Your free credit score tool
Loans up to $50,000
Freestyle Credit Card
A credit card for everyday purchases
Consolidate debt into simple repayments
ListReady for homeowners
Funds to get your property ready for sale
Autopay for Dealers/Brokers
Same day car finance
ListReady for agencies
The pay later solution for listing expenses
Access up to $35,0001 to spend on marketing, home improvements, styling, auction fees and much more. Pay when your property sells.
Join the thousands of Australians using ListReady
Pay for expenses without
being out of pocket
Pay for expenses without
being out of pocket
A no fuss payment option
for listing expenses
Access up to $35,0001 on demand
Quick online sign up and funds ready to use instantly once approved.
Nothing to pay upfront
Repay when your property settles, or within 6 months, whichever comes first.
Easy online payments
Transfer to your agency, tradesmen, stylists and more, or withdraw to your bank account.
Simple monthly fee, no hidden extras
Borrow what you need, a monthly fee of 2.25% applies to the funds used.
Add value to your property
Invest in renovations and repairs to maximise your property’s potential.
Make a great impression
Make your property stand out with professional cleaning, landscaping, styling and more.
Attract more buyers
Invest in the right marketing package to boost your listing and reach more buyers.
List and sell with no upfront cost
Cover selling related expenses, including auction, conveyancing, and legal fees.
Estimate the cost of your ListReady spending
Please enter valid amount
Please select duration
It only costs you:
Based on your estimated expenses and time to settlement, this would be the total amount of ListReady fees applied to your account.
Your total repayment will include the amount you borrow plus a monthly fee of 2.25% applied to your account balance each month.
Proudly partnered with
When applying with MoneyMe, you can bet our top priority is security. At MoneyMe, we use bank level encryption to ensure your data is safe and secure.
When submitting bank statements online, we use illion’s trusted and secure technology that provides a ‘read-only’ 90-day snapshot in PDF format of your bank statement transactions. That means no one at MoneyMe, or illion,
has access to your account or login details – it simply takes a snapshot of your transactions in PDF format. This, along with some personal, employment and spending details is all we need to process your Freestyle application.
As you make your repayments on time, your history with us improves and you may be able to increase your line of credit limit.
When you apply for a Freestyle Virtual Credit Account, you'll generally get a decision on-the-spot. Once approved, we'll set you up with a virtual card so you can start making purchases straight away, in- store and online. If you transfer money from your line of credit to your bank, this can take anywhere from a few minutes up to 1 business day, depending on who you bank with.
Freestyle Virtual Credit Accounts range from $1,000 to $20,000, depending on your credit profile and history.
You're able to decrease or request an increase for the limit on your line of credit, which is subject to our assessment and suitability.
We'll automatically set you up with a payment schedule with variable amounts aligned to your pay cycle. We'll remind you before we take payments to ensure you have the funds in your account (and to prevent any accidental missed payment fees!). Plus, you can get up to 55 days interest-free on purchases. To view our costs, visit our Costs page.
Loved by thousands of homeowners
Thanks to ListReady I was able to pay the upfront cost of advertising of my property, which was the main reason it sold. Outstanding!
David, Tea Tree Gully
Using ListReady meant I could get the locks changed and the grounds mowed before sale, all without having to outlay a single cent upfront and with the account paid on settlement. ListReady made it so easy!
ListReady made it practical to carry out a number of minor projects at our property, meaning we could present it for sale in the best possible light.
I needed the finance to get my property ready for sale. ListReady made it an easy, hassle-free experience!
1You must repay the total amount owing on settlement or within 6 months (whichever is earlier). Eligibility criteria, T&Cs, fees and charges apply.
Provide your details and we’ll be in touch soon
Click to log in
Download our App
Scan the code to get the app on your phone
Please provide the following details
We will SMS your passcode to your mobile
Still need help? Call us on 1300 669 059
Want to boost your financial wellness while also having a shot at winning some extra cash? Simply log into the MONEYME App and check your credit score every month to go in the draw to win $1,000!