Why choose
MoneyMe?

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Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes

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Quick decision

Complete our 3 minute application process to
get an outcome fast

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Competitive rates

Fairer rates tailored
to your credit profile
and history

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Fixed repayments

Self-manage your
repayments from within
your MoneyMe account

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What is a personal loan?

A personal loan is money borrowed over 1 to 3 years, and can be repaid in small instalments. A personal loan can be used to buy a car, travel overseas, or consolidate debt. MoneyMe offers online personal loans up to $35,000. The repayment terms are flexible and there are no early repayment fees.

How to get a personal loan

You can get a personal loan, if you are employed and 18 years or older, by completing a simple online application with MoneyMe. It’s that easy. Enter the amount you wish to borrow and loan period, and provide your personal details. Once your loan is approved, cash will be in your bank account on the same day, and within minutes in some cases.

How to apply for a personal loan

Applying for a personal loan with MoneyMe is quick and simple.

  1. Let us know how much money you’d like to borrow, and your ideal repayment period.
  2. Complete your personal information, bank account details, and valid email address.
  3. In a few minutes you will receive a decision. Once approved, you could receive cash within minutes.

Personal loans approved fast!

There are times in life when a little extra money would come in handy, sooner rather than later. MoneyMe loans are the safe, hassle-free way to get the cash you need.

MoneyMe offers Australians fast, reliable personal loans. We are responsible finance providers, specialising in personal lending of amounts up to $35,000. There are no hidden fees, long wait times or other tricky complications.

Personal loans in 1 hour

Once you’ve applied for a loan, we’ll get back to you quickly. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course, and if you apply outside of business hours it will generally take a bit longer.

MoneyMe loans range from $2,100- $35,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be.

Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we'll let you know about these upfront. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.

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Borrow money online,
anytime, anywhere

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Outcome within
minutes, not days

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Customer
satisfaction rate

Secure and responsible personal lending

When you take out a small personal loan with MoneyMe, you can rest assured that your security is our priority. MoneyMe uses the same online security measures as banks and other reputable payment companies.

With secure and fast Proviso technology, we can access 90 days of your bank statements online in a matter of seconds (the information is read-only and no one can touch your account). So, there’s no messing around with sending us paperwork. Just supply your details and that’s all we need to get started with your personal loan application.

To be eligible to apply you must be working in Australia and 18 years or older. If you pay back your MoneyMe loans on time, you can build a good trust rating with us and may be able to borrow larger amounts in the future. Apply for a MoneyMe personal loan now.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees

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Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer

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Upfront and honest

We're transparent about our costs, with no hidden fees or charges

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We're here for you

Our team is available to help 7 days a week

What our customers say

Personal Loans

4.82/5

282 reviews

1 review

5
01-12-2020

Absolutely fantastic!! Professional and extremely prompt in answering my emails. Overall MoneyMe is hands down the best agency I’ve ever dealt with!! Highly recommended.

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1 review

4.5
03-03-2020

The best company for a personal loan. Cheaper interest and more flexible repayment terms as compared to other loan providers.

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1 review

5
19-02-2020

I was recommended to you by my son who recently received a loan for a car. He said it was quick and easy and he was certainly right. It was totally drama-free and you received an answer quickly and not left hanging for days/weeks. It was very refreshing to deal with your company. I'm a very happy customer who will recommend your services to my friends and family. Thank you, MoneyMe.

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1 review

4.5
25-01-2020

It was a great first experience in getting a personal loan. It was a super quick and painless process and funds came in on the day it was approved. Thank you so much, MoneyMe!

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1 review

5
17-01-2020

When I thought there was no hope, MoneyMe took a chance and helped me out. Thanks, MoneyMe.

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1 review

4.5
13-01-2020

I had come up with some large expenses and needed finance to resolve it quickly. I saw MoneyMe's ad on Facebook and after reading the reviews, I made an application. The process was so simple and quick. Thank you.

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1 review

5
24-12-2019

You guys have made my Christmas. I lost my dad this year and he missed my daughter walking for the first time. He got buried 1,000 kms away and I can now go visit him. Thank you so much, you guys are the greatest.

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1 review

5
18-12-2019

Quick and easy. I had the money in my bank 5 minutes after submitting my application. Affordable repayments to suit my budget. I would recommend MoneyMe to anybody who is in financial need for a car loan or whatever they need money for.

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1 review

5
05-12-2019

Great efficient service. Will definitely recommend them to anyone

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1 review

5
05-12-2019

Was amazed how quick the process was. Excellent customer service. Very pleased

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1 review

5
23-11-2019

MoneyMe saved us. It was an easy loan application and the money was in my account within hours. Fantastic service.

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1 review

5
23-11-2019

Fantastic and very professional.

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1 review

5
05-11-2019

Excellent!

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1 review

5
05-11-2019

Very happy with your help I appreciate it 🤗

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1 review

5
04-11-2019

Absolutely fantastic. Smooth and easy experience.

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1 review

5
26-10-2019

I was happy with the experience. MoneyMe has shown great flexibility to assist me.

