See answers to question on
how to use MoneyMe.
How much do you need?
For how long?
Your total repayment will be $654.50. The cost is made up of an 15% establishment fee and a 4% monthly fee. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
Total repayments $10, made up of an establishment fee of $800 and interest of $2,400. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*
A personal loan is money borrowed over 1 to 3 years and can be repaid in easy instalments over time. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $15,000. The repayment terms are flexible and there are no early repayment fees.
You can get a personal loan if you are employed and 18 years or older, by completing a simple online application with MoneyMe. Enter the amount you wish to borrow, the loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.
Applying for a personal loan with MoneyMe is quick and easy.
Applying for a personal loan with MoneyMe is quick and easy.
Let us know how much money you’d like to borrow, and your ideal repayment period. Complete your personal information, employment details, income and expenses, and bank account details.
In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.
There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.
MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $15,000. There are no hidden fees, long wait times or other tricky complications.
Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.
MoneyMe loans range from $500 - $15,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.
Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email or live chat.
24 / 7
Borrow money online,
Outcome within minutes,
not hours or days
When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banking institutions and other reputable payment companies.
With secure and fast illion Open Data Solutions technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. That’s all we need to get started with your personal loan application.
You can apply for MoneyMe personal loans if you're over 18, employed, an Australian resident and have a decent credit history. If you pay back your MoneyMe loans on time, you can build a good credit history with us and may be able to borrow larger amounts at better rates in the future! Apply for a MoneyMe personal loan now using the loan calculator at the top of the page.
Things to know
about our costs
We believe in transparency and fair costs, with no hidden fees
Flexible with your repayments
Always in the know
We remind you about your upcoming repayments, so you'll always be in the know. No surprises, no regrets.
Good credit history is rewarded
Loans are cheaper when you have a good credit profile and you have built your history with MoneyMe.
How customers rate MoneyMe's Personal Loans
Absolutely fantastic. Smooth and easy experience.
Easy application. They were always in contact to let me know where my application was at. Very happy, would definitely use again.
Fantastic. I have used others before but MoneyMe is a standout in every way. Very helpful and prompt.
Great customer service. Easy to use and fair.
MoneyMe was such an easy process. The team were helpful and friendly to deal with. So much nicer than dealing with banks!
Couldn’t be happier with MoneyMe. Lifesavers at their finest!
I found the process easy and quick. I required the money urgently for repairs etc and the great customer service I received relieved me of any additional pressure and worry. I would recommend MoneyMe to all my friends and relatives wholeheartedly.
The MoneyMe experience was spectacular and literally saved me (from what could have been) a very big hassle. Thank you so much!!
MoneyMe is excellent! Everything is fast, from the application to funding my loan.
Cannot recommend more highly - such a quick turnaround and so helpful on the phone with follow up questions! Money in the bank within 24 hours of starting application.
MoneyMe was really helpful from the beginning and I got a response so quickly! Will definitely be using them again.
Very helpful and quick. Thanks for the good service.
Service is great! I didn't have to wait long to hear back.
MoneyMe is an excellent financial service! Customer service is brilliant and understanding! No wait! This company is amazing I HIGHLY recommend it to all 😊 MoneyMe helped me financially in the blink of an eye after I'd been turned down so many times. I am very grateful and thankful for all that they have done, and I hope they see what I have written because MoneyMe deserves this praise and all must know how GREAT this service is 😀
They helped me in a time of need. I now have somewhere to live.
I was very satisfied with how quickly MoneyMe responded to my loan application.
Best service I've ever had. It was quick and easy. Recommend for anyone.
Honestly so grateful and thankful for your service. You guys are awesome. I appreciate all the help, especially the great service. God bless.
I am seriously impressed by the entire lending process, particularly the officers I spoke with over the phone. Great work MoneyMe. Your staff are so professional, informative and friendly.
Could not be more happy with the support received from the MoneyMe team.
I'm so happy with MoneyMe, they were very fast. Definitely would recommend them for a loan :)
Found the entire process really straightforward. A lot less complicated and time consuming than through a traditional lender.
Fast approval, money in my account same day - just in time for Christmas. Thank you.
This company is fantastic. Quick, no mucking around and easy.
Great job done by MoneyMe.
Amazing service and speed with drawing down funds! Great payment plans and low fees! Awesome customer for life!
Very professional service, quick response and paperless - the way customers want it. Thank you guys.
Quick and easy application. Better interest rate than most big 4 banks these days!
Extremely easy to use and just so thankful for them - got me out of a bind.
So impressed. Quick, no dramas, fantastic service! THANK YOU SO MUCH!!! You guys really helped me out a lot. I will be recommending your services. THANK YOU! One very happy customer!
