About MONEYME
Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) for our unsecured car loan with money in your bank account in as little as 60 minutes.
No credit score impact | Am I eligible?
MONEYME
ANZ
NAB
Westpac
CommBank
Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.
No credit score impact | Am I eligible?
Low rates that beat
the banks. Put more money back in your pocket.Choose a loan term
that fits your budget. No early repayment fees.See your interest rate
and repayments without impacting your credit score.Approvals and funding
in as little as 60 minutes, even on weekends.Award-winning lender
Variable interest rate
up to 24.49% p.a.
Comparison rate*
up to 25.87% p.a.
No credit score impact | Am I eligible?
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
You can check your car loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you'll get an
outcome typically within 60 minutes.
Once approved, we'll transfer the money to your bank
account immediately, even on weekends.
No credit score impact | Am I eligible?
We cut out unnecessary
paperwork and delays with
lending that's fast, simple,
and built around you.
No lock in contracts, hidden
fees or surprises - just
flexible options that keep
you in control.
Speak to a real person if you
have questions, we usually
answer calls in seconds.
We care about our social and
environmental impact, and
we're proudly B Corp
Certified.
No credit score impact | Am I eligible?
At present, the market is full of car loan deals, and it can be difficult to know where to start looking for the best deal. Leaving sports car dreams to one side for a moment, all of us want to get the best financial deal possible when it comes to buying a car. And with the credit crunch still looming large in our rear-view mirrors, it’s more important than ever to make sure we’re getting the very best value for our money.
Here at MONEYME, we’re able to quote everyone for a car loan, no matter what their credit history is like. We can help you find the best loan for your situation. Our online application only takes minutes to complete, and you could have the money in your account within hours.
Car loan deals are offers from lenders that can be used to finance the purchase of a new or used vehicle. Car loans typically have fixed interest rates and repayment terms, and the borrower is required to make regular monthly payments towards the loan principal. Car loans are available from a variety of lenders, including banks, credit unions, and online lenders. Borrowers should compare interest rates, fees, and repayment terms before applying for a car loan.
When shopping for car loan deals, it’s important to keep in mind that the lowest interest rate isn’t always the best deal. There are several different types of car loans on the market, each of which meets specific financing requirements, including an unsecured car loan, secured car loan, and chattel mortgage car loan.
MONEYME is one of Australia’s leading small personal car loan providers. We offer a range of personal loan products, including car loans, that are designed to suit your individual needs. MONEYME car loans are available from $5,000 to $50,000, with repayment terms from 12 to 60 months.
What are the advantages of car loan deals? For many people, taking out a car loan is the best way to finance a car. There are a number of advantages to doing so, including the following:
Car loans offer you access to vehicles that you might not have been otherwise able to afford. You don’t have to repay a car loan immediately and can take as long as five years to repay the loan. The car loan’s interest rate may be much lower than that of other car finance options. When you take out a car loan, you also have the option of choosing between a fixed-rate and variable-rate loan. A fixed-rate loan offers you stability, as your monthly payments will remain the same for the life of the loan. With a variable-rate loan, your interest rate may change over time, which could result in either increase or decrease in your monthly payments. Taking out a car loan is one of the most popular and affordable ways to finance a new vehicle, and with MONEYME, it’s easy to get approved for our car loan deals. We have helped thousands of Australians get into their dream car sooner than they thought possible.
Choose from a range of car loan deals with varying loan terms and repayment options to suit your budget. And because MONEYME uses a simple online application process, you can apply for a loan from the comfort of your own home. So if you’re looking for a way to finance your next car purchase, MONEYME could be the perfect solution for you.
How to find the best car loan deals? When you’re shopping for an auto loan, it’s important to compare your options to find the best deal for your financial situation. But what exactly should you be looking for? Here are a few key factors to keep in mind:
Here at MONEYME, our car loan deals come with a number of benefits, including competitive interest rates, fast approval times, and flexible repayment terms. Compare different MONEYME car finance options and choose the one that’s best for your financial situation. MONEYME also offers a wide range of repayment options, so you can find a plan that fits your budget. With MONEYME, you can get the car you need without breaking the bank. So apply now!
No credit score impact | Am I eligible?
At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.
As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.
Explore our impact*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.