Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Second Chance Car Loans



Shopping for a car can be an overwhelming experience if you don’t know how to get fast and manageable financing. At one point, you might even be tempted to apply for second chance car loans.

Here at MONEYME, we pride ourselves on giving a vehicle finance decision through an evaluation process that boasts transparency and impartiality. This means that you can have our system assess your standing, allow us to approve your request if you’re eligible, and then proceed with transactions from there. 

Aside from a meticulous background evaluation, applying at MONEYME means that you can receive a principal balance and an interest rate that caters to your unique financial situation. Choosing our vehicle loan service also lets you enjoy exclusive benefits you’d be hard-pressed to find elsewhere.

What are you waiting for? Fill up our five-minute application form, and become a part of our community today! 



What is a second chance car loan? 

Second chance car loans are cash solutions made with aspiring vehicle owners in mind. They typically appeal to those with low credit scores, but unfortunately, they often come with steep interest rates and fees and aren’t offered by every lender.

MONEYME helps borrowers purchase the vehicle of their dreams with our unsecured personal loans for cars. If you don’t have an excellent credit score, you can start with a small loan from us and work towards getting more borrowing power and eventually get access to more funding.

The longer you work with a company, the more security they receive as a lender, so it’s quite important to borrow from a reputable and trusted partner that can support you for years to come.

Instead of looking for funding options at a bank, lenders that offer second chance car loans, or perhaps a car dealership that finances, you can apply for car loan deals on our online platform. This can be more advantageous for you as we make sure to take into account a wide range of factors and conditions. 

Rather than focusing on micro aspects alone, our advanced system will consider your source of income, obligation from debts, overall living expenses, and more. With all these other aspects taken into consideration, we are able to see the greater picture – allowing us to recommend the appropriate principal balance and interest rate. 

If you meet our eligibility criteria, then we’ll be more than happy to give you an approved status for our loans. As long as we can see that you can handle our favourable terms, we can offer a personal car finance plan that will suit your specific needs. 

Apply through our online platform, and see firsthand how our premium options can help you secure your ideal vehicle.



What are the benefits of second chance car loans? 

If you’ve searched ‘second chance financing cars’ or other similar terms on the web, then you most probably want to enjoy all the advantages second chance car loans have to offer. This includes obtaining enough funds to get behind the driver’s seat again.

However, if you choose MONEYME as your go-to lender for personal loans, then you’ll get funds for your car without the disadvantages of second chance car loans. Even more, you may be able to have an easier time making repayments with fair rates and favourable terms, and you can work on building upon your personal financial situation by regularly meeting repayments. 

With MONEYME, you’ll also get:

  • Same-day fund wiring. Has your car dealership stocked up on a great offer? If so, then you’d be pleased to know that you can pay for its cost in no time. No longer will you have to wait weeks for a response. Apply at MONEYME to potentially get approved in as little as 60 minutes, and then have funds transferred right away.
  • No collateral risk. If you’re concerned about the repossession of your vehicle, then you should try out our cheap car loans. With us, you’ll always have full ownership of your asset as we only provide unsecured options.
  • Overall client convenience. Through our mobile phone app available on both iOS and Android, you can have a convenient experience even after borrowing money. Just load up our intuitive platform to check your loan balance, manage your repayments, and more. 

Join us at MONEYME today, and try out these unique lending services benefits. Enjoy our personal loans to get on the road as fast as possible!



How can I get a second chance car loan?

The application process and requirements for second chance car loans can vary from lender to lender. 

At MONEYME, you can get unsecured personal loans with a principal balance of $5,000 to $50,000 and an interest rate tailored to your specific financial situation. Just make sure that you are an Australian resident, aged eighteen or older, and currently generating income before you follow the steps below. 

  1. Open up our five-minute application form. For the first portion, simply share with us your preferred budget and repayment duration.
  2. For the next portion, select ‘vehicle expenses’ as your reason for borrowing money. Afterwards, encode some personal details such as given name, email address, and birthday.
  3. Go through all the data fields once more and submit your request when you’re ready. Have our advanced technology assess your financial situation and wire in your credit if you qualify.

That’s all there is to it when it comes to our application procedure. If you want to get started, don’t hesitate to use our intuitive online loan calculator for an estimated car finance quote. This way, you can compare our rates with that of other offers, and you’ll also know what to expect once you apply for our loan offers.

Join MONEYME today, and enjoy a lending service like no other!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Second Chance Car Loans

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need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

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