Mrs Linaire Barrett
Thank you so much for approving my loan. I appreciate it so much and will not disappoint! Your service was much appreciated!
Fantastic service and very fair. It really changed our family's life during a difficult time.
Fantastic! Fast and simple service. Will definitely use MoneyMe again over big name banks that make approval for a loan more stressful.
The application was so easy and the loan was approved based on what I could afford. I felt MoneyMe trusted me to be able to repay the loan and I felt like a valued customer.
These guys were the best! They were super helpful in getting me the loan I needed - all approved and in my account within half an hour! They made it super easy to pay it all back with no extra fees. I couldn’t be happier! These guys will look after you and I’ll be contacting them again in the future if needed.
Excellent service. Very prompt in organising my loan. Extremely happy, you're brilliant!
Great team with efficient service. I would recommend this to anyone.
The best experience I've had with personal loans.
The process was simple and straightforward. Team MoneyMe were patient, understanding and realistic while working towards finding a solution. Very happy and relieved.
So happy with MoneyMe. It was so simple to apply and gave me all the details up front. They were quick, easy and very informative. Definitely recommend!
I felt confident that MoneyMe was a reputable brand with positive reviews when applying for my loan.
I couldn't believe how quick and simple the application process was. And to top it off, the customer service was on point. I will be recommending MoneyMe to others for sure.
Highly recommend. Fast, easy communication, great repayments. Thank you.
Very easy to apply for a loan. The kind and helpful staff over the phone help with whatever you need :)
Thank you so much for helping me. Very fast service and no dramas... Cheers.
Excellent service. Thumbs up.
Cannot believe how easy and absolutely hassle-free it was. I work 7 days a week and don’t have time to be on the phone for a long period of time.
Fantastic turn around and everything was straightforward when applying! Great process.
Thank you for your quick service and help relieving my financial pressure.
Thank you so much for approving my loan application so promptly. My son needed wisdom teeth removed. The pain he had been experiencing has been excruciating. Thank you MoneyMe for your help.
Awesome service - thank you so much!
Thanks MoneyMe for helping me through my financial situation.
Very good service. Quicker than I expected and very supportive customer service team.
So easy to deal with - highly recommend.
Just wanted to say thank you MoneyMe for the efficient and hassle-free approval of my application. It was my first time doing this and your company made this a stress free experience. It was such a relief when my application was approved quickly as I had to send the funds for my mum’s surgery overseas. Thanks again.
Great service and always willing to help.
Loved the speedy approval process and best of all the communication was quick
Outstanding service, processing time was excellent from start to money in my bank. Highly recommended
Prompt service, highly recommend.
MoneyMe helped me out more than any bank or money lender and was fast about it. Great job, keep it up.
Best company ever.
Wonderful experience during a stressful time.
Wonderfully simple and a dream to use!
Great Experience, Thank You Very Much.. You Guys Have Helped Me With A Future Car Purchase
Great Customer Service - Very Fast Outcome 5Stars
I had a fast and easy experience. Thank you
From my experience I would chose money me again and again. You will love it. So simple and convenient !
Fast, easy process with extremely helpful staff!
Efficient, Proficient, Courteous, and Reliable
Michael Patrick Reiri
Yide Judith Nathan
I was given a speedy, efficient and very professional service. Thank you very much
Thank you for lending me money, didn't expected to have it deposited the same day. I would recommend you to my friends. Very good service.
I had such a positive experience with MoneyMe. I still can’t believe how easy the whole process was!
Great work! No fuss. Everything went smoothly and had an answer and funds pretty much straight away. Thank you for great service!
Thanks so much MoneyMe. Great customer service and easy process.
You guys are very good and fair, thank you.
The process was fast & easy to apply
Great, efficient , very prompt
Excellent customer service, very helpful to satisfy customer.
Great, friendly customer service with an easy online application process!
Honestly, they are very convenient and fair. I really like their structure and the service. I would recommend anyone to have a go when you need extra cash. Thank you very much.
MoneyMe were easy and quick to deal with. The repayments are manageable and I’m very happy with the service I received during a tight spot.
Impressed and grateful for turnaround of less than a day.
Very easy process while out of mobile range. All web based and email communication making life so easy!
"Fantastic service, lightning process and awesome support. Will highly recommend this service to family and friends."
Very impressed with the service provided.
Your service is very good
Fast approval and I'm very happy with that.
Fantastic! Quick & Easy!!
Very impressed, with prompt service!
Thank you for having me as a customer. You have helped me so much. It was an easy process. Having payments as direct debit is also great.
Quick, simple & no hassles.
Quick, fast and excellent service
Had a fantastic experience
Thanks for the quick loan. You are so easy to deal with, and cash was in my bank straight away. Love it
Desmond james hurrell
I appreciate the manners and guidelines of this lender
I am very pleased with your service thank you
Simple yet effective method to recieve small loans
MoneyMe came through when I needed them most
Easy process to apply. Fair. Fast funds.
