Funds to get your property ready
for sale

Access up to $35,0001 to spend on marketing, home improvements, styling, auction fees and much more. Pay when your property sells.

Learn more

Join the thousands of Australians using ListReady

Pay for expenses without
being out of pocket

Pay for expenses without being out of pocket

A no fuss payment option
for listing expenses

Access up to $35,0001 on demand

Quick online sign up and funds ready to use instantly once approved.

Nothing to pay upfront

Repay when your property settles, or within 6 months, whichever comes first.

Easy online payments

Transfer to your agency, tradesmen, stylists and more, or withdraw to your bank account.

Simple monthly fee, no hidden extras

Borrow what you need, a monthly fee of 2.25% applies to the funds used.


Unlock your
potential with

Add value to your property

Invest in renovations and repairs to maximise your property’s potential.

Make a great impression

Make your property stand out with professional cleaning, landscaping, styling and more.

Attract more buyers

Invest in the right marketing package to boost your listing and reach more buyers.

List and sell with no
upfront cost

Cover selling related expenses, including auction, conveyancing, and legal fees.

Cost Calculator

Estimate the cost of your ListReady spending


It only costs you: $0.00

Based on your estimated expenses and time to settlement, this would be the total amount of ListReady fees applied to your account.

Your total repayment will include the amount you borrow plus a monthly fee of 2.25% applied to your account balance each month.

Proudly partnered with

Secure and responsible lending

When applying with MoneyMe, you can bet our top priority is security. At MoneyMe, we use bank level encryption to ensure your data is safe and secure.

When submitting bank statements online, we use illion’s trusted and secure technology that provides a ‘read-only’ 90-day snapshot in PDF format of your bank statement transactions. That means no one at MoneyMe, or illion,

has access to your account or login details – it simply takes a snapshot of your transactions in PDF format. This, along with some personal, employment and spending details is all we need to process your Freestyle application.

As you make your repayments on time, your history with us improves and you may be able to increase your line of credit limit.

Get approved within minutes

When you apply for a Freestyle Virtual Credit Account, you'll generally get a decision on-the-spot. Once approved, we'll set you up with a virtual card so you can start making purchases straight away, in- store and online. If you transfer money from your line of credit to your bank, this can take anywhere from a few minutes up to 1 business day, depending on who you bank with.

Freestyle Virtual Credit Accounts range from $1,000 to $20,000, depending on your credit profile and history.

You're able to decrease or request an increase for the limit on your line of credit, which is subject to our assessment and suitability.

We'll automatically set you up with a payment schedule with variable amounts aligned to your pay cycle. We'll remind you before we take payments to ensure you have the funds in your account (and to prevent any accidental missed payment fees!). Plus, you can get up to 55 days interest-free on purchases. To view our costs, visit our Costs page.

Loved by thousands of homeowners

Ready to get