Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from
8.13% p.a.*) with money in your bank account in as little as
60 minutes.

Won’t impact your credit score!
Won't impact your credit score!

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

$

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Estimated monthly repayments

$910.72

Example interest rate

6.74% p.a.

Comparison rate*

8.13% p.a.

Total charges

$1,857.28

Total repayments

$21,857.28

It won’t affect your credit score!

Check our rates and fees

Interest rate (p.a.)

6.74

% p.a.

up to

24.49

% p.a.

Comparison rates (p.a.)*

8.13

% p.a.

up to

25.87

% p.a.
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 7 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How You Can Compare A Bank Loan For Surgery



Is a bank loan for surgery the most suitable choice for you? 

Traditional institutions have been around for some time. However, there are other plastic surgery finance options you can consider to find the one that suits your financial situation. 

To give you an idea, check out our personal loans at MONEYME and see how our offers compare to those of a traditional bank, whether it’s a healthcare loan or something similar. You can also learn more about the application requirements, routine payments, and overall approval time.



Crucial comparison points for surgery funding

Point #1: Transparency

Aside from interest rates and principal amounts, additional benefits from your lender also make a difference.

MONEYME understands the importance of transparency on surgery loans and other credit products, and that’s why we pride ourselves on providing borrowers with all the crucial information upfront, from repayment terms to interest rates. 

What’s more, you can stay on top of payments and view your personal loan balance through our mobile app. 

 

Point #2: Requirements

Depending on the lender, borrowers may have to potentially tie up an asset (property, car, etc.) as collateral when taking out a bank loan for surgery. This is so the lender has security or a form of backup payment, which will be needed in case the borrower cannot make repayments. 

However, MONEYME recognises how overwhelming these medical finance criteria can be. It’s why we offer unsecured personal loans for cosmetic surgery and other medical procedures with no collateral required. 

To apply for our loans, you simply need to be:

  • at least 18 years old;
  • a permanent resident or citizen of Australia or New Zealand; and 
  • earning more than $30,000 annually from employment.

 

Point #3: Repayment terms and more

When it comes to a personal loan for surgery, some of the most important aspects are interest rates, loan duration, and other terms. Some lenders may offer higher interest rates, limited term options, and even impose early repayment fees.

At MONEYME, we want to make loans easy to manage which is why we offer low interest rates. Our customers can also choose whether to pay off their loans in three, four or five years. What’s more, we don’t charge early repayment fees. This means you can save on interest rates in the long term if you pay off your loan ahead of time.

 

Point #4: Application process

Depending on the provider, a bank loan for surgery procedures can include time-consuming forms and paperwork.

As for lenders like MONEYME, you can experience a convenient and straightforward application process. You can rest assured that our advanced technology thoroughly assesses your details for a comprehensive decision. Beyond just your raw credit score, we’ll also take into account any debt obligations, sources of income, living expenses, and more. 

No matter if it’s a personal loan for plastic surgery or a different medical treatment, we give you the opportunity to apply for the funds you need from the comfort of your own home.



 

Frequently Asked Questions (FAQs)

 

What documents do I need to apply for a surgery loan?

A bank loan for surgery may require you to provide health insurance details, medical records, and more during the application. 

In contrast to this medical loan, we at MONEYME just ask you to simply log in to our secure bank portal for convenience. This way, you won’t have to worry about complex document requirements for our personal loans, which can be used for various purposes, including surgical operations.

How do I calculate the monthly payments for a surgery loan?

Not all banks run the numbers for you, but at MONEYME, we have our online repayment calculator readily available. With this tool, it can be as straightforward as entering factors like your preferred borrowing amount and term duration. 

As such, before you get a personal loan for cosmetic surgery or urgent medical treatment, you’ll receive an estimate of your interest rate and general payment schedule.

How long does it take to get approved for a surgery loan?

Traditional healthcare financing or a bank loan for surgery can typically take a few days, particularly if they have to manage physical documents manually. 

However, with our cutting-edge personal loan technology at MONEYME, we can give you a response in as little as 60 minutes. If you get approved, you can access the funds right away (depending on your bank’s processes).

MONEYME’s modern financing

We believe in empowering you to reach your goals and dream purchases, all through finance solutions that are as dynamic as your needs. Here, we offer a different kind of lending experience – one that combines efficiency with support, innovation with user-friendliness, and flexibility with transparency.

Whether you’re thinking about surgery payment plans, debt consolidation, or perhaps looking to manage everyday expenses, you can get a chance to cover costs with MONEYME.

See how MONEYME’s personal loans and Freestyle Virtual Credit Card compare to a traditional bank loan for surgery. Check your personalised rates and repayments at MONEYME and apply now!

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How to apply

1 Check your rate and repayments

You can get a conditional loan offer in just minutes
without impacting your credit score!

2 Submit your application

Review your loan offer, accept it, and you’ll get an
approval outcome typically within 60 minutes.

3 Same-day transfer

Once approved, we’ll transfer the money to your bank
account immediately, even on weekends.

Must be Australian citizen, New Zealand citizen or permanent resident

Earn more than $30,000 p.a. from employment

Must at least be 18 years old

Bank-grade security

‘Read only' access to accounts

256-bit data encryption

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What our customers say

Average rating: 4.6, based on 3400 reviews
Legal Seafood MoneyMe Financial Group Pty Ltd AUD 1300 090 949 media@moneyme.com.au xx
Level 7, 352 Hunter Street Sydney NSW AU 2000
4.6 review rating
Bank Loan For Surgery

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