The smarter, faster
way to borrow

Need A Loan?


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $50,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $50,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


Fast cash when you need a loan

No matter what you need cash for, MoneyMe has got you covered. We offer small loans of up to $50,000, approved online when you need a loan. There are no hidden fees, long wait times or other hassles. By taking out a loan with MoneyMe, you can keep your finances healthy and stay on top of your budget.

MoneyMe's online loan services will ensure you can afford what you need money for, when you need it. You can apply in just 3 minutes and receive a speedy decision. Approved funds can be in your bank account in 60 minutes or less, depending on your bank of course! Please note that if you apply to borrow money outside of business hours, it will generally take longer.

Easy repayments

Once your loan application is approved, we'll set you up with a repayment schedule for your MoneyMe loan, aligned with your pay cycle. If you develop a good credit history with us, when you need money next time you may be able to borrow a larger amount (depending on your financial situation). If you have any trouble repaying your loan, get in touch with us via phone, email, live chat, Facebook or Twitter and we may be able to help.

MoneyMe loans range from $2,100 - $50,000 and the cost of borrowing will vary depending on your MoneyMe loan rating, loan amount and term. Go to the Cost page to find out what your cost of borrowing may be. Our loans are flexible, and they can be used to pay for just about anything including upgrades to a holiday, used as a rental bond and even as a small business loan if you are looking to grow.

Your security is our priority

So we can approve your loan fast, we use super secure Proviso technology to access your last 90 days of bank statements in seconds. So don’t worry about sending us loads of documents and payslips! Proviso only gives us read-only access, so be assured that your online banking security won’t be compromised and no one can touch your account.

Get started

You can get started with our Quick Start guide, where you can select your loan amount and see the fees you can expect to pay.

The comprehensive FAQs on our website cover all the details you need to make an informed decision as to whether a MoneyMe loan is right for you. If you still have questions, our loan specialists are available online for a Live Help chat, or you can contact us on 1300 669 059 during business hours.

Get the cash you need and apply for a MoneyMe loan now!

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?