Why choose MoneyMe?

What can you expect

What do repayments look like?


Lucy, 38

8.99% p.a. interest rate

12.36% p.a. comparison rate*

Excellent credit rating

Borrowed $17,000 over 5 years

Monthly repayments: $370.58


Matt, 29

19.25 % p.a. interest rate

21.12% p.a. comparison rate**

Fair credit rating

Borrowed $6,500 over 3 years

Monthly repayments: $258.33




*This comparison rate is based on our personal loan for an amount of $10,000 over 3 years wich includes a 5% establishment fee.

**This comparison rate is based on our personal loan for an amount of $30,000 over 5 years and an 8% (capped at $1,200) establishment fee.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Things you should know

For an unsecured personal loan of:



Medium Loan From $2,100 to $3,000

Repayment period:

• Minimum 12 months    • Maximum 24 months

Based on an unsecured loan of $2,500 over 2 years:

  • Minimum interest rate of 8.99% p.a. (16.78% p.a. comparison rate*). The total repayment is $2,960.07, which includes $2,500 principal, $200 establishment fee and $260.07 interest.

  • Maximum interest rate of 29.99% p.a. (38.50% p.a. comparison rate*). The total repayment is $3,622.82, which includes $2,500 principal, $200 establishment fee and $922.82 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan From $3,001 to $50,000

Repayment period:

• Minimum 12 months    • Maximum 60 months

Based on an unsecured loan of $30,000 over 5 years:

  • Minimum interest rate of 8.99% p.a. (10.68% comparison rate*). The total repayment is $38,850.56, which includes $30,000 principal, $1,200 establishment fee and $7,650.56 interest.

  • Maximum interest rate of 19.25% p.a. (21.12% p.a. comparison rate*). The total repayment is $48,818.59, which includes $30,000 principal, $1,200 establishment fee and $17,618.59 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:



Fees and charge

  • Interest rate 16.99%*

  • Credit limit approvals up to $20,000

  • Minimum withdrawal amount is $100

  • Monthly account fee of $5

    Only applies if outstanding balance is over $20

  • Annual fee from $0 to $149

    Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Other fees that may apply

  • Dishonour fee of $15

    This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.

  • Overdue account fee of $15

    This is payable each time your account is not up to date by the end of the last day of the month.

Example repayments

Based on a revolving line of credit of $20,000 over 3 years

  • Minimum interest rate of 16.99% p.a. (20.44% p.a. comparison rate^) with total cost of $3,460.19

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

MoneyMe

Live in WA and keen to find a small cash loan? MoneyMe can help! We offer trusted, same day loans, minus the paperwork and administrative hassle. So you can get the money you need, when you need it.

How do MoneyMe’s fast cash loans work?

If you need a fast cash loan, you can apply online with MoneyMe. It only takes a few minutes, and there’s typically no need for you to provide paperwork or identification documents. We provide loans of between $2,100 and $50,000, and we’ll do all the fiddly work on your behalf.

With your permission, and using our secure technology at proviso.com.au, we review your last 90 days of bank statements to validate your income. If you meet our lending criteria, we’ll be quick to notify you that your loan request has been approved. No paperwork. No hassle. Easy!

How quickly will I get my money?

Once we have approved your loan, we will transfer the money into your bank account right away.

The speed at which this transfer is processed depends on your bank. You can have your cash in as little as an hour, so you can get spending sooner.

How do the repayments work for MoneyMe’s cash loans?

While we make our personal loans very accessible and easy to secure, our responsible lending practices mean you’ll never borrow more than you can realistically afford to repay.

We also have a transparent cost structure for our quick cash loans, with no hidden fees.

We’ve made it easy to pay back your loan by aligning your payments with your pay cycle.




Want to find out more?

Want to learn more about MoneyMe’s fast cash loans available in Perth? Or our quick cash loans WA?

Connect with us via live chat, email, Twitter or Facebook and we’ll do our best to help.




View our products

Up to $20,000

Low rate 16.99% p.a. & $250 back*

  • Up to 55 days interest-free
  • Fast approval in minutes
  • Add to mobile wallet to use instantly
  • Transfer credit to your bank or pay anyone

*$250 is credited back to your account when you spend a minimum AUD$1,000 on purchases using your Freestyle Virtual Mastercard®. Eligible for applications made between 31/07/2020 and 31/08/2020.
View full T&C’s here.

