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Auto Financing

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Auto Financing

Auto financing has helped so many people buy their dream car. Auto car loans satisfy the need of car owners wanting to purchase a car without paying it in full. With MONEYME, auto financing is fast and easy. We offer car loan solutions that will definitely fit what you're looking for!

So if you've been searching for ways to avail of a new car loan, then this might be your chance to make it happen. MONEYME's innovative online platform brings secured financial solutions that make car loan finance attainable. So stop daydreaming about when you will ever get the car of your dreams and start exploring your credit options for a no deposit car finance in Australia.

How does auto financing work?

First-time car buyers will often find themselves in similar situations where they’re unfamiliar with how auto financing works. You’ve heard stories and suggestions from friends on how they went through a rigorous bank financing or car dealership. But have you ever encountered online cash loans that provide easy car finance? Look to our solution at MONEYME and receive fast cash with competitive interest rates for car loans.

Auto financing lets you pay for the car you want to buy through terms and monthly payments, so if you don't have the full amount available to pay for a car, you will need auto financing to cover your purchase. There's no one-size-fits-all when it comes to auto car loan finance, especially with online lenders. Monthly payments will vary based on your income, existing loans, expenses and credit score. Car loans from the best new car financing deals present better car loan options than banks and other car dealers. 

Online lenders can offer low-interest rates. However, different terms, fees and other loan amounts may apply based on income, debt history, expenses and credit score. MONEYME can give low-interest rates to personal loan lenders compared to other Australian banks and traditional lenders. If you would like to know more about how much monthly instalment fees apply when you get a car loan, then contact us today.

How to apply for auto financing?

Applying for auto financing is as easy as accomplishing an online application. You need to check your eligibility to qualify for auto financing. You must be an Australian resident, employed and over 18 years of age. You may apply online via the MONEYME website or download the app via Google Play Store or App Store. 

To avoid delays in the approval process, you need to provide complete and correct information about yourself, such as employment status, income, expenses, etc. Providing us with as much correct information as possible means we can let you know the outcome of your application as soon as possible.

After that, sit back and let our advanced tech-driven platform quickly assess your eligibility and determine the total amount of loan that you are qualified for.

With MONEYME, you can experience immediate settlement of funds transferred to your bank account on the same day (provided you applied during business hours).

How much can I borrow through auto financing?

Once you’re eligible for guaranteed financing, the amount of money you can borrow through auto financing varies depending on three important factors: total car value, interest rates and loan terms.

Your credit score also affects the total annual interest rates. If you have a good credit score, you have a chance to avail yourself of low-interest rates. A car finance company will check your credit report, including your credit obligations, income, and living expenses. Your total credit score based on your credit history will help you achieve an easy and quick way of getting low-interest rates. 

If you have a low credit score, you can start with small loans with us and work towards getting more borrowing power and eventually get access to more funding. The longer you work with a company, the more security they receive as a lender, so it’s quite important to borrow from a reputable and trusted partner that can support you for years to come.

When you apply for a loan at MONEYME, you are sure to have a safe and hassle-free way to get the cash you need at competitive interest and low fees. Unsecured loans for auto financing can reach up to $50,000 with no asset security. So if you are interested in easy and fast auto financing, talk to us today.

And lastly, the amount of time you decide to pay back the loan, which typically ranges from one to five years, can greatly affect your credit amount. Short term loans have lower total interest payments since they have to be paid off within about a year. Longer repayment terms will ultimately result in lower monthly payments, but you will end up paying more in total interest.

Get a car loan with fast and easy online applications only at MONEYME. We offer low-interest rates with flexible repayments and no early exit fees. Get your loan approved within the day. Enjoy competitive interest rates and low fees across all of our finance options. Talk to us to explore your credit options today!

Our customers

Auto Financing

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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