Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Instant Loans

Which bank gives instant loans?

Short on funds and in need of an extra cash advance to pay your graduate loans? Can’t seem to afford that one expensive purchase you’ve been dreaming about? Consider quick and easy instant loans at MoneyMe.

If you’re looking for instant loans, you’re not likely to get one from a bank due to their long processing times and assessment process. However, our instant loans services at MoneyMe can surely help you out when you need that extra bit of cash. Whether you need it to pay your bills during a difficult time or are looking to foot the cost of your new bathroom renovation, MoneyMe can help you with our instant loans.



Efficient and quick loan approvals

MoneyMe prides itself on offering quick instant loans that are as easy and as simple as possible. Any borrowers can qualify for our instant loans as long as they are Australian residents 18 or older, are actively working, and are residing within the country. We provide quick approvals for any loans you need, so you don’t need to wait in traffic or stand in line at a bank or loan lender.

Our process begins with completing and submitting our instant loan application form, which should only take you five minutes to answer.

With us, there is no paperwork. Our online application simply asks the standard questions about your loan eligibility. Our form gathers details about your income, mortgage payments for home loans, prior debts, and rental payments for renters to provide you with fair instant loans. You will also be required to provide your bank statement. Furthermore, you will be asked to input the amount you wish to borrow and the purpose of your loan. MoneyMe can handle all your loan needs, from car loans to student loans.

Often, you can expect to receive a response from us within minutes if you apply during business hours. Once your loan has been approved, and you have agreed to its terms and conditions, the money you need will be deposited into your bank account the same day.



Secure financial services

As well as providing you with a safe and secure experience at MoneyMe, we are also committed to protecting your personal information. Therefore, we adhere to the same security and encryption standards that banks adhere to so that you can rest assured that your information is protected and secure.

You can check our legitimacy by reading the reviews on our site and seeing how many customers we have assisted with instant loans. Secure Socket Layer (SSL) encryption is used throughout the site so that all transactions are secure up to 256 bits. We ensure that all data are safely encrypted between your system and ours so that all information is sent and received with the utmost security.

If you are interested in applying for instant loans, please visit our website or download the MoneyMe app available on the App Store and Google Play. 

Take advantage of our entire online application process for instant loans that take just minutes to complete without face-to-face interaction. Applying for instant loans with us is easy because we offer low interest rates and low fees on repayments.

Apply for pay day loan and check out our site today to learn more about our offer.



Where can I get instant loans?

MoneyMe provides a straightforward online application process for instant loans. 

Our online application form will ask you standard questions about your income, home loan payments, or rent if you are a renter, as well as any current bills and debts you have. As part of the application process, you’ll be asked to enter both a target loan amount and the purpose of your loan, such as a car loan.

We access your credit report to determine if you are eligible for instant loans to understand your credit history. Credit assessments are just one part of the application process, and trust us that all applications are carefully considered. 

There’s no need to worry if your credit report isn’t as good as you’d like. We know that your credit history does not fully reflect your monetary status. However, your credit history is likely to affect instant loans’ costs. Any instant loans typically carry higher interest rates for weaker credit files. 

With MoneyMe, even if you have a low credit score, you can grow and improve. Once you’ve successfully fulfilled the repayment of your first MoneyMe low interest payday loans, we adjust your MoneyMe credit rating accordingly. This gives you access to better rates and lower interest fees for your next instant cash online loan.

When you apply during business hours, you will know if your financed amount has been approved within minutes. Following your approval, you will receive small pay day loans offer to show you the interest rate you have been charged and the comparison rates. You must pay close attention to your instant loans’ comparison rates. In this case, you will see how much the total loan will cost you. 

Whatever you need cash loans for, we can help at MoneyMe. 

We offer customers small loans and unsecured loan options, including car laybys, travel loans, and small debt consolidation loans with competitive variable interest rates. We can transfer money to you as quickly as you need it when you use our service.

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

Learn more

Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

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Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Ready to
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Personal Loans are running hot!

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55 people in the last 24 hours have applied