Funds to get your property ready
for sale

Access up to $35,0001 to spend on marketing, home improvements, styling, auction fees and much more. Pay when your property sells.

Learn more

Join the thousands of Australians using ListReady

Pay for expenses without
being out of pocket

Pay for expenses without being out of pocket

A no fuss payment option
for listing expenses

Access up to $35,0001 on demand

Quick online sign up and funds ready to use instantly once approved.

Nothing to pay upfront

Repay when your property settles, or within 6 months, whichever comes first.

Easy online payments

Transfer to your agency, tradesmen, stylists and more, or withdraw to your bank account.

Simple monthly fee, no hidden extras

Borrow what you need, a monthly fee of 2.25% applies to the funds used.

 

Unlock your
property’s
potential with
ListReady

Add value to your property

Invest in renovations and repairs to maximise your property’s potential.

Make a great impression

Make your property stand out with professional cleaning, landscaping, styling and more.

Attract more buyers

Invest in the right marketing package to boost your listing and reach more buyers.

List and sell with no
upfront cost

Cover selling related expenses, including auction, conveyancing, and legal fees.

Cost Calculator

Estimate the cost of your ListReady spending

$

It only costs you: $0.00

Based on your estimated expenses and time to settlement, this would be the total amount of ListReady fees applied to your account.

Your total repayment will include the amount you borrow plus a monthly fee of 2.25% applied to your account balance each month.

Proudly partnered with

Selling Property Costs

If you’re looking to sell your home or investment property soon, then it may be the right time to think about your selling property costs. The cost of selling a house and other properties can be substantial in Australia, but there are ways you can lower your costs, which can increase your profits.

Negotiating your seller’s agent fee is an excellent step to reducing your selling property costs. But, if you’re keen, you can even take care of the entire process yourself. It is possible to sell your property without involving an agent, but often you’ll need to pay all the costs upfront. ListReady can provide you with options if you’d like to explore the possibilities of selling your house privately, and MONEYME can offer you up to $35,000 in funding to cover advertising costs or anything else associated with the sale of your property.

Can you sell your property without an agent?

In Australia, the services of a real estate agent is not required to sell a property. When you choose a real estate agent, you’re paying for their experience and sales knowledge. Your agent will have a general understanding of what type of advertising is required and how to talk to prospective buyers. But all of this comes at a cost, and with real estate agent fees at an average of 5% to 6% of the sale price, your selling property costs can be very high.

With current technology and web-based home selling, it is easier to skip past the high fees associated with many real estate agents. If you decide to skip on real estate fees for selling a house, you need to be prepared to do the bulk of the work. While several websites allow you to advertise your home and assist in getting sales boards and other marketing materials printed, you are responsible for fielding all the sales calls.

If you’re not interested in taking the DIY route, you may prefer to find a buyer’s agent. A buyer’s agent is similar to a real estate agent, except they act on behalf of the buyer. These agents have a list of buyers looking for a home (or investment property) and negotiate on their behalf. In Australia, it is illegal for an agent to take a commission from both the seller and the buyer, so using these agents will not add to your selling property costs.

If you seek out a buyer’s agent, you need to understand they will represent their buyers and seek to get them the best deal. For this reason, you need to be completely aware of your property’s value. Therefore, it is highly advisable to get an independent valuation completed on your property.

A buyer’s agent will also look for a home or investment that perfectly suits their clients’ needs, so it may take time to find an interested agent. It may be possible to find an agent, and they may request a few repairs done to the property before the sale can go ahead. In this scenario, you can apply for a loan through ListReady and make those minor renovations to secure the sale.

How much does it cost to sell your property?

There are many selling property costs involved when choosing to sell your home or investment property. Some of these costs can depend on the area you’re selling, as some states may have higher taxes applied to property sales. You’ll also need to pay conveyancing costs, which is required to ensure the property is transferred from seller to buyer.

Some charges will need payment before the sale of your property. If your agency fees are fixed, you may need to pay for these before your home is sold. You may find that a fixed commission fee is a cheaper method to sell your home, but if you need to pay it upfront, then you could be in for a substantial bill.

Although it may cost more, using a local solicitor or conveyancer is often best as they will have intimate knowledge of the area. Local knowledge can be valuable as they may be aware of any problems during the property transfer. A person selling their home (or any property) can expect to pay up to $2,000 in conveyancing fees.

In addition to real estate costs and commissions, you may be expected to pay for additional advertising costs when selling a house. Real estate agents will have a basic marketing plan, such as placing a board out the front of your home, listing the property on various websites, and holding open house inspections. If you’re looking to sell a house fast, then paying an additional amount for marketing will improve your odds.

Other costs for your home can include furniture staging, photography, and garden maintenance. All these selling property costs will vary based on their complexity. Setting a budget for selling costs is an excellent way to keep tabs on everything and not let it get out of hand.

How to deal with listing expenses when selling your property?

Dealing with the costs associated with selling a house can be challenging. You can plan and budget your sales costs if you’re aware of the average cost to sell a house in Australia.

In some areas, the cost of selling a property can be substantial, but there are several options available for sellers. If you need assistance in paying some selling property fees, or you’d like to give your property a cleanup, then you may need to borrow some funds. At ListReady, we can provide you with a loan of up to $35,000, which can be used toward your property selling costs. Contact our team today.


Loved by thousands of homeowners

Ready to get
started?

*Canstar’s Innovation Excellence Award 2022 was for MONEYME’s product Autopay.

**This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.