I'm very happy and would recommend to anyone. The whole process was very easy, simple and fast. Thanks so much for your help, much appreciate it.
It was a quick and easy process. It took only minutes to get approval. Awesome customer service
I so loved that application took 2 mins to fill out and 2 min to get approved, also money was tranfered within an hour or so. With the option up to $15k. With transparent interest fees all laid out which makes loan with u guys such a pleasure. Looking 4ward to my next loan! Keep up the best customer service! Already recommend u guys to family n friends!
It was so quick to action, I'm with you guys for my future loans.
Fantastic! Quick and easy, with money in my account in less than 3 hours!!
Approval was very quick and funds have been transferred sooner than expected.
Really impressed with how quick and easy this was. Absolutely fantastic.
The whole process was extremely fast. There was no paperwork and the approval and funds deposit happened within a couple of hours. Extremely impressed with the service and efficency. Thanks
Very quick and easy. Recommended
Fast, easy, fantastic service!
Excellent and quick service, straight forward with everything!
It was great service and a very easy process.
Quick and easy process - hassle free
I found my experience in getting finance through you very quick and easy. I would highly recommend you to family and friends
Delivered the promises made on your website, very refreshing.
An excellent & very prompt service
Thank you MoneyMe. Simple, quick and painless application process. Funds were delivered into my account within a couple of hours after approval.
We needed money urgently for the weekend after finding out an expected payment would be delayed, so I applied for a MoneyMe loan late on a Friday afternoon and the money was in my account within a couple of hours. Was super relieved to have the money come through and impressed with the service.
This was the quickest and effortless financing ever
Excellent and fast. I never expected to get the money just 2hrs from applying
Easily understandable, very fast process and great experience.
Excellent service across all aspects. The chat access feature was great for quick questions and follow up. Instant help. Thank you
Very happy with the fast, efficient service and response.
Extremely tremendous service
Maria yvonne de la pena
It's the first time I've used a instant, short term loan to solve an unforseen monetary problem. The website was user friendly, easy to navigate even for a computer novice like myself. The staff member I spoke with was friendly, knowledgeable of the loan terms and overall extremely helpful. A very positive experience. You only get one chance to make a first impression and Moneyme nailed it. Big Tick ...
Fast processing and low interest
Absolutly Fantastic Service .... was just so impressed with how quickly it all came together .... Highly Recomend
Very useful, very convenient, love it
The quickest response, in less than five minutes money was in my bank. Absolutely the best.
Very good service, efficient and has been very helpful to me.
The best so far.
Thank you so much MoneyMe - I was looking for a solution to my problem and found you... the process was so fast and easy.... I am super grateful. Thanks for helping me.
You guys are great. Thank you so much, I promise to be loyal.
Thanks MoneyMe. I'm very happy. It's very quick and the money was in my account in 30min. I will apply again after paying off this loan.Thanks very very much MoneyMe!
Moneyme is really awesome, it gives me a big relief from my financial situation with flexible repayment term and quick processing time.
fast and easy to use... great service... online application process was so simple.
So quick ! Very happy with communication too, and it is so simple to apply.
very fast payment and easy to deal with..
Absolutely fantastic. Applied one day & had the money the next. One very happy customer 😊😊
Process was very smooth and interest rate very competitive.
Bulan Gil Custodio
Incredibly quick and easy to use: applied for a Loan Saturday, was efficiently reviewed and quickly sent a request for documents. Received friendly and informative customer service, and received money very shortly after being approved on Sunday (CBA). Very Impressive.
I am amased. Only applyed on a weekend and by Monday the mopney was in the account. No draw out documents and unnecessary paperwork, it was quick and easy.
great, friendly, quick and happy to help..!
Reliable and fast service
Fast, easy and no hassle application. Good job
Very happy fast response.
Love the Service.. Easy, Reliable and Quick
All I can say is thank you, thank you.
Excellent experience, quick, fast & easy
I'm so thankful that your company helped me with a loan. I was so stressed up for not knowing how to pay for my dental needs. I was in so much pain. Now I can have a good dentist to help solve my problems.
I was so impressed with how prompt and efficient Moneyme is! It was so simple and has helped me in such a huge way!
Very prompt and quick, with a very reasonable payback - thanks
Very efficient, accommodating, and easy!
Very easy process
Jacqueline hag rstrom
Excellent experience and fast application
I was kept in the loop via text and email and when i called through, my call was picked up immediately by John, who answered all my queries in a few minutes. Brilliant!!!
