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New Car Finance

Personal loans for

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

New Car Finance

If you’re thinking about new car finance, then you should definitely consider MoneyMe as your all-in-one credit provider. With our incredibly fast approval time and 100% online application process, you can easily get cheap car loans in Australia. All you’ll need is a smartphone, a stable internet connection, and just a few minutes out of your busy schedule. 

Your transactions, our services

Here at MoneyMe, we are one of the industry’s top digital financial service companies. With us, you can enjoy premium credit products that are brought to you by our one-stop online platform. Whether you are a small car rental business or just someone who wants to capitalise on vehicle finance deals – our money lending services will surely provide you with everything you need. 

Get to know MoneyMe a little more by checking out the two main car finance options we provide you with. Listed below are our personal loans and line of credit offers. 

  • Personal loans. Our customers love our personal loans as they can be used on just about anything. For instance, you can utilise this option for new car finance or even second hand car finance. The best part is that when you invest in us, you can expect lower interest rates compared to the big four banks and other online lenders.
  • Line of credit. While our easy car loans are great, there are still some instances that call for small transactions only. For that reason, we have created the Freestyle virtual credit card great for car maintenance and touch-ups. With this line of credit, you can have a lower spending limit that automatically refreshes after successful repayments.

What more could you ask for if you have these advanced credit products? Download our mobile phone app available on both the App Store and Google Play Store, then borrow money to pay for all types of vehicle-related costs. Avail of the offers at MoneyMe and experience solutions made by Generation Now, for Generation Now!

What is car finance? 

For you to fully appreciate our terms, you must first understand the basics of new car finance (also known as new motor vehicle finance). Read further and find out why MoneyMe has some of the best car finance deals in the country. 

Essentially, traditional car finance would come in the form of a standard loan or lease. For this, you would have to plan ahead of time and visit your nearby bank or financial institution. Here, you would have to wait in line with other customers who also need to submit documents and sign piles of paperwork – not to mention that you’ll most probably get a response after a couple of business days. 

To avoid this stressful and time-consuming process, you can simply apply online at MoneyMe. 

This way you can enjoy new car financing without even leaving the comfort of your home. You can even get an approved notification via email within minutes, as opposed to days or weeks.

Just make sure that you are above the age of 18, employed, and a resident of Australia. If all of those conditions are met, then you are eligible for our convenient vehicle finance offer. 

Join us at MoneyMe and apply for car loan now. Choose us as your preferred money lender and take advantage of our financial solutions today. 

Why is financing a car a good idea? 

Listed below are some of the benefits you will receive when you invest in our services.

  • No collateral. If you are taking out an unsecured personal car loan from $2,100 to $50,000, you can choose a minimum repayment period of one year and a maximum of five years, depending on the loan amount. Unlike other loan providers, we won’t require you to forfeit your car as collateral when you can’t pay your outstanding balance on time. Instead, you can contact our compassionate customer support for rescheduling.
  • No early exit fees. On the other hand, if you would like to pay in advance, you can rest easy knowing that we won’t impose any extra charges. In fact, we even make it easier for you as we plot out your repayment dates with your salary cycle.

Avail of our car credit option today to experience these advantages and more!

How long will it take to finance a new car?

Saving up for the car of your dreams can take forever. Rather than staring at the fixed amount in your savings account, why not just apply for the new car finance offer at MoneyMe? 

With this solution, you can purchase a brand new ride and drive it immediately – even if you don't have an excellent credit rating. This is because MoneyMe makes sure to analyse your complete situation so that your loan request has a better chance of getting approved.

Our expert team takes into consideration your living expenses, sources of income, obligations from debt, and other similar factors. If the data shows that your overall situation has gotten better, then we will gladly assign you a unique credit limit and repayment term. As a result, you can get a loan that you can realistically pay off in the next one to five years and enough finance for new car.

Take note that you can also use our vehicle loan calculator beforehand to get a better understanding of aspects like our new car interest rates. 

Check out MoneyMe today and complete our super simple online application process. Explore the solutions on our platform today and get funds within the same day you applied!

Our customers

New Car Finance

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Personal Loans are running hot!

55 people in the last 24 hours have applied

Freestyle is running hot!

55 people in the last 24 hours have applied

Debt Consolidation is running hot!

55 people in the last 24 hours have applied