Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.)
with money in your bank account in as little as
60 minutes.
Won’t impact your credit score!
Find out how much your repayments and interest rate could be with our calculator.
Estimated monthly repayments
Example interest rate
Comparison rate
Total charges
$1,857.28
Total repayments
$21,857.28
It won’t affect your credit score!
Interest rate (p.a.)
up to
Comparison rates (p.a.)*
up to
Loans up to $15,000
Loans above $15,001
Monthly fee
Early exit fees
If you’re on the hunt for a car and are planning to get it using a car loan, securing pre-approved car finance for that loan could help you speed up the process. Once you’ve decided on your car type and model, your chosen lender can help you get pre-approval on your finance whether you are purchasing through a registered dealer or a private seller.
At MONEYME, we can be your partner for getting pre-approved car finance. MONEYME is one of the leading online lenders in Australia that offers fast and easy credit products such as personal car loans and lines of credit. In as fast as a few minutes, your online application can be approved if requirements are well provided upon filling out the form.
Pre-approved car finance is a conditionally approved car loan given to you by a lender with estimated terms like the amount of money you can borrow, the interest rate, and the loan term that enables you to purchase the car of your choice much sooner. This loan quote makes the estimation of the total cost of the loan easier and allows you to identify your budget before you start shopping.
If you get pre-approved, you can explore other options aside from dealer financing. This could give you greater negotiating power at the dealership and could lessen the burden of the entire auto financing process.
With MONEYME, we can assure you that getting pre-approved car finance is key in securing our best car loans such as our unsecured car loans that can get you behind the wheels faster. You can also enjoy our other loans available with our fast online approvals and quick cash transfers for balances up to $50,000.
Before you go car shopping, make time to get pre-approved car finance. While it will help you negotiate to get the best interest rate possible, it will also help you unlock the best pre-approved car loan for your financial needs.
If you aren’t convinced yet, here are some of the reasons why you should get pre-approved car finance:
Getting pre-approved car finance is key in setting realistic expectations about the budget you need whether a new car loan or used car finance. Once you apply for a pre-approval car loan and get approved, the lender will easily issue a quote containing the funds to borrow, the specific car, title, interest, and other additional fees and conditions.
Another advantage of getting pre-approved car finance is it gives you greater power during the negotiation process of the loan, especially with the price and the fees associated with it. Now, having the same privileges as a cash buyer, pre-approved car finance also gives you the freedom to shop around and select your best car choice among many car dealers in the market.
Fortunately, you can also use your pre-approval as a way to deflect add-ons like interest and extended warranty offers that are unnecessary.
After learning the benefits of having pre-approved car finance, the next on the list is to finally determine the steps to be successfully granted pre-approved car finance.
To get started, take a look at our suggestions below:
In every car loan application, a credit score or history is mostly required and is a deciding factor for lenders if they will grant you a loan or otherwise. To help ensure there are no surprises during your credit check, make sure to review your credit reports before going to the lender and check the accuracy of all the information being reflected.
Preparing all the documents needed for pre-approved car finance will help you achieve a smooth loan application process. Here are the basic requirements that most lenders verify during a car loan application:
Once you’ve received the pre-approval for your car loan, you can take the best car finance offer from your chosen lender and start shopping. Then, after finding the car you’d like to purchase, you can finally submit your formal loan application with the bank or online lender that includes specific details about your car such as the year, model, mileage, and VIN.
The only reminder is not to wait too long as pre-approvals are typically valid only from 30 to 60 days.
Are you ready to start your journey? Let’s make it happen with MONEYME. Freestyle customers at MONEYME enjoy up to $20,000 in pre-approved credit funds and pay interest only on the borrowed amount.
We also have a variety of loan options that may be suitable for any of your financial needs. From personal loans to lines of credit, you can equally enjoy flexible repayments with no early-exit fees backed by low interest rates from any of our offers.
To know more about MONEYME, install our mobile app or visit our website today.
You can get a conditional loan offer in just minutes
without impacting your credit score!
Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.
Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.
Must be Australian citizen, New Zealand citizen or permanent resident
Earn more than $30,000 p.a. from employment
Must at least be 18 years old
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‘Read only' access to accounts
256-bit data encryption
Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!
Won’t impact your credit score!
MoneyMe Financial Group Pty Ltd
https://www.moneyme.com.au/
AUD
1300 090 949
media@moneyme.com.au
xx
And the experience was nothing short of outstanding.
The team at MONEYME have been amazing to deal with. Super fast and helpful service & I love how easy the app is to use. 10/10 from me.
Professional and friendly people to deal with. Absolutely great dealing with MONEYME!
Terrific service and almost too easy, great communication, the timing was prompt and the App very handy.. thank you.
The app is fantastic, I like being able to see exactly where I’m at
Great customer service and quick and easy response. There were no extra cost and very happy with the rate I received.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
Loan was sorted quickly and with little fuss. Will use again in the future.
Efficient and Great. Fast approval with a reasonable repayment plan. Can’t ask for much more than that.
Easy to deal with very comparative I will recommend this company and I will definitely use them again and again and again .
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required.
Was a stress free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
It's all about the service that is provided for the customer. Would recommend to others
MONEME were a dream to deal with, super tech, super fast and super easy! I wished I had found them sooner.
I’d gladly recommend
MONEYME has been a great help and they assisted me with all my queries.
No Fuss and easy to apply. No problems at all. Straight forward. They took all the worries and before I knew it had my loan sorted. Just great.
Easy to do business with. It was a really easy process and I would highly recommend them.
Done an amazing job, very quick and very reliable. I would recommend MONEYME to everyone. Thank you
It's all about the service that is provided for the customer. Would recommend to others
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