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Home Improvement Loans

loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

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9.19% p.a.

Comparison rate*

10.58% p.a.

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It won’t affect your credit score!

Home Improvement Loans up to $50,000

There’s never been a better time to start those home improvements than right now. MoneyMe offers customers up to $50,000 in home improvement loans with quick online approvals and hassle-free contracts. There are no early pay out fees and we offer competitive variable interest rates across all of our personal loans.

We’re committed to ensuring that our customers receive the best credit products with the least hassle. We have developed an easy online application process you can complete in less than 5 minutes. Complete your entire loan application online; receive your approval online and sign your new unsecured personal loan contract online, too. It’s fast, it’s easy and it’s designed to be effortless.

What do you need to apply for a personal loan in Brisbane?

Home is where the heart is and ensuring that your house is comfortable, complete with the latest in energy-saving technology and with enough room for everybody is usually top priority. A quick home improvement loan from MoneyMe can help you get started on making those important improvements and updates. Start collecting quotes for new insulation or the double glazing you need to maximise your heating and cooling system at home. With our fast online approvals and hassle-free lending, you could have same day cash loans ready to go right now.

Have you been dreaming of an updated kitchen? What about that master ensuite you’ve been promising yourself since you moved in? Now’s the time to start planning. The most popular home renovations in Australia usually start with remodelling bathroom and kitchen spaces. Both highly utilitarian spaces, these rooms see heavy, daily traffic and every little convenience – from heated towel rails in the heart of a chilly winter to the right kind of kitchen air exhaust – add the creature comforts that living well is all about. When we feel safe, secure and happy in our home, those feelings tend to leech out into the rest of our lives as well. Knowing that you’re coming home to the perfect house (or the house that’s almost perfect) is half the battle won on the road to peace and happiness. Make the time to wonder how you could improve your home with some small and some big improvements designed to maximise your comfort and sense of security.

Of course, ensuring you have the money to fund your dream home design is all part of taking home renovations seriously and approaching your new design dreams practically. However, homeowners often come unstuck when they start to convince themselves that the total improvement cost is just too high. They start pushing it further and farther down the track, telling themselves that it just isn’t the right time. Why not start a bit smaller, like a single room, and then build up to the bigger stuff? You don’t need to redraw on your mortgage. Get approved for low rates and fees with MoneyMe and repay your home improvement loan in manageable payments designed to fit with your cash flow demands.

MoneyMe is home to personal loans with manageable and flexible terms. We offer our customers large home improvement loans to cover the cost of big changes around the home, as well as a range of short term loans that could give your home improvements schedule a much-needed cash injection and get the ball rolling.

Are home improvement loans beneficial?

If a home improvement loan isn’t really practical at the moment, how else could quick loans from MoneyMe help your living situation? Our instant loans can give you the cash you need to cover emergency upfront costs and then pay them back more comfortably at great rates. Consider a travel loan if you’re planning the next big holiday and rather than trying to save up, get the cash you need now and pay everything in one fell swoop. You can lock in your travel dates with work, print off the pretty scenic pictures and remind yourself every day that you really are going, knowing it’s all booked and paid for. 

Our repayment schedules are designed to work with your regular pay cycle ensuring that your living expenses can comfortably absorb your monthly repayments. To get a general idea on what kind of repayment amount you’ll be looking at for any of our same day loans, consider using our personal loan repayment calculator. This powerful online tool allows you to input the most likely personal loan interest rates you’ll be offered for unsecured loans and gives you an indicative monthly repayment amount you can build a ‘what if?’ budget for. Choose repayment options for small loans and larger home improvement loans to find out the best credit option that works for you right now and in the future. 

When it comes to small personal loans and a credit line, MoneyMe has a range of options available. Our Freestyle Virtual Credit Card is available to eligible customers for credit amounts ranging from $1,000 to $20,000. Like any other credit card offered by a bank, you can use your MoneyMe Virtual Credit Card to pay for things in store using Pay and Go and for shopping online. The best part? It’s not another piece of plastic to shove into your wallet. The Freestyle Virtual Credit Card lives on your smartphone as a digital credit card. You’ll never forget where you put it. We also offer up to 35 days interest free on purchases for eligible customers too. That means that if you repay your credit amount within the interest free period, you pay nothing more than you borrowed. It’s the more flexible alternative to buy now and pay later options.

Get approved today for home improvement loans from MoneyMe for up to $50,000 or our Freestyle virtual Mastercard® for balances of up to $20,000. Applications take less than 5 minutes online and you could have the same day cash loan you’re looking for within 24 hours. Apply now.

Our customers

Home Improvement Loans

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.19 %
to 23.99 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Personal Loans are running hot!

55 people in the last 24 hours have applied

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