. The person on the phone I spoke to once my loan was approved was very pleasant.
Fast and efficient service
Great service. I recevied money when I really needed it. Thank you for your great service.
I needed to buy some stuff for my business, and the loan was of great help. The approval process was fast, and I appreciated it.
These guys are exceptional. It was very easy to apply for a loan, and money goes into your account fast. Cheers guys.
Very easy, and money within minutes of approval!
Moneyme response to my application was good. I plan to put the money towards bulding a new deck and other home expenses
Very quick to receive money. My car registration was due and I didn't realise.
A very positive experience.
So easy compared to other lenders.
MoneyMe to a friend
Ready to get started?