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1 review

5
22-10-2019

I received fast and great support throughout the process, which was very clear and straightforward.

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1 review

5
16-10-2019

Just like they advertised, it was a quick and easy loan. Even the guys over the phone were a great help in getting it done fast. Definitely recommend MoneyMe!

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1 review

5
16-10-2019

I can't find the words to describe how happy I was when my loan was approved and the money was in the bank. Within 45 minutes, four 'loose ends' were tied up and my mind was at peace. Very happy!!!

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1 review

5
12-10-2019

I am so happy and thankful to the MoneyMe Team. I appreciate that you guys helped me and quickly accepted my application. I would recommend MoneyMe to everyone. Thanks again.

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1 review

5
07-10-2019

Thank you very much. You have helped me and my family a lot.

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1 review

5
30-09-2019

Very easy! MoneyMe exceeded my expectations and the process was a breeze!

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1 review

5
25-09-2019

Your application was succinct. The online chat representative knew the answers to my questions, the call I made to your call centre was answered straight away, and the money was transferred to my account within 2 hours. I asked the team when I wanted some extra cash urgently, and I got it. My repayments will be direct debited. There was no hassle. Thanks!

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1 review

4.5
19-09-2019

I am very happy. Sometimes all it takes is someone to give you a go so you can build your credit rating back up and be more in the future. Thanks for helping. I'm very happy with the easy setup. Thank you for giving me a go.

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1 review

5
13-09-2019

The efficiency and the ease of process with MoneyMe was second to none. No stress, no back and forth - it was just plain and simple. I would highly recommend them to anyone!!

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1 review

5
09-01-2019

Easy application. They were always in contact to let me know where my application was at. Very happy, would definitely use again.

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1 review

5
09-01-2019

Fantastic. I have used others before but MoneyMe is a standout in every way. Very helpful and prompt.

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1 review

5
22-08-2019

I was very happy with the easy process.

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1 review

4.5
05-08-2019

Great customer service. Easy to use and fair.

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1 review

5
02-08-2019

MoneyMe was such an easy process. The team were helpful and friendly to deal with. So much nicer than dealing with banks!

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1 review

5
27-07-2019

Great service. Quick, efficient and exactly what I needed. So happy you were able to support my request. Highly recommended.

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1 review

4
23-07-2019

Excellent.

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1 review

5
23-07-2019

Excellent service.

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1 review

4.5
19-07-2019

Thanks for your help. It means a lot.

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1 review

5
18-07-2019

Very happy and greatful Moneyme helped me consolidate my debts so quickly.

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1 review

4.5
16-07-2019

Extremely impressed.

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1 review

4.5
14-07-2019

Very quick with a response to my request for a loan. Very impressed!

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1 review

5
09-07-2019

Absolute lifesaver! I needed immediate financial help, and the MoneyMe Team delivered a quick response and the easiest online application I've ever been through. It only took 3 hours for the money to be in my account once the loan was approved. Thank you, MoneyMe Team!

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1 review

5
05-07-2019

Couldn’t be happier with MoneyMe. Lifesavers at their finest!

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1 review

5
02-07-2019

I found the process easy and quick. I required the money urgently for repairs etc and the great customer service I received relieved me of any additional pressure and worry. I would recommend MoneyMe to all my friends and relatives wholeheartedly.

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1 review

5
26-06-2019

Excellent service

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1 review

5
19-06-2019

I consider myself to be a trusted borrower and I feel that the speed at which this was recognised and the loan provided was at a level of service and speed I have not found anywhere else. Very impressed.

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1 review

5
04-06-2019

The MoneyMe experience was spectacular and literally saved me (from what could have been) a very big hassle. Thank you so much!!

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1 review

5
31-05-2019

Fantastic service, fantastic process, very impressed, many thanks.

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1 review

5
30-05-2019

Extended customer service 10/10

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1 review

5
24-05-2019

Great service and amazingly fast process (review, approval to funding).

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1 review

5
16-05-2019

Great company! Easy to register and money was in the bank on the same day, would recommend it to everyone.

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1 review

4.5
09-05-2019

It was a very good service that helped me for my urgent needs. Your company has amazing staff. They were highly professional and very helpful on chat. I highly recommend your company. Thank you so much, MoneyMe.

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1 review

5
07-05-2019

The processing speed of my loan application was unbelievably very fast! This manifests your professionalism.

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1 review

5
05-01-2019

MoneyMe is excellent! Everything is fast, from the application to funding my loan.

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1 review

5
24-04-2019

Cannot recommend more highly - such a quick turnaround and so helpful on the phone with follow up questions! Money in the bank within 24 hours of starting application.

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1 review

5
17-04-2019

MoneyMe was really helpful from the beginning and I got a response so quickly! Will definitely be using them again.

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1 review

5
12-04-2019

Very professional staff - always helpful and understanding. I would recommend this company without any hesitation. Thanks to all who went out of their way to help.

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1 review

5
04-01-2019

Very helpful and quick. Thanks for the good service.

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1 review

5
24-03-2019

Service is great! I didn't have to wait long to hear back.

