Personal loans

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Fast Loans Sydney

Trusted by thousands of Australians

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

6.25 %

Comparison rate3

7.64 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. Any calculations made by you using this calculator is intended as a guide only.

Fast Loans Sydney

If you’re looking for fast online cash loans, then MoneyMe is the lender you’ve been looking for. We offer fast loans in Sydney that you could be approved for in just a matter of minutes. Whether you’re living in Bondi or Parramatta, we can help you access the cash you need today from either your own home or via your mobile device. There’s no bull, no fuss and no annoying phone calls. Everything you need to apply for our quick cash loans online is likely already on you and takes you just minutes to complete via our website. We cover the entire region of Sydney from the North Shore and Hornsby to Chatswood, Inner West, Western Suburbs and Eastern Suburbs. Get approved today for up to $50,000 and you could have the cash you’re looking in your account by the end of the day.

How much can you borrow with a fast loan?

MoneyMe is the quick loans specialist offering a range of finance loans from between $2,100 and $50,000 in a matter of minutes. Our online application form is quick, painless and intuitive, asking you everything just once. As a low doc personal loan application process, we won’t ask you to upload supporting paperwork. We won’t even harass your employer. Your application takes you just minutes to complete and submit from start to finish and when you apply during our business hours you usually receive a response within the hour. 

Even our cash loans contracts are digital which means there’s no fussing around with a printer and scanner to send your signed copy back to us. Simply review our personal loan offer and make sure to check the interest rate as well as other fees and charges to ensure that you’re happy with the overall cost of your new loan. When you’re good to go, digitally sign your copy and return it to us. As soon as our loans team receives your signed contract, we’ll authorise the transfer of your new funds immediately. Depending on who you currently bank with, this could mean that the cash for a new personal loan from MoneyMe could arrive the very same day that you applied for it. When we say same day loans Sydney, we really actually mean it.

For anyone looking for a more flexible financing option, consider our Freestyle virtual Mastercard®. Freestyle offers you a credit balance of between $1,000 and $20,000 but, unlike the traditional credit card, it lives on your smartphone and not in your wallet. Use your Freestyle account in-store wherever Tap n Pay is accepted as well as for fast online shopping. Manage your account from your mobile device, including making payments and requesting limit increases and decreases. If it’s fast loans in Sydney that you’re looking for then why not use the cash advance Sydney facility on your Freestyle account? Simply transfer cash from your credit balance to your own or someone else’s bank account instantly.

How long can you take out a fast loan for?

Short term loans Sydney and longer term personal loans are available for a range of terms. If you’re looking for quick loans to help you through a cash flow problem, then you can take out a personal loan over just 12 months with us. Small loans help you to save on things like interest and if you’re looking to further chop down on fees then you’ll be excited to know that we won’t charge you an early termination fee if you want to close out your loan balance ahead of schedule. 

For larger purchases or bills like expensive medical costs, buying a new car or covering the cost of some upcoming study, we offer long term personal loans of up to $50,000 over 60 months (5 years). Repayments are calculated either fortnightly or monthly and are directly debited from your account at the same time every repayment cycle. You can use online tools like a repayment calculator to help you work out how much a personal loan from us is likely to cost and create an indicative budget, factoring in your repayments to your current living expenses.

When you apply for any of our finance products, including our Freestyle Mastercard, you will be asked for information relating to your current finances. We’ll ask you to provide your income details, any other bills or debts that you currently have as well as your general living expenses like utility costs, food and entertainment costs. What we won’t ask you to do is upload reams of supporting paperwork. Instead, we use an intuitive software-based form of verifying your application data instantly. At the end of your application form, you’ll be asked to log in to your online banking platform. This is protected using illion’s bank-level encryption software and authorises us to view a read-only 90-day bank statement from your account. We use this to check that your income, your bills and your expenses all match up with your application details and this is the reason why we can offer such fast approvals.

Where to get fast cash loans in Sydney?

No matter where you are in Australia, MoneyMe can help. We’re the country’s wholly online money lender offering fast loans in Sydney as well as the rest of Australia. Apply online today to see how much you could be approved for in just a matter of minutes.

Our customers

Fast Loans Sydney

Unbelievably easy finance when I needed it the most. A huge thank you from me and as a returning customer I know that I am getting a fair deal.

After 5 to 10 minutes of filling up my application, my loan has been approved and the money was in my bank account. I had a great experience that is why I'm giving them a 5-star rating. Excellent service. Thank you very much, MoneyMe.

Amazing through and through. MoneyMe helped me out when no one else would and they have been a delight to deal with. I 100% recommend their service. They're an absolute joy to deal with!


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

6.25 %
to 19.95 %

Comparison rate*

7.64 %
to 21.32 %

Establishment fee

$295 for loans between $2,100 and $5,000

$395 for loans between $5,001 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 1 year

Maximum 5 years

Early exit fees


*This comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A $495 establishment fee and $10 monthly fee applies.

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