Short Term Loans

How much do you need?

For how long?

Credit rating


The interest rate 15.00% p.a.
(Comparison Rate 30.62%* p.a. based on a $2,500 loan over 2 years). Your total repayment is $5,702.64, Minimum term: 3 months, Maximum term: 2 years, Maximum APR: 15.00%

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

This is MoneyMe..

MoneyMe is a simple way of borrowing money online 24/7. With well over 100,000 loans approved, MoneyMe is one of the fastest growing fin-techs in Australia and is popular for it’s cheaper rates.


of customers would recommend MoneyMe to a friend.


says MoneyMe is fast and easy to use.


of customers are very satisfied with our service.


MoneyMe is a small, responsible finance provider offering short term loans to Australians minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionise the way people access short term, personal loans.

Our short term loans

Do you need access to short term loans from $200 to $10,000? At MoneyMe, we’ve got you covered. MoneyMe’s personal online cash solutions can give you a short term cash injection to meet your financial needs. We pride ourselves on having a simple, transparent system, helping individuals to achieve their goals quickly and easily.

You can apply for a MoneyMe loan in as little as five minutes. Once approved, the money will typically arrive in your account in 60 minutes, depending on your bank. Please note that your application may take longer to process if made outside of business hours.

How to pay us back

Responsibility is central to our short term loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and you’ll find our fees very reasonable.

Just as we have simplified applying for short term loans, repaying the borrowed sum couldn’t be more straightforward. Repayments of your loan are structured according to your pay cycle. We’ll set up direct debits on your nominated payday and send you a reminder in advance of that date. Concerned your repayment will be late? Contact the MoneyMe team and we will do everything we can to assist you.

Making it fast

When applying for a loan through traditional banks, you will often be required to submit pay slips, bank statements, or other time-consuming documentation. At MoneyMe, we use a secure, fast Proviso technology to obtain 90 days of bank statements online in seconds. Rest assured, all systems we have in place offer the utmost security.

With MoneyMe, it is very easy to Improve Your Loan Eligibility and you can get cash fast via our Easy Application Process.

MoneyMe staff polled the top things to get and do for Valentine’s Day. Yes, don’t forget that Valentine’s Day is coming up soon. Check out our top picks for Valentine’s Day gifts and if you’re looking for something cool to do, check out the Valentine’s Day ideas. Let us know if any these rocked your date night.

How customers rate MoneyMe’s Short Term Loans
29 reviews
  1. 5
    Love it, thanks guys.
  2. 5
    The process was really easy and fast.
  3. 5
    Very happy
  4. 4.5
    Easy and efficient
  5. 4.5
    It was simple and fast
  6. 4.5
    convenient, helpful
  7. 5
    Quick and easy, with no hassles. Payment on the same day.
  8. 4
    quick and very informative
  9. 5
  10. 5
    Very prompt service
  11. 5
    excellent service, thank you so much
  12. 5
    Great service! Very fast with my application and the money literally went into my account straight away!
  13. 4.5
    Really fast and reliable service. I got my loan approved in 1 day .
  14. 4.5
    quick asnd easy service
  15. 5
    The best service I have run into. It was so quick to deliver, and I'm very impressed. I would definitely recommend your website.
  16. 5
    Great customer service, quick turnaround, so much better than other cash companies.
  17. 5
    service was excellent
  18. 4
    Everything was so quick and easy. Money went through right away. Would definitely recommend.
  19. 5
    Money me were very helpful and fast to help me
  20. 5
    My experience was fantastic. I needed to fly home, and I wasn't getting paid until next week. They lent me the money so that I can be with my family.
  21. 5
    was short for rego and moneyMe made it possible....very prompt and affordable repayments.
  22. 5
    It is fantastic
  23. 5
    Works well as is
  24. 5
    It helped me greatly. All good
  25. 5
    I had a very positive experience with extremely efficient service electronically and when I rang the helpline for further information, helpful friendly advice/information was also provided.
  26. 4
    Fast cash and easy
  27. 5
    for me i think its realy good .
  28. 5
    nothing to improve.i'm glad to be a customer
  29. 5
    No problems at all

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*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.