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1 review

5
19-03-2019

MoneyMe is an excellent financial service! Customer service is brilliant and understanding! No wait! This company is amazing I HIGHLY recommend it to all 😊 MoneyMe helped me financially in the blink of an eye after I'd been turned down so many times. I am very grateful and thankful for all that they have done, and I hope they see what I have written because MoneyMe deserves this praise and all must know how GREAT this service is 😀

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1 review

5
12-03-2019

We are happy with MoneyMe. They are a very helpful team and quick with their service. Within a few hours, we had our loan approved and the money was in the bank. We will be using MoneyMe from now on for our loans. Thank you, MoneyMe, for your wonderful service.

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1 review

4.5
07-03-2019

It was very fast, amazing!

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1 review

5
03-01-2019

They helped me in a time of need. I now have somewhere to live.

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1 review

5
27-02-2019

Fantastic lender.

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1 review

5
20-02-2019

I was very satisfied with how quickly MoneyMe responded to my loan application.

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1 review

5
12-02-2019

The whole application process was easy peasy and the approval happened within hours. I couldn't recommend MoneyMe any more if I tried!!

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1 review

5
08-02-2019

Great service and follow up.

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1 review

5
24-01-2019

Best service I've ever had. It was quick and easy. Recommend for anyone.

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1 review

5
23-01-2019

Honestly so grateful and thankful for your service. You guys are awesome. I appreciate all the help, especially the great service. God bless.

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1 review

5
03-01-2019

I am seriously impressed by the entire lending process, particularly the officers I spoke with over the phone. Great work MoneyMe. Your staff are so professional, informative and friendly.

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1 review

5
25-12-2018

Could not be more happy with the support received from the MoneyMe team.

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1 review

5
18-12-2018

I'm so happy with MoneyMe, they were very fast. Definitely would recommend them for a loan :)

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1 review

5
29-11-2018

Found the entire process really straightforward. A lot less complicated and time consuming than through a traditional lender.

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1 review

5
27-11-2018

Fast approval, money in my account same day - just in time for Christmas. Thank you.

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1 review

5
18-11-2018

This company is fantastic. Quick, no mucking around and easy.

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1 review

5
07-11-2018

Great job done by MoneyMe.

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1 review

5
29-10-2018

Amazing service and speed with drawing down funds! Great payment plans and low fees! Awesome customer for life!

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1 review

5
23-10-2018

Very professional service, quick response and paperless - the way customers want it. Thank you guys.

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1 review

5
17-10-2018

Quick and easy application. Better interest rate than most big 4 banks these days!

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1 review

5
16-10-2018

Extremely easy to use and just so thankful for them - got me out of a bind.

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1 review

5
28-09-2018

So impressed. Quick, no dramas, fantastic service! THANK YOU SO MUCH!!! You guys really helped me out a lot. I will be recommending your services. THANK YOU! One very happy customer!

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1 review

4.5
22-09-2018

Thank you so much for approving my loan. I appreciate it so much and will not disappoint! Your service was much appreciated!

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1 review

5
19-09-2018

Fantastic service and very fair. It really changed our family's life during a difficult time.

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1 review

5
16-09-2018

Fantastic! Fast and simple service. Will definitely use MoneyMe again over big name banks that make approval for a loan more stressful.

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1 review

5
13-09-2018

The application was so easy and the loan was approved based on what I could afford. I felt MoneyMe trusted me to be able to repay the loan and I felt like a valued customer.

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1 review

4.5
13-09-2018

These guys were the best! They were super helpful in getting me the loan I needed - all approved and in my account within half an hour! They made it super easy to pay it all back with no extra fees. I couldn’t be happier! These guys will look after you and I’ll be contacting them again in the future if needed.

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1 review

5
12-09-2018

Excellent service. Very prompt in organising my loan. Extremely happy, you're brilliant!

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1 review

5
11-09-2018

Great team with efficient service. I would recommend this to anyone.

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1 review

5
30-08-2018

The best experience I've had with personal loans.

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1 review

4.5
30-08-2018

The process was simple and straightforward. Team MoneyMe were patient, understanding and realistic while working towards finding a solution. Very happy and relieved.

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1 review

4.5
28-08-2018

So happy with MoneyMe. It was so simple to apply and gave me all the details up front. They were quick, easy and very informative. Definitely recommend!

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1 review

4
28-08-2018

I felt confident that MoneyMe was a reputable brand with positive reviews when applying for my loan.

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1 review

5
26-08-2018

I couldn't believe how quick and simple the application process was. And to top it off, the customer service was on point. I will be recommending MoneyMe to others for sure.

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1 review

5
24-08-2018

Highly recommend. Fast, easy communication, great repayments. Thank you.

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1 review

5
24-08-2018

Very easy to apply for a loan. The kind and helpful staff over the phone help with whatever you need :)

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1 review

5
24-08-2018

Thank you so much for helping me. Very fast service and no dramas... Cheers.

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1 review

5
23-08-2018

Excellent service. Thumbs up.

