Same-day unsecured car loans

Low rates starting from 5.99% p.a. (comparison rate from 6.70% p.a.*) for our unsecured car loan with money in your bank account in as little as 60 minutes.

No credit score impact | Am I eligible?

Car Loan

Why our customers love us

Low rates that
beat the banks

MONEYME

from 6.70% p.a.

ANZ

from 8.18% p.a.

NAB

from 8.99% p.a.

Westpac

from 9.18% p.a.*

CommBank

from 9.64% p.a.

Click here for important information on comparison rates. All rates are for variable rate loans, unless noted with an asterisk (*), which indicates a fixed rate loan. Comparison excludes short-term promotional rates. Last updated 31/03/25.

No credit score impact | Am I eligible?

A car loan built around you

Great low rates

Great low rates

Low rates that beat the banks. Put more money back in your pocket.

Your loan, your timeline

Your loan, your timeline

Choose a loan term that fits your budget. No early repayment fees.

Get a quote in minutes

Get a quote in minutes

See your interest rate and repayments without impacting your credit score.

Same-day loans

Same-day loans

Approvals and funding in as little as 60 minutes, even on weekends.

Car loan calculator

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$0.00

Example interest rate

8.7% p.a.

Comparison rate*

10.08% p.a.

Total charges

$0.00

Total repayments

$0.00

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Award-winning lender

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Ratings (mobile)

Low rates, no surprising fees

Variable interest rate

5.99

%p.a.

up to 24.49% p.a.

Comparison rate*

6.70

%p.a.

up to 25.87% p.a.

No credit score impact | Am I eligible?

Check our rates

Establishment fee

$0 - $395

Loans up to $15,000

$0 - $495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

Get a quote for a car loan in minutes

You can check your car loan interest rate and repayments online with an obligation-free quote. It only takes a few minutes and there's no impact on your credit score.

1

Check your rate and repayments

You can get a conditional loan offer in just minutes without impacting your credit score!

2

Submit your application

Review your loan offer, accept it, and you'll get an outcome typically within 60 minutes.

3

Same-day funding

Once approved, we'll transfer the money to your bank account immediately, even on weekends.

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Must be Australian citizen, New
Zealand citizen or permanent resident

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Earn more than $30,000 p.a. from employment

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Must at least be 18 years old

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Bank-grade security

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‘Read only' access to accounts

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256-bit data encryption

No credit score impact | Am I eligible?

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A different kind of lender

Quick quotes, fast approvals

Quick quotes, fast approvals

We cut out unnecessary paperwork and delays with lending that's fast, simple, and built around you.

Transparent and flexible

Transparent and flexible

No lock in contracts, hidden fees or surprises - just flexible options that keep you in control.

Real support, real fast

Real support, real fast

Speak to a real person if you have questions, we usually answer calls in seconds.

For people and the planet

For people and the planet

We care about our social and environmental impact, and we're proudly B Corp Certified.

No credit score impact | Am I eligible?

Green Car Loan

The popularity of environmentally friendly cars continues to increase in Australia. They are a great way to reduce your carbon footprint and contribute to the global effort of reducing the harmful effects of petrol cars on the environment. However, they are considerably pricier than petrol vehicles. MONEYME lets you take out a low-interest green car loan without putting your vehicle at risk of repossession if you default. Apply now!

What is a green car loan?

A green car loan enables you to finance the cost of purchasing an electric or hybrid car that produces lower carbon dioxide emissions than other vehicles of the same size. The most popular models on the market include the Tesla Model 3 and the Toyota Corolla Hybrid.

The first thing you should do when considering a green car loan is to compare rates and charges between money lending institutions to find a suitable provider that can cater to your needs. It is worth noting that few lenders provide this type of loan since it is a relatively new concept in Australia.

You should also consider the additional costs you may incur when you buy an electric or hybrid vehicle. For example, you may want to install a charging station at home so that you can conveniently charge the car at night. You can ask your dealer about the possible costs of installing this equipment before taking out a green vehicle loan.

MONEYME is a leading online money lender that grants green car loans up to $70,000. They work similarly to other unsecured car loans in the sense that you obtain a lump sum of cash to spend on a new or used green vehicle and repay the amount in regular installments over an agreed period. They are the perfect financial solution to hit the road in an environmentally friendly car that you could not otherwise afford right now.

MONEYME determines your loan amount according to your ability to repay debt instead of the value of the car you want to purchase. You never have to worry about the vehicle getting taken away from you since it is not put up as collateral on the loan. You can rest assured that we take every precaution to protect your financial interests.

What documents are required for a green car loan?

MONEYME has a completely online application system that streamlines the entire process for your convenience. You can complete it in minutes using your computer or mobile device – no tedious paperwork necessary. You can even obtain the funds you are eligible for on the very same day. We only require digital access to your most recent bank statements to verify your financial capacity. It can be done securely through bankstatements.com.au to ensure the protection of your data.

MONEYME takes pride in fostering a reputation as a reliable alternative to traditional lenders. You can turn to us for a green auto loan, regardless of whether you want to ditch the bus or upgrade your rig to fit new family members. Apply today!

How to apply for a green car loan?

MONEYME employs an innovative online system that lets us evaluate your personal car loan request and credit the funds to your account in as little as an hour. It is as easy as going to our platform, entering the necessary information, submitting a loan request, and waiting for a response. You should then get an answer showing the particulars of the loan and a prompt to accept or decline its terms and conditions.

It is important to note that we assess applications based on several factors that include your income, expenses, and other debts. These variables help us determine the amount of money you can borrow and repay comfortably. That is why we require digital access to your latest bank statements.

We recommend checking out our personal loan calculator to compare car payments across different interest rates and loan terms to see what best suits your budget. You should also take advantage of our personal loan repayment calculator to get an idea of how much you are going to pay in interest based on your desired loan duration. We also have a team of loan specialists ready to assist you at any step through the application process. You can reach out to them if you have enquiries about our credit services.

MONEYME helps you build a good credit score if you regularly use our services and make repayments timely and consistently. Having a good credit score improves your chances of car loan approval and entitles you to better loan terms in the future. We also make it easy to stay on top of your repayment schedule through our intuitive online dashboard. You can access this handy platform straight from your computer or mobile device.

MONEYME is a proponent of responsible and transparent lending. We exercise due diligence when structuring a loan and will only lend you as much as you can realistically afford. Our loan products have fixed interest rates to ensure you always know how much you owe at the end of every billing cycle. We also never charge an early exit fee if you decide to settle the loan before the end of its term. It is ultimately your financial security that we strive to protect.

Submit an application today and get a response in less than an hour!

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Trusted by over 110,000 Aussies

4.6 review rating

No credit score impact | Am I eligible?

Purpose-driven
and responsible

At MONEYME, we're not just here to provide low rate loans - we're here to make a difference. We believe in providing smart, responsible lending that keeps you financially on track, whilst doing good for the planet.

As a Certified B CorporationTM we're big on sustainability. We hold ourselves accountable to the high standards of the B Corp movement, supporting renewable energy projects, doing our part for the community, and striving towards a greener future.

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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. Rates displayed are for customers with an excellent credit history, where a $0 establishment fee applies. For other borrowers, an establishment fee of $395 or $495 will apply, based on loan amount. A $10 monthly fee applies to all personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Copyright 2025 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.