Personal
loans for
kicking goals

Low rates starting from 9.19% p.a. (comparison rate from
10.58% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

Don’t know your score? Check for free

Estimated monthly repayments

$910.72

Example interest rate

9.19% p.a.

Comparison rate*

10.58% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

An award-winning experience

Check our rates and fees

Interest rate (p.a.)

9.19

% p.a.

up to

23.99

% p.a.

Comparison rates (p.a.)*

10.58

% p.a.

up to

26.58

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.
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*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Private Car Finance



When you try out our private car finance, more great-value choices will be available. This is because you won’t be limited to the established dealerships in Australia anymore. Instead of buying vehicles from companies that generally hike their prices up, you can search for a more personalised deal that lets you save a substantial amount of money. 

At MONEYME, we recognise that not everyone has the same financial status, and as such, we are here to offer cheap car loans to all those who need them. Through these loans, our clients can buy just about any type of vehicle through the fast cash we transfer into their bank accounts. 

Whether you’re looking to purchase a pre-loved SUV for your growing family or a barely used luxury sportscar for relaxing Sunday afternoon drives – MONEYME certainly has the right credit products for your specific situation. To utilise our premium service, simply answer our short application form and potentially get approved for a loan amount of $5,000 to $50,000 within minutes. 

Applying with MONEYME means you’ll receive favourable terms along with exclusive benefits. Continue reading and find out more about our private sale car finance process.



How does private car finance work? 

The private car finance at MONEYME starts with you wanting to secure an offer from a personal broker or maybe from a local vehicle enthusiast who runs a small but reliable dealership. Since these sources don’t provide a private lender car loan, it’s our mission to supply you with the credit to complete the transaction. 

In essence, all you have to do is fill up our 100% online application to see if you’re fit for our auto financing. Then, if you qualify, we will send you the funds that you can use to buy a brand-new or pre-owned car and make hassle-free repayments through our advanced system. 



100% online application 

Tired after making a vehicle inspection? Not to worry, our private car finance makes it incredibly easy for you to get same-day funds. 

Gone are the days when you would have to visit physical locations just to get a cash car loan. With the intuitive MONEYME mobile phone app, you can just tap on your screen a few times and be finished with the whole application. Here, there’ll be no waiting in line, signing stacks of paperwork, and submitting physical documents. Simply load up our platform and manage everything in any remote location.



Hassle-free repayments

Once you’re done buying the vehicle of your dreams, rest assured that you won’t even have to lift a finger to make car payments

Our team of experts automatically schedules your direct debit day with the salary cycle you have at work. This means that you can just leave your income in your bank account and we’ll conveniently deduct the monthly fees for you. Additionally, without imposing any penalties, we let you pay for your outstanding balance in advance if you want to make an early exit. 

Apply online now at MONEYME and experience this streamlined process whenever you take out a private party auto loan from us. 



What documents do I require for private car finance? 

Unlike traditional lenders that provide private car finance, we won’t make you submit a credit insurance letter or a trade-in certificate. When applying for our auto loan offers, you’ll only need to present documents that show personal identification, financial information, and vehicle details. 

  • Personal identification = Driver’s license or any other valid ID
  • Financial information = Most up-to-date bank statements (transactions from the past 90 days)
  • Vehicle details = Cost of the specific model, VIN, and registration number

With all these requirements present, we’ll provide you with car loans even if you don't have the best credit score

Instead of making a private car finance decision that’s solely based on your numerical rating, we check for factors like sources of income, overall living expenses, and obligations from debt. This will let us see if you can realistically afford our sizable loan amount of $5,000 to $50,000 and competitive interest rate of 6.25% p.a. to 19.95% p.a.

Try out the private car loan offers at MONEYME and experience the same security technology used by the top four banks in Australia. Submit your documents now and know that our encryption system will protect you from data breaches. 



How to apply for private car finance in Australia?

As long as you are an Australian resident, age 18 or older, and generating income, you can apply for our private car finance by following the guide below. 

  1. Download our mobile app and open up our short application form. In the first part, simply tell us your preferred loan amount and repayment term.
  2. For the borrowing section, proceed by typing down your personal details, including your given name, email address, and date of birth. 
  3. Review all the details and submit your request for assessment. If you qualify, you will receive an approval notification through email and your desired funds through bank transfer.

With such a simple application process, you can see why we have some of the best cars for sale finance in the country. Join MONEYME today and get private finance for car deals!

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How to apply

1 Check your rate

See your interest rate and repayments in less than
5 minutes. It won’t impact your credit score!

2 Submit your application

Review your loan offer, hit 'submit application', and
we'll take care of the rest.

3 Get your funds

If approved, you can have money in your bank account
in as little as 60 minutes.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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Loans for small
and big moments

Won’t impact your credit score!
Won't impact your credit score!
Big purchase
Renovation
Holiday
Medical
Debt consolidation
Vehicle
Education
Other

What our customers say

4.6 review rating
Private Car Finance

Trusted by thousands of Australians

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Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Ready to
kick your goals?

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