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1 review

5
17-08-2018

Cannot believe how easy and absolutely hassle-free it was. I work 7 days a week and don’t have time to be on the phone for a long period of time.

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1 review

5
15-08-2018

Fantastic turn around and everything was straightforward when applying! Great process.

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1 review

4.5
31-07-2018

Thank you for your quick service and help relieving my financial pressure.

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1 review

5
29-07-2018

Thank you so much for approving my loan application so promptly. My son needed wisdom teeth removed. The pain he had been experiencing has been excruciating. Thank you MoneyMe for your help.

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1 review

5
26-07-2018

Awesome service - thank you so much!

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1 review

4
21-07-2018

Thanks MoneyMe for helping me through my financial situation.

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1 review

5
21-07-2018

Very good service. Quicker than I expected and very supportive customer service team.

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1 review

5
14-07-2018

Great service.

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1 review

5
13-07-2018

So easy to deal with - highly recommend.

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1 review

5
10-07-2018

Just wanted to say thank you MoneyMe for the efficient and hassle-free approval of my application. It was my first time doing this and your company made this a stress free experience. It was such a relief when my application was approved quickly as I had to send the funds for my mum’s surgery overseas. Thanks again.

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1 review

5
08-07-2018

Great service and always willing to help.

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1 review

4.5
02-07-2018

Loved the speedy approval process and best of all the communication was quick

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1 review

5
02-07-2018

Outstanding service, processing time was excellent from start to money in my bank. Highly recommended

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1 review

1
16-06-2018

Prompt service, highly recommend.

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1 review

5
12-06-2018

MoneyMe helped me out more than any bank or money lender and was fast about it. Great job, keep it up.

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1 review

5
07-06-2018

Best company ever.

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1 review

5
07-06-2018

Wonderful experience during a stressful time.

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1 review

5
06-06-2018

Wonderfully simple and a dream to use!

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1 review

5
06-06-2018

Great Experience, Thank You Very Much.. You Guys Have Helped Me With A Future Car Purchase

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1 review

5
01-06-2018

Great Customer Service - Very Fast Outcome 5Stars

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1 review

4.5
31-05-2018

I had a fast and easy experience. Thank you

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1 review

5
23-05-2018

From my experience I would chose money me again and again. You will love it. So simple and convenient !

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1 review

5
10-05-2018

Fast, easy process with extremely helpful staff!

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1 review

5
09-05-2018

Efficient, Proficient, Courteous, and Reliable

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1 review

4.5
07-05-2018

Excellent service

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1 review

5
29-04-2018

I was given a speedy, efficient and very professional service. Thank you very much

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1 review

5
27-04-2018

Thank you for lending me money, didn't expected to have it deposited the same day. I would recommend you to my friends. Very good service.

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1 review

5
25-04-2018

I had such a positive experience with MoneyMe. I still can’t believe how easy the whole process was!

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1 review

5
12-04-2018

Great work! No fuss. Everything went smoothly and had an answer and funds pretty much straight away. Thank you for great service!

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1 review

5
11-04-2018

Thanks so much MoneyMe. Great customer service and easy process.

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1 review

5
07-04-2018

You guys are very good and fair, thank you.

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1 review

5
02-04-2018

The process was fast & easy to apply

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1 review

4.5
30-03-2018

Great, efficient , very prompt

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1 review

5
28-03-2018

Excellent customer service, very helpful to satisfy customer.

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1 review

4.5
28-03-2018

Great, friendly customer service with an easy online application process!

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1 review

5
27-03-2018

Honestly, they are very convenient and fair. I really like their structure and the service. I would recommend anyone to have a go when you need extra cash. Thank you very much.

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1 review

5
10-03-2018

MoneyMe were easy and quick to deal with. The repayments are manageable and I’m very happy with the service I received during a tight spot.

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1 review

5
10-03-2018

Impressed and grateful for turnaround of less than a day.

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1 review

5
05-03-2018

Very easy process while out of mobile range. All web based and email communication making life so easy!

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1 review

5
03-03-2018

"Fantastic service, lightning process and awesome support. Will highly recommend this service to family and friends."

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1 review

5
01-03-2018

Very impressed with the service provided.

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1 review

4
25-02-2018

Your service is very good

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1 review

5
23-02-2018

Fast approval and I'm very happy with that.

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1 review

5
21-02-2018

Fantastic! Quick & Easy!!

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1 review

5
21-02-2018

Very impressed, with prompt service!

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1 review

5
21-02-2018

Thank you for having me as a customer. You have helped me so much. It was an easy process. Having payments as direct debit is also great.

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1 review

5
20-02-2018

Quick, simple & no hassles.

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1 review

4.5
19-02-2018

Quick, fast and excellent service

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1 review

5
17-02-2018

Had a fantastic experience

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1 review

5
15-02-2018

Thanks for the quick loan. You are so easy to deal with, and cash was in my bank straight away. Love it

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1 review

5
15-02-2018

I appreciate the manners and guidelines of this lender

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1 review

5
15-02-2018

I am very pleased with your service thank you

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1 review

5
13-02-2018

Simple yet effective method to recieve small loans

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1 review

5
13-02-2018

MoneyMe came through when I needed them most

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1 review

4
12-02-2018

Easy process to apply. Fair. Fast funds.

