What is an unsecured loan?
An unsecured loan is where money borrowed from a lender is not guaranteed against a security. This is compared to secured loans, where a house or car needs to be pledged. MoneyMe unsecured loans are available entirely online. This means you can get up to $10,000 fast, with no paperwork or queuing.
What is the difference between secured and unsecured loans?
A loan that is backed by an asset, like a car or house, is a secured loan. The lender may sell the secured asset if you cannot repay the loan, which they cannot do if the loan is unsecured. MoneyMe offers only unsecured loans, which you can apply for online in 3min.
How to get an unsecured loan?
Getting an unsecured loan with MoneyMe is quick and easy:
Complete the 5min loan application on our website, select your desired loan amount and how long you need to repay the loan.
Fill in personal and bank details, estimated income, and email address.
Receive a decision in minutes and, depending on your bank, cash within minutes too.
Unsecured loans, easy application
For easy loans, think MoneyMe. Our online, simple loan application process takes just three minutes to complete and gives you access to a straightforward, transparent finance option.
There are times in life when you might find that you need cash right now. MoneyMe unsecured loans have quick and easy approvals. They’re the safe, hassle-free way to get the cash you need, with no hidden fees, long wait times or other tricky complications
Get your unsecured personal loan fast!
Once you’ve completed our online application, we’ll get back to you quickly, within the same day if applied during business hours. Upon approval, funds can be in your bank account in an hour or less - you could even have your cash in seconds! This depends on your bank of course and if you apply outside of business hours, it will generally take a bit longer. It is so simple to get a loan that you can use it for just about anything including for a small business.
At MoneyMe, we’ll never lend you more than you can afford to repay and there are no hidden transaction fees.
Repayments are aligned with your pay cycle. If you're late paying us back, there may be additional fees, but we're completely upfront about these. If you're having trouble repaying, get in touch with us ASAP and we may be able to help. You can easily contact us via phone, email, live chat, Facebook or Twitter.
Small loans minus the hassle
Used to lenders demanding your life's history via fax or email? Our simple and easy online application process uses fast and secure Proviso. We can access 90 days of your bank statements online in a matter of seconds and the information is read-only so no one can touch your account. There’s no messing around with sending us paperwork. Supply your basic personal details and that’s all we need to get started with your loan application.
At MoneyMe, we pride ourselves on being transparent. Our full terms, conditions and fees are all available on our website in simple, easy to read language. Check out our FAQs for a detailed explanation of our lending and repayment processes and if you have any further queries, our online Live Chat can put you in touch with us immediately.