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Car Loan Deals

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interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Car Loan Deals

At present, the market is full of car loan deals, and it can be difficult to know where to start looking for the best deal. Leaving sports car dreams to one side for a moment, all of us want to get the best financial deal possible when it comes to buying a car. And with the credit crunch still looming large in our rear-view mirrors, it’s more important than ever to make sure we’re getting the very best value for our money.

Here at MONEYME, we’re able to quote everyone for a car loan, no matter what their credit history is like. We can help you find the best loan for your situation. Our online application only takes minutes to complete, and you could have the money in your account within hours.

What are car loan deals?

Car loan deals are offers from lenders that can be used to finance the purchase of a new or used vehicle. Car loans typically have fixed interest rates and repayment terms, and the borrower is required to make regular monthly payments towards the loan principal. Car loans are available from a variety of lenders, including banks, credit unions, and online lenders. Borrowers should compare interest rates, fees, and repayment terms before applying for a car loan. 

When shopping for car loan deals, it’s important to keep in mind that the lowest interest rate isn’t always the best deal. There are several different types of car loans on the market, each of which meets specific financing requirements, including an unsecured car loan, secured car loan, and chattel mortgage car loan.

MONEYME is one of Australia’s leading small personal car loan providers. We offer a range of personal loan products, including car loans, that are designed to suit your individual needs. MONEYME car loans are available from $5,000 to $50,000, with repayment terms from 12 to 60 months. 

What are the advantages of car loan deals?

For many people, taking out a car loan is the best way to finance a car. There are a number of advantages to doing so, including the following:

  • Car loans offer you access to vehicles that you might not have been otherwise able to afford. You don’t have to repay a car loan immediately and can take as long as five years to repay the loan.
  • The car loan’s interest rate may be much lower than that of other car finance options.
  • When you take out a car loan, you also have the option of choosing between a fixed-rate and variable-rate loan. A fixed-rate loan offers you stability, as your monthly payments will remain the same for the life of the loan. With a variable-rate loan, your interest rate may change over time, which could result in either increase or decrease in your monthly payments.

Taking out a car loan is one of the most popular and affordable ways to finance a new vehicle, and with MONEYME, it’s easy to get approved for our car loan deals. We have helped thousands of Australians get into their dream car sooner than they thought possible. 

Choose from a range of car loan deals with varying loan terms and repayment options to suit your budget. And because MONEYME uses a simple online application process, you can apply for a loan from the comfort of your own home. So if you’re looking for a way to finance your next car purchase, MONEYME could be the perfect solution for you.

How to find the best car loan deals?

When you’re shopping for an auto loan, it’s important to compare your options to find the best deal for your financial situation. But what exactly should you be looking for? Here are a few key factors to keep in mind:

  • Interest rate. This is perhaps the most important factor to consider when shopping for an auto loan. The interest rate will determine how much you’ll ultimately pay for your vehicle, so it’s important to find the lowest rate possible.
  • Loan term. The loan term is the length of time you have to pay off the loan. Shorter loan terms typically have higher monthly payments, but they also come with lower interest rates. Longer loan terms may have lower monthly payments, but you will end up paying more in interest over the life of the loan. MONEYME offers loan terms of one to five years.
  • Prepayment penalties. Some lenders charge a fee if you pay off your loan early. This is something to watch out for, as it can negate any interest savings you might have otherwise achieved. At MONEYME, we offer no early-exit fees, so you can pay off your loan at any time without penalty.

Here at MONEYME, our car loan deals come with a number of benefits, including competitive interest rates, fast approval times, and flexible repayment terms. Compare different MONEYME car finance options and choose the one that’s best for your financial situation. MONEYME also offers a wide range of repayment options, so you can find a plan that fits your budget. With MONEYME, you can get the car you need without breaking the bank. So apply now!

Our customers

Car Loan Deals

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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