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1 review

5
06-02-2018

I'm very happy and would recommend to anyone. The whole process was very easy, simple and fast. Thanks so much for your help, much appreciate it.

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1 review

5
04-02-2018

It was a quick and easy process. It took only minutes to get approval. Awesome customer service

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1 review

5
03-02-2018

I so loved that application took 2 mins to fill out and 2 min to get approved, also money was tranfered within an hour or so. With the option up to $15k. With transparent interest fees all laid out which makes loan with u guys such a pleasure. Looking 4ward to my next loan! Keep up the best customer service! Already recommend u guys to family n friends!

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1 review

5
02-02-2018

It was so quick to action, I'm with you guys for my future loans.

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1 review

4
4-01-2018

Fantastic! Quick and easy, with money in my account in less than 3 hours!!

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1 review

5
30-01-2018

Approval was very quick and funds have been transferred sooner than expected.

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1 review

5
19-01-2018

Really impressed with how quick and easy this was. Absolutely fantastic.

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1 review

5
16-01-2018

The whole process was extremely fast. There was no paperwork and the approval and funds deposit happened within a couple of hours. Extremely impressed with the service and efficency. Thanks

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1 review

4
13-01-2018

Very quick and easy. Recommended

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1 review

5
11-01-2018

Fast, easy, fantastic service!

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1 review

5
10-01-2018

Excellent and quick service, straight forward with everything!

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1 review

4.5
10-01-2018

It was great service and a very easy process.

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1 review

5
10-01-2018

Quick and easy process - hassle free

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1 review

5
25-12-2017

I found my experience in getting finance through you very quick and easy. I would highly recommend you to family and friends

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1 review

4
20-12-2017

Delivered the promises made on your website, very refreshing.

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1 review

5
17-12-2017

An excellent & very prompt service

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1 review

5
15-12-2017

Thank you MoneyMe. Simple, quick and painless application process. Funds were delivered into my account within a couple of hours after approval.

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1 review

1
10-12-2017

We needed money urgently for the weekend after finding out an expected payment would be delayed, so I applied for a MoneyMe loan late on a Friday afternoon and the money was in my account within a couple of hours. Was super relieved to have the money come through and impressed with the service.

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1 review

1
09-12-2017

This was the quickest and effortless financing ever

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1 review

1
08-12-2017

Superb speed

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1 review

1
05-12-2017

Excellent and fast. I never expected to get the money just 2hrs from applying

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1 review

5
11-08-2017

Easily understandable, very fast process and great experience.

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1 review

4.5
05-08-2017

Excellent service across all aspects. The chat access feature was great for quick questions and follow up. Instant help. Thank you

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1 review

5
20-07-2017

Very happy with the fast, efficient service and response.

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1 review

3.5
14-07-2017

Extremely tremendous service

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1 review

5
07-07-2017

FAST!!!

Like

1 review

5
27-06-2017

It's the first time I've used a instant, short term loan to solve an unforseen monetary problem. The website was user friendly, easy to navigate even for a computer novice like myself. The staff member I spoke with was friendly, knowledgeable of the loan terms and overall extremely helpful. A very positive experience. You only get one chance to make a first impression and Moneyme nailed it. Big Tick ...

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1 review

4.5
21-06-2017

Fast processing and low interest

Like

1 review

5
15-06-2017

Absolutly Fantastic Service .... was just so impressed with how quickly it all came together .... Highly Recomend

Like

1 review

4
14-06-2017

Very useful, very convenient, love it

Like

1 review

5
10-06-2017

The quickest response, in less than five minutes money was in my bank. Absolutely the best.

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1 review

5
06-06-2017

Very good service, efficient and has been very helpful to me.

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1 review

5
29-05-2017

The best so far.

Like

1 review

5
27-05-2017

Thank you so much MoneyMe - I was looking for a solution to my problem and found you... the process was so fast and easy.... I am super grateful. Thanks for helping me.

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1 review

5
25-05-2017

You guys are great. Thank you so much, I promise to be loyal.

Like

1 review

5
12-05-2017

Thanks MoneyMe. I'm very happy. It's very quick and the money was in my account in 30min. I will apply again after paying off this loan.Thanks very very much MoneyMe!

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1 review

5
12-05-2017

Moneyme is really awesome, it gives me a big relief from my financial situation with flexible repayment term and quick processing time.

Like

1 review

5
17-04-2017

fast and easy to use... great service... online application process was so simple.

Like

1 review

5
12-04-2017

So quick ! Very happy with communication too, and it is so simple to apply.

Like

1 review

4.5
10-04-2017

very fast payment and easy to deal with..

Like

1 review

5
05-04-2017

Absolutely fantastic. Applied one day & had the money the next. One very happy customer 😊😊

Like

1 review

4.5
31-03-2017

Process was very smooth and interest rate very competitive.

