The smarter, faster
way to borrow

Boat Finance Loans


The new type of credit card

  • Credit limit up to $10,000
  • Tap n Pay or shop online interest-free
  • Withdraw to your bank
  • Easy fortnightly or monthly repayments

Personal loan

For the bigger things in life

  • From $2,100 to $35,000
  • Straight to your bank fast
  • Easy fortnightly or monthly repayments

Why choose


Completely online

No fuss, no paperwork.
Get up to $35,000
in minutes


Quick decision

Complete our 3 minute application process to
get an outcome fast


Competitive rates

Fairer rates tailored
to your credit profile
and history


Fixed repayments

Self-manage your
repayments from within
your MoneyMe account


Fast Boat Financing

If you’re in need of boat finance because you want to buy a boat, repair an existing boat, or have been thinking of upgrading to a newer model, MoneyMe can make the process quick and easy. We offer boat loans of up to $35,000 and to be eligible to apply you must be working in Australia and 18 years or older.

Competitive Rates

If you have good credit history, MoneyMe offers cheaper, competitive rates for boat finance, based on your loan rating. Your MoneyMe loan rating is determined by your credit history, and is measured on a scale between an A1+ (Impeccable) to an A5 (not too bad) rating. If you don’t have a great credit rating you should still get in touch with us, however, as we understand that your circumstances may have improved since your credit rating was affected. All you need to do is give us enough information to help us determine the best rate for your boat finance.


At MoneyMe, we also don’t think it’s fair to penalise you for paying your boat loan back early. So we allow you to pay it off sooner if you’d prefer, and save on interest. We also understand that things can come up, and you may need flexibility with your boat finance repayments. If you let us know one business day beforehand when this happens, we will change it for you for free. In fact, if you’re ever concerned that you won’t be able to make repayments on time, if you contact us we will do whatever we can to help.

Get Rewarded

At MoneyMe, we believe you should be rewarded for paying your loans back on time. For this reason, MoneyMe offers cheaper rates on future loans when you repay your loan on time and in full. This is especially great as we don’t just offer boat finance – we also offer cash advances, short-term loans, personal loans, and more. Fill out a MoneyMe loan application today.

Things to know
about our costs

We believe in transparency and fair costs, with no hidden fees


Tailored rates

We look at more than just your credit score to give you a fairer, cheaper credit offer


Upfront and honest

We're transparent about our costs, with no hidden fees or charges


We're here for you

Our team is available to help 7 days a week



of customers
would recommend
MoneyMe to a friend

Ready to get started?