Up to $50,000

  • Money in your bank in as little as 60 minutes
  • Online quick application
  • Simple repayments and costs nothing to repay early
  • Low rates tailored to your profile

Cash Loans Perth up to $50,000 Approved Online | MoneyMe

Fast, easy and online cash

If you live in Western Australia (WA) and looking for cash loans Perth, then you’ve come to the right place. Here at MoneyMe, we offer credit customers fast approvals for cash loans Perth, with a lightning-fast online application process that is painless to navigate and can be completed in a matter of minutes. Our personal loans are available up to $50,000 to cover anything that you need quick cash access for.

Learn more

Fast, easy and online cash

If you live in Western Australia (WA) and looking for cash loans Perth, then you’ve come to the right place. Here at MoneyMe, we offer credit customers fast approvals for cash loans Perth, with a lightning-fast online application process that is painless to navigate and can be completed in a matter of minutes. Our personal loans are available up to $50,000 to cover anything that you need quick cash access for.

Cash loans online are designed to be fast to apply for and faster to get approved for. We don’t request reams of paperwork or talk your ear off over the phone. Everything is taken care of online so you probably won’t even need to speak with us. Once you’re approved for your cash loans Perth, we arrange for fast transfer of your new funds. Depending on who you bank with, this could be the same day that you were approved. 

If you’re looking for cash loans Perth then you are probably asking: how much can I borrow? How much you can borrow will depend on a range of different factors. We are committed to responsible lending which means that we will extend our range of credit options only to customer who we believe can comfortably afford to repay them. This includes short term loans our cash advance loans that have been designed to offer you quick access to funds between pay days. When you take our small loans, you can use your funds to help pay for sudden expenses like repairs to your vehicle or for help moving to a new house. If you’re a rental tenant, then you are probably already aware of the kind of costs associated with moving. We also offer a bond loan and rent assistance options for people looking for cash loans Perth to manage everyday bills and expenses and get in front of your finances.

 Moving house is one of the biggest stress events likely to occur in your life. If you’re a renter, then it’s pretty regular stress and you’ve probably got a slick system for moving quickly and as painlessly as possible. But what about the costs associated with moving? Cash loans Perth from MoneyMe are express loans designed to help you cover those expenses upfront, getting them out the way, so you can focus on enjoying your new home in Joondalup, Rockingham, Fremantle, Armadale, Mandurah, Bunbury or in Perth. Repayments are regular and tailored for affordability so you can absorb them into your day to day living expenses comfortably.

Quick funds for any-time use

MoneyMe’s Freestyle Virtual Credit Account  Virtual Credit Card is a fast and flexible credit option for people who want to borrow and repay their credit on their own terms. More than just a traditional credit card, this option pre-approves you for credit amounts from $1,000 to $10,000 but instead of another plastic card to add to your wallet, it lives in your smartphone. You can use it to Tap n Pay in-store, shop online or transfer money straight to your account or anyone.

With Freestyle, you don’t have to use the funds that you’re pre-approved for, but you know that they’re always there just in case. It works by offering you a revolving line of credit that you can draw down in the form of quick loans when you need them and then either repay your small loans in full or on regular, scheduled payments. Freestyle also comes with up to 55 days interest-free feature that you can use on purchases. 

You can use your virtual credit card to help pay for things like flights or cheap holidays when they’re on special. Or, if you’re planning a slightly bigger trip or want to ensure that you have everything booked and paid for ahead of time, consider a travel loan. With easy to manage monthly repayments, your entire trip can be booked and ready fast and you can slowly pay it off over a few years instead of madly trying to save. 

To be eligible to apply for our cash loans Perth, which includes either our personal loans Australia or our revolving line of credit option, you must be at least 18 years old, a permanent resident of Australia and currently employed. 

If you need cash loans Perth for something like a car loan, and you don’t have the best credit file or have had some issues with credit recently, you may find that applying for a smaller credit product will help you repair your credit file. Our easy loans are available for balances as low as $1,000 and when we see that you’re a great credit customer. You can help repair your credit file and increase your chances for larger loan amounts offered at lower fees. 