Like

1 review

5
16-03-2017

Very impressive

Like

1 review

4.5
13-03-2017

Incredibly quick and easy to use: applied for a Loan Saturday, was efficiently reviewed and quickly sent a request for documents. Received friendly and informative customer service, and received money very shortly after being approved on Sunday (CBA). Very Impressive.

Like

1 review

5
06-03-2017

I am amased. Only applyed on a weekend and by Monday the mopney was in the account. No draw out documents and unnecessary paperwork, it was quick and easy.

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1 review

5
01-03-2017

great, friendly, quick and happy to help..!

Like

1 review

5
27-02-2017

Reliable and fast service

Like

1 review

5
24-02-2017

Fast, easy and no hassle application. Good job

Like

1 review

5
04-02-2017

Very happy fast response.

Like

1 review

5
09-01-2017

Love the Service.. Easy, Reliable and Quick

Like

1 review

5
09-01-2017

All I can say is thank you, thank you.

Like

1 review

5
08-01-2017

Excellent experience, quick, fast & easy

Like

1 review

5
06-01-2017

I'm so thankful that your company helped me with a loan. I was so stressed up for not knowing how to pay for my dental needs. I was in so much pain. Now I can have a good dentist to help solve my problems.

Like

1 review

5
05-01-2017

I was so impressed with how prompt and efficient Moneyme is! It was so simple and has helped me in such a huge way!

Like

1 review

5
04-01-2017

Very prompt and quick, with a very reasonable payback - thanks

Like

1 review

4
24-12-2016

Very efficient, accommodating, and easy!

Like

1 review

5
23-12-2016

Excellent

Like

1 review

4.5
23-12-2016

Very easy process

Like

1 review

5
22-12-2016

Great!!!!

Like

1 review

5
21-12-2016

Excellent experience and fast application

Like

1 review

4.5
17-12-2016

I was kept in the loop via text and email and when i called through, my call was picked up immediately by John, who answered all my queries in a few minutes. Brilliant!!!

Like

1 review

4.5
15-12-2016

Really happy with the service I received from your staff, and the quick turnaround between my application and money in my bank. Thank you

Like

1 review

5
10-12-2016

Best service ever. Very efficient, on time, no hustles. Spoke to a staff who was very friendly and she kept her words, highly recommended. I don't think I will ever go to the bank again who ask for a million documents, although they have them. As an example, documents like your 3 last payslips although your salary passes through them. Keep up the good work.

Like

1 review

5
09-12-2016

Fast & easy online application, and access to funds within an hour.

Like

1 review

5
09-12-2016

Super fast and super easy. Highly reccomend

Like

1 review

4.5
09-12-2016

Thanks very much. Best service, friendly & very fast.

Like

1 review

5
08-12-2016

Excellent service. I applied at midnight. got a call at 9am on the dot the next morning, and recieved funds 5 minutes later. Polite and professional staff and minimal paperwork. Very happy

Like

1 review

5
08-12-2016

So simple and easy. Especially for a busy working parent like myself.

Like

1 review

5
07-12-2016

I was very pleased with how easy and quick everything was done.

Like

1 review

5
06-12-2016

1st class service. I applied at 9pm on Saturday night, and received confirmation of money in my account at 7am on Sunday morning.

Like

1 review

5
03-12-2016

Fantastic service.

Like

1 review

5
03-12-2016

Very impressed and satisfied

Like

1 review

5
30-11-2016

I am really pleased with how quick my loan was processed and into my bank account. Thank you very much.

Like

1 review

5
20-11-2016

Very fast processing service. 10/10

Like

1 review

4
17-11-2016

Very helpful, quick and easy. I was surprised at how quickly the funds reached my account 😃 Thumbs up!

Like

1 review

4.5
10-11-2016

Very impressed with the service

Like

1 review

5
07-11-2016

Brilliant service, and thank you for a wonderful outcome with my application.

Like

1 review

5
24-10-2016

Good experience, and fast approval.

Like

1 review

5
23-10-2016

Amazing and easy to use. Absouletly great system. I love how you guys investigate bad credit rather than fail applications. I am very happy overall, and I will use your services again.

Like

1 review

5
22-10-2016

Very reliable, flexible and efficient service. Definitely hassle free service.

Like

1 review

3
22-10-2016

A simple application with a quick result and satisfactory outcome. So far so good.

Like

1 review

5
22-10-2016

Great service, would recommend you to anyone without hesitation.

Like

1 review

5
21-10-2016

Quick, easy and great service!

Like

1 review

5
20-10-2016

Excellent! Very prompt and efficient!

Like

1 review

4.5
20-10-2016

Very fast service and the people I talked to over the phone were very friendly.

Like

1 review

5
19-10-2016

It's was a great experience and response too, I would introduce it to my friends

Like

1 review

4.5
19-10-2016

Fast, efficient service.

Like

1 review

5
19-10-2016

Nice and quick. I was kept well informed in every step

Like

1 review

5
14-10-2016

Very happy with overall result and process, will definitely use MoneyMe again.

