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Fast Loans Melbourne

Personal loans for

Trusted by thousands of Australians

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Award winning lender

Award winning lender

Winner of Canstar's Innovation
Excellence Award 2022*

Winner of Canstar's Innovation Excellence Award 2022*

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Fast Loans Melbourne

MoneyMe is the online lending specialist offering you fast loans in Melbourne. Complete and submit our online application form for personal loans between $5,000 and $50,000 in just minutes. Get approved for the Freestyle Mastercard for balances between $1,000 and $20,000 the same day. If you’re looking for fast money loans online and you need your cash instantly, we are the money lender who can help. Customers who apply during our business hours will typically receive a response within the day.

When you’re approved and have digitally signed your loans contract then your money is transferred immediately meaning you could get approved and have the cash you need in your account today. We cover the entire region of Melbourne including Docklands, Southbank, Port Melbourne, St Kilda up to Bundoora and beyond. As a wholly online lender, MoneyMe services the entire country offering fast cash online in just a matter of minutes.

How do fast cash loans work?

Fast loans in Melbourne from MoneyMe are quick and painless finance options that take you just minutes to apply for, entirely online. We’re the online lending specialists who don’t have a branch office. Instead, we’re available for Aussies just like you and right across the country from the comfort of your own home. Everything you need to know about how our quick loans work can be viewed online in plain-speaking language. There are no hidden fees or catches. What you see is same day loans Melbourne available for up to $50,000 and that’s exactly what you get.

When you apply online using our intuitive and easy online application form, you’ll be asked for some general information about your finances. We’ll ask you for your current income details, your living expenses, any other bills and debts that you might have as well as your general costs like entertainment and food. At the end of your application form, you’ll be directed to a secure online platform where we will ask you to log into your online bank account. This platform is managed by illion’s bank-level encryption software and it allows our assessment team to view a 90-day statement from your account. This statement arrives in PDF format and we don’t receive anything else. 

We use your most recent statement to verify your application details like your salary and your living costs and then send you a loan offer based on what we believe you can comfortably afford. Your loan offer will detail how many repayments you will need to make, what the interest rate is and any other fees and charges that may apply. If you’re happy with your loan offer, then simply digitally sign your contract and return it to us. There’s no need to print anything out and scan it back. As soon as the personal loans team has received you signed contract, we transfer your new funds immediately. Depending on which bank you use, this could mean that your new loan clears into your account within the same day. Typical responses are based on when you apply so applying within our business hours usually results in an approval received within the hour.

Want to pay off your loan with us sooner? We don’t charge our customers early termination fees when they want to pay out their loan balance early so if you’re in front of your finances and looking to save yourself some interest, we’re happy to help!

For anyone searching for a more flexible credit option, you might be interested in the MoneyMe Freestyle Mastercard. Just like any other credit card, you can use your revolving line of credit from us for everyday purchases, bills and even a fast cash advance Melbourne. Transferring funds from your Freestyle account is quick and easy via your mobile. Unlike other credit cards, the Freestyle virtual Mastercard® lives in your smartphone so there’s no wait for your piece of plastic in the mail.

Where to get fast cash loans in Melbourne?

No matter where you’re living in Victoria, from Melbourne CBD to Frankston, Werribee or Dandenong, MoneyMe is available online and our application form takes you just minutes to complete and submit. We offer small loans from as little as $5,000 up to larger quick loans of $50,000. 

As the Gen Now moneylender, we’ve designed application and loan management software that saves you time and hassle. We won’t inundate you with phone calls and we won’t even need to bother your employer. Most of our communication is delivered via email or text and you can manage everything relating to your personal loan or Freestyle credit card via your mobile device. Fast, easy, intuitive – that’s MoneyMe.

What can you use your fast loan for?

Get short term loans Melbourne to help you out with unexpected expenses like mechanical repairs, moving to a new rental property or covering the cost of medical expenses. For larger projects like new study options, renovations on the home or even the purchase of a new car, apply online today for fast approval cash loans and get started on the next phase of your life. 

Our range of fast loans in Melbourne can be used for anything you need right now. Whether it’s planning a wedding or taking an unexpected trip, we can help you get approved for the cash you need sooner rather than later. Use our range of finance options to help you purchase big-ticket items from caravans and boats through to refurbishing or redecorating the home. 

Know what you need fast loans in Melbourne for? Ready to get approved and get the cash you need to get started? Apply online now to discover how much we can offer you today.

Our customers

Fast Loans Melbourne

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Personal Loans are running hot!

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Freestyle is running hot!

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Debt Consolidation is running hot!

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