Really happy with the service I received from your staff, and the quick turnaround between my application and money in my bank. Thank you
Best service ever. Very efficient, on time, no hustles. Spoke to a staff who was very friendly and she kept her words, highly recommended. I don't think I will ever go to the bank again who ask for a million documents, although they have them. As an example, documents like your 3 last payslips although your salary passes through them. Keep up the good work.
Fast & easy online application, and access to funds within an hour.
Super fast and super easy. Highly reccomend
Thanks very much. Best service, friendly & very fast.
Excellent service. I applied at midnight. got a call at 9am on the dot the next morning, and recieved funds 5 minutes later. Polite and professional staff and minimal paperwork. Very happy
So simple and easy. Especially for a busy working parent like myself.
I was very pleased with how easy and quick everything was done.
1st class service. I applied at 9pm on Saturday night, and received confirmation of money in my account at 7am on Sunday morning.
Very impressed and satisfied
I am really pleased with how quick my loan was processed and into my bank account. Thank you very much.
Very fast processing service. 10/10
Very helpful, quick and easy. I was surprised at how quickly the funds reached my account 😃 Thumbs up!
Nicholas phillip brown
Very impressed with the service
Brilliant service, and thank you for a wonderful outcome with my application.
Good experience, and fast approval.
Amazing and easy to use. Absouletly great system. I love how you guys investigate bad credit rather than fail applications. I am very happy overall, and I will use your services again.
Very reliable, flexible and efficient service. Definitely hassle free service.
A simple application with a quick result and satisfactory outcome. So far so good.
Great service, would recommend you to anyone without hesitation.
Quick, easy and great service!
Excellent! Very prompt and efficient!
Very fast service and the people I talked to over the phone were very friendly.
It's was a great experience and response too, I would introduce it to my friends
Fast, efficient service.
Nice and quick. I was kept well informed in every step
Very happy with overall result and process, will definitely use MoneyMe again.
Efficient and fast service. Loved it!!
Very fast, quick, easy.
Prompt Response. Clear understanding of requirement and helpful customer service.
Great experience. Fast answer.
Quick and easy, with a great service. This is all I can say.
Your online chat team are fantastic! They made the process so simple and easy.
Great. Money in my account within the hour. Great, fast and efficient service.
Fantastic customer service & I received the funds quickly too. Thanks MoneyMe :)
Fast and easy!Very happy! Easy to talk to the person on the phone.
Great people. Easy to deal with, and cash was in my account within three hours. Thank you so much.
Great service, fast money transfer
Best Service, highly commendable
Great service. Quick and easy, with no hassle. Very quick to respond to my application. I will recommend to friends and family in need of your services, thank you.
Great - Smooth, easy, smart systems
Thank you so much for the loan, I really appreciate it. It helped us get into a house fast with the money going towards our bond. So I would like to say thank you so much
i am really happy about the service with this company and will be using them again
I'm very pleased with MoneyMe, the application online was easy to do and I received my answer in a few minutes. Thanks moneyme, very helpful service, quick and easy.
Fast responses and great service
Couldn't be happier
Website was easy to navigate and response time was incredibly fast.
The best and quickest service.10/10
I cannot believe how fast this loan took to happen and I am so greatful for your services!
My experience was excellent
The most pleasant and easiest company I've ever had to deal with, 100% satisfaction
Fast approval, fast cash, easy application process.
It was a really good experience for me, and a really fast transaction..thank you very much
I needed to repair a panel and maintenance on my car. It was expensive, but MoneyMe was who I could turn to in such short notice. An amazing service from them, and I couldn't be happier with the extremely fast process.
Good service and helpful! Money will be used to help out expanding business with cashflow
Very good service and fast response
Very happy with the quick response from MoneyMe from the online application. The whole process was easy and very easy to go through each steps. I was given an answer within a few hours since lodging application. I was so thankful that my application was approved within less than 24 hours and I am able to use this loan to pay for my car maintenance. Thank you MoneyMe.
Very good to talk to, and very helpful. I will use the money to just relax.
I needed the loan to pay my son's school fees .My experience with MoneyMe was amazing, quick and easy - thanks
your company is very good, and I am very happy with your service
Very fast service, and the money was deposited in my account right after the approval.
Princess Sarah Mendez
Easy and fast service. The person on the phone I spoke to once my loan was approved was very pleasant.
Fast and efficient service
Great service. I recevied money when I really needed it. Thank you for your great service.
I needed to buy some stuff for my business, and the loan was of great help. The approval process was fast, and I appreciated it.
These guys are exceptional. It was very easy to apply for a loan, and money goes into your account fast. Cheers guys.
Very easy, and money within minutes of approval!
Moneyme response to my application was good. I plan to put the money towards bulding a new deck and other home expenses
Very quick to receive money. My car registration was due and I didn't realise.
A very positive experience.
So easy compared to other lenders.
MoneyMe to a friend
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