Like

1 review

5
12-10-2016

Efficient and fast service. Loved it!!

Like

1 review

5
09-10-2016

Very fast, quick, easy.

Like

1 review

5
09-10-2016

Prompt Response. Clear understanding of requirement and helpful customer service.

Like

1 review

5
09-10-2016

Great experience. Fast answer.

Like

1 review

4.5
05-10-2016

Quick and easy, with a great service. This is all I can say.

Like

1 review

5
02-10-2016

Your online chat team are fantastic! They made the process so simple and easy.

Like

1 review

5
01-10-2016

Great. Money in my account within the hour. Great, fast and efficient service.

Like

1 review

5
01-10-2016

Fantastic customer service & I received the funds quickly too. Thanks MoneyMe :)

Like

1 review

5
29-09-2016

Fast and easy!Very happy! Easy to talk to the person on the phone.

Like

1 review

5
28-09-2016

Awesome.

Like

1 review

5
28-09-2016

Great people. Easy to deal with, and cash was in my account within three hours. Thank you so much.

Like

1 review

5
27-09-2016

Great service, fast money transfer

Like

1 review

5
24-09-2016

Best Service, highly commendable

Like

1 review

4.5
24-09-2016

Great service. Quick and easy, with no hassle. Very quick to respond to my application. I will recommend to friends and family in need of your services, thank you.

Like

1 review

4.5
19-09-2016

Great - Smooth, easy, smart systems

Like

1 review

5
16-09-2016

Thank you so much for the loan, I really appreciate it. It helped us get into a house fast with the money going towards our bond. So I would like to say thank you so much

Like

1 review

5
14-09-2016

i am really happy about the service with this company and will be using them again

Like

1 review

5
11-09-2016

I'm very pleased with MoneyMe, the application online was easy to do and I received my answer in a few minutes. Thanks moneyme, very helpful service, quick and easy.

Like

1 review

5
10-09-2016

Fast responses and great service

Like

1 review

5
10-09-2016

Couldn't be happier

Like

1 review

4.5
09-09-2016

Website was easy to navigate and response time was incredibly fast.

Like

1 review

5
08-09-2016

The best and quickest service.10/10

Like

1 review

5
08-09-2016

I cannot believe how fast this loan took to happen and I am so greatful for your services!

Like

1 review

4
04-09-2016

My experience was excellent

Like

1 review

5
01-09-2016

The most pleasant and easiest company I've ever had to deal with, 100% satisfaction

Like

1 review

5
01-09-2016

Fast approval, fast cash, easy application process.

Like

1 review

4
28-08-2016

It was a really good experience for me, and a really fast transaction..thank you very much

Like

1 review

4
26-08-2016

I needed to repair a panel and maintenance on my car. It was expensive, but MoneyMe was who I could turn to in such short notice. An amazing service from them, and I couldn't be happier with the extremely fast process.

Like

1 review

4
26-08-2016

Good service and helpful! Money will be used to help out expanding business with cashflow

Like

1 review

4
20-08-2016

Very good service and fast response

Like

1 review

5
20-08-2016

Very happy with the quick response from MoneyMe from the online application. The whole process was easy and very easy to go through each steps. I was given an answer within a few hours since lodging application. I was so thankful that my application was approved within less than 24 hours and I am able to use this loan to pay for my car maintenance. Thank you MoneyMe.

Like

1 review

5
17-08-2016

Very good to talk to, and very helpful. I will use the money to just relax.

Like

1 review

5
16-08-2016

I needed the loan to pay my son's school fees .My experience with MoneyMe was amazing, quick and easy - thanks

Like

1 review

5
16-08-2016

your company is very good, and I am very happy with your service

Like

1 review

5
16-08-2016

Very fast service, and the money was deposited in my account right after the approval.

Like

1 review

5
15-08-2016

Easy and fast service. The person on the phone I spoke to once my loan was approved was very pleasant.

Like

1 review

5
14-08-2016

Fast and efficient service

Like

1 review

5
08-08-2016

Great service. I recevied money when I really needed it. Thank you for your great service.

Like

1 review

5
02-08-2016

I needed to buy some stuff for my business, and the loan was of great help. The approval process was fast, and I appreciated it.

Like

1 review

5
21-07-2016

These guys are exceptional. It was very easy to apply for a loan, and money goes into your account fast. Cheers guys.

Like

1 review

5
20-07-2016

Very easy, and money within minutes of approval!

Like

1 review

4
07-07-2016

Moneyme response to my application was good. I plan to put the money towards bulding a new deck and other home expenses

Like

1 review

5
07-07-2016

Very quick to receive money. My car registration was due and I didn't realise.

Like

1 review

5
02-07-2016

A very positive experience.

Like

1 review

5
15-11-2017

So easy compared to other lenders.

Like

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98%

%

of customers
would recommend
MoneyMe to a friend

Ready to get started?

Personal Loans up to $35,000 Approved Online | MoneyMe

Personal loans made easy

Experience a straight-forward and simple online application for personal loans up to $35,000. Everything is fast and easy – no paperwork and lengthy forms. Your online personal loan application just takes minutes to finish, and once you get approved, funds can be in your bank account in just a few minutes depending on who you bank with.