We are a responsible money lender and we take our responsibility to ensure that all of our customers can manage their credit products very seriously. Small personal loans can be hard to manage when things aren’t going well. We’re here to help and we can tailor a repayment schedule that eases the pressure until you have your feet under you again. Alternatively, our cash loans are also great for cleaning up messy finances and getting in front.

How much can I borrow?

We offer a range of online tools including a personal loan calculator to help you answer all important credit questions before you submit your online application. These tools are designed to give you an idea of what kind of costs you’ll pay for an unsecured personal loan from MoneyMe. 

When you use our online calculators, you can change the personal loan interest rates in the inputs field and use our personal loan repayment calculator to check how much interest will be payable over the entire course of the loan term. This will also help you budget for possible monthly repayments across all of our same day loan products. For example, you can use the calculator to get an idea of repayments for something like our renovations loan and then factor in what your mortgage repayments or other financial commitments are to get an idea of loan affordability.

As the Gen Now credit provider, we offer unsecured loans and credit options for customers who don’t have time for lengthy application processes. We offer fast cash loans Perth when you need them. If you come across an amazing deal on a new vehicle then we are the money lender you go to for a 5-minute application form and fast approval process. We’ll help you get approved for same day cash loans like a boat loan or a car loan that puts you behind the wheel sooner rather than later. Our student loans are designed to help new and returning students manage the costs associated with higher education like equipment needed or even tuition fees.

The MoneyMe range of cash loans Perth include approvals for balances up to $50,000. Apply quickly and completely online with an intuitive online form that doesn’t need a whole lot of corroborating paperwork. Start right now with our quick loan approvals and easy online application.

How do you calculate loan repayments?

Understanding what fees and charges are involved with your loan, like an establishment fee or early termination fees, can be hard to get your head around. Here at MoneyMe, we don’t impose early exit fees for early repayments. You can pay out your loan in full before it’s due and we’ll be happy to close out your account ahead of schedule. When you’ve shown that you’re a low-risk credit customer who pays back what they owe regularly, or early, then you may be eligible for a better rate for your next credit product with us. We also don’t agree with hidden fees. We’re very transparent and explain everything we need from you before you sign a contract.

If you’re interested in knowing more about your repayment calculations, feel free to send us a message at hello@moneyme.com.au or you can give us a call on 1300 669 059. It’s also a good idea to consult MoneySmart, an Australian government website that helps people have access to relevant information and better manage their money. You can access budget calculators and a loan calculator to help you understand interest rates and how these affect your loan repayments.

Loans tailored to your financial needs

You can start your same day loan application online right now by completing our easy online form. When you apply online, we retrieve a read-only copy of the last 90 days of your bank statement using a secure and safe portal from our partner illion Open Data Solutions. Rest assured we do not store or have access to your banking details. They are protected by SSL encryption, the same encryption levels that your bank uses.

We can offer fast cash loans tailored to your financial circumstances. You can use our fixed-rate loans for a variety of purposes. Use it for purposes such as managing bills and debts, fast bond payments on a rental property, holiday and wedding deposits, or a quick cash advance while waiting for your next pay cycle. Our line of credit option acts like a virtual credit card and can be used for Tap n Pay in-store, online purchases and a redraw facility. With MoneyMe, we believe in easy money and you have the freedom to use it in any way you like.

We make it fast and simple to access personal loans when you need them. Start your application for loans online right now and get approved in minutes.

Manage your debts easily

Consolidation loans is a great way to manage your finances. It helps you simplify a large amount of loans by generating a fixed interest rate repayment schedule that will assist to move you out of unmanageable debt and into a much more stable credit. When you choose a consolidation loan to refinance, your prospective lender will look at how much you earn, what your living expenses are, and what your financial commitments are to multiple providers.

Generally speaking, when you consolidate your debts you end up paying less in repayments for a single loan than you would trying to pay off your other credit separately, as you swap multiple loans with higher interest rates with one loan with a better rate.

With MoneyMe, you can access personal loans online for consolidating your debt. And because we love rewarding our good customers, you may be eligible for an even cheaper interest rate on new loan offers if our system reflects a positive repayment history under your account.