Download the MoneyMe app
Manage your loan, your way.

Get up to $15,000

Better value. Fast and easy. Convenient.

How much do you need?

For how long?

Credit history

Total repayments $0, made up of an establishment fee of $0 and interest of $0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.*

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

How does
it work?


Fast online application

It takes minutes to apply with no paperwork or lengthy forms


An outcome in seconds

We'll give you an offer on the spot, it's that fast


Money to your bank account

Once approved, we'll send funds directly to your bank account

What is a personal loan?

A personal loan is money borrowed over 1 to 3 years and can be repaid in easy instalments over time. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $15,000. The repayment terms are flexible and there are no early repayment fees.

How to get a personal loan?

You can get a personal loan if you are employed and 18 years or older, by completing a simple online application with MoneyMe. Enter the amount you wish to borrow, the loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.

How to apply for a personal loan

Applying for a personal loan with MoneyMe is quick and easy.

  1. Let us know how much money you’d like to borrow, and your ideal repayment period.
  2. Complete your personal information, bank account details, and valid email address.
  3. In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.

How to apply for a personal loan?

Applying for a personal loan with MoneyMe is quick and easy.

Let us know how much money you’d like to borrow, and your ideal repayment period. Complete your personal information, employment details, income and expenses, and bank account details.

In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.

Personal loans approved fast!

There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.

MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $15,000. There are no hidden fees, long wait times or other tricky complications.

Personal loans in under 1 hour

Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.

MoneyMe loans range from $500 - $15,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email or live chat.

24 / 7

Borrow money online,
anytime, anywhere


Outcome within minutes,
not hours or days


satisfaction rate

Secure and responsible personal lending

When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banking institutions and other reputable payment companies.

With secure and fast illion Open Data Solutions technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. That’s all we need to get started with your personal loan application.

You can apply for MoneyMe personal loans if you're over 18, employed, an Australian resident and have a decent credit history. If you pay back your MoneyMe loans on time, you can build a good credit history with us and may be able to borrow larger amounts at better rates in the future! Apply for a MoneyMe personal loan now using the loan calculator at the top of the page.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

Flexible with your repayments

It doesn't cost anything to reschedule payments within your loan term. And you can repay your loan earlier, for free!

Always in the know

We remind you about your upcoming repayments, so you'll always be in the know. No surprises, no regrets.

Good credit history is rewarded

Loans are cheaper when you have a good credit profile and you have built your history with MoneyMe.

How customers rate MoneyMe's Personal Loans

Overall (4.81)

236 reviews

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of customers
would recommend
MoneyMe to a friend

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