Learn more

Personal loans made easy

Experience a straight-forward and simple online application for personal loans up to $35,000. Everything is fast and easy – no paperwork and lengthy forms. Your online personal loan application just takes minutes to finish, and once you get approved, funds can be in your bank account in just a few minutes depending on who you bank with. Plus, you can manage your personal loan from your Members Area, including making extra repayments. Our fast cash loans are personalised based on your credit history and can be applied for anytime and anywhere.

What is a personal loan?

A personal loan is a credit product that you can borrow from a lender, such as MoneyMe, and use it to pay for expenses like car purchases, home improvements or holiday travel. This type of loan is usually unsecured, which means you don’t have to back up your application with assets or collaterals.

In Australia, a personal loan lender or bank must hold an Australian Credit License to legally provide loans. There are generally fees and charges included, such as an establishment fee and other ongoing fees.

Personal loans come in all shapes and sizes. You can get a fast cash advance or quick cash loans when you need instant money for an upcoming life event or an emergency while waiting for your next paycheck. This is what MoneyMe is built for – to give you access to extra cash and easy money whenever you need them.

The future of personal loans

Enjoy a fast and simple experience from application up to getting your funds. As a responsible lender, we align your fortnightly or monthly repayments to your pay cycle. This way, you don’t get caught with late fees! Everything is done online with the use of our advanced and secure technology to ensure that your experience is fast, fair and tailored to your financial situation. We’re the next generation of credit and personal loans.

For larger expenses such as a brand-new car, a wedding, home renovations, or university fees, you are going to need more than just a short term loan. MoneyMe gives access to easy loans, like fixed rate personal loans to ensure you have available funds with fortnightly or monthly repayments for the bigger things in life.

Manage your finance easier

Personal loans give you access to refinance options and help you manage bills and debts. We understand that getting on top of your bills and payments can be a bit challenging at time.

Here at MoneyMe, we can provide fast credit solutions to help with your everyday credit needs. One of our payment solutions is Freestyle, our virtual credit card. Applying for a Freestyle virtual credit card is easy and fast – just apply via the MoneyMe app or website, add it to your mobile wallet, and your credit is available 24/7 a few minutes after your approval. It’s that simple!

Apart from your credit score, we consider various factors to determine your rate. This includes your credit history, income, debt obligations and living expenses. Every bit of information helps us paint a more comprehensive picture of your finances and come up with a fully customised rate.

Unsecured personal loans

How does an unsecured personal loan work? An unsecured personal loan is an effective solution for debt consolidation. Think of it as a solution that can help you pay off your existing debts from various creditors. It helps you avoid the hassle of paying off multiple debts and lenders, and allows you to pay in fixed rates instead of multiple fees for every kind of debt.

With MoneyMe’s online loan application, you can get as much as $35,000 without any paperwork and in the comforts of your home. A brand-new and convenient way to pay off all your existing debts!

A tech-driven alternative to conventional loan processes

Forget about long waits and tons of paper documents. With MoneyMe’s instant loan offers, getting funds has become easier and faster.

Conventional loan processing can require a lot of paperwork and references, bank statements and paychecks. MoneyMe offers loans for Generation Now. It’s smooth, simple, fast process and gives you access to a same day loan or a student loan. You don’t need to provide a ton of paperwork or fill out lengthy forms. We’re completely online – even our contract is signed digitally.

How to get a personal loan

Our online application takes just a few minutes to complete. After entering your current employment, living expenses and existing financial commitments, we will retrieve you a 90-day online copy of your bank statement transactions electronically using our secure portal. This is a highly secured process and your bank statement will be available as a read-only option. Your security is important to us and we use SSL encryption to keep your details safe, just like your online banking app or website.

Apart from your credit score, we take into account other factors to determine your personal rate and offer. This includes you general living expenses, income, and employment history. You can use our online loan repayment calculator to help with how much you can borrow, for how long and to understand your expected repayments.

As a responsible lender, we want you to be comfortable with your repayments. When you have successfully repaid a loan with MoneyMe, we update your MoneyMe credit rating and may be able to offer lower rates and fees on your future loans with us.

Can I self-manage my personal loan?

Refinancing is a great way of tying up loose ends and eradicating small and cumbersome debts like high-interest credit cards. When you have a personal loan with MoneyMe, you do have the flexibility to manage your loan how you want to. Through your Members Area access, you can monitor your personal loans, opt for making extra repayments, or manage your personal loan details. There are no early termination fees, meaning you can repay your loan in full for free at no extra cost.

How long do personal loans take to process?

MoneyMe is about offering customers a fast and user-friendly application and approval processes. When you apply online with us, the process is completely online and takes just minutes to complete.

If you are applying during business hours, you can get approved fast with funds transferred immediately once approved. Depending on the time of the day and which bank your account is with, you may even have access to your funds within moments after approval. Otherwise, you’ll get your money the next business day.