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Best Car Finance Deals

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Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Best Car Finance Deals

When you want to purchase a vehicle, you want the best car finance deals to save money and get the most for your investment. With what we have to offer at MONEYME, you no longer have to spend hours searching for ‘low-interest car deals’ on Google. Instead, you can find everything you need on our one-stop online platform. 

To get a private car loan from us, all you need is a smartphone, a stable internet connection, and just a few minutes out of your busy schedule. You can use our easy-to-use car finance calculator so you can get a free car finance quote, quickly compare multiple loan options, and select the one that best suits your needs.

Once you’ve found the perfect loan, you can apply for it online in just a few taps. We’ll then carry out some quick checks and let you know if you’ve been approved. If everything goes smoothly, the money could be in your account in as little as 60 minutes!

Get easy car loans from MONEYME and see why we’re deemed as one of the most renowned auto finance lenders in Australia. 

How do car finance deals work? 

When scouting for the best car finance deals, the application process can make or break your experience. One lender could provide you with countless benefits, but all of that wouldn’t matter if you would still have to go through stressful means. 

With MONEYME, you can have a pleasant time before, during, and after you utilise our premium car finance offers. Whether you are looking for new car finance deals or pre-loved car finance deals – you wouldn’t be able to compare our convenience, efficiency, and security to other options in the market:

  • Online application. Our low finance car deals have all the functionality of their traditional counterpart. However, we have the added benefit of convenience and efficiency. Gone are the days when you would have to line up in banks, sign piles of paperwork, and physically submit documents. Here, you just have to tap on your phone screen a few times for cash approval.
  • Advanced submission portal. The conditions we have in place make it so you’ll have maximum security all the time. In fact, we make use of the same encryption technology the top four Australian banks use. Our team of professionals will receive a read-only copy of your transactions for assessment.

Rather than financing a car through a dealership with secured options, why not take advantage of our unique money lending process? Apply at MONEYME today and effortlessly borrow funds from a personalised credit solution you can afford! 

Do car finance deals include insurance? 

Generally, even the best car finance deals don’t provide insurance for your vehicle. What a lender offers is a solution for the overall cost of low finance cars – giving you just enough budget to pay your dealer of choice. Simply put, you would have to secure another cash amount if you would like to invest in an insurance policy.

A revolving line of credit to pair with your personal loan

Aside from some of the best car finance deals in the industry, MONEYME also carries a range of other great-value credit products. If you’re looking for a hassle-free way to handle insurance fees and similar recurring charges, then our revolving line of credit is something you should definitely consider. 

With our Freestyle virtual credit card, you can still enjoy the terms and benefits we pride ourselves on. For instance, you’ll continue to have a competitively priced interest rate and access to our intuitive mobile phone app. 

The main difference is that you’ll have a lower spending limit of $1,000 to $20,000 (as opposed to the larger spending limit of $2,100 to $50,000 for our unsecured car loan) and an automatically renewing balance. This means that after you spend on necessities like insurance, you can make repayments and be able to continuously use your credit card – all without going through the application process again. 

Browse the MONEYME platform today and discover more than just our new car financing deals! 

How to get the best car finance deals?

Getting the best car finance deals is simple and straightforward. Just take into account the three factors below to ensure that you are getting a top-tier borrowing experience. 

Fair and just loan decision

Before you visit your local dealer and buy cars for sale, you must first find out if you’ll be approved for a finance or refinance program. When you choose MONEYME, you can rest assured that our expert team checks more than your raw credit score. Here, we factor in aspects like income, living expenses, and debt obligations to get a better understanding of your situation.

No early-exit fees

The best credit finance deals are those that let you repay your outstanding balance early. However, not all lenders let you do this for free. With MONEYME, this is not a problem. You can pay off your loan as soon as you are able at no extra charges. Just make an early exit deposit and rest easy knowing that your finances are in good hands.

Flexible repayment schedule

Having a flexible schedule really makes a big difference – especially if you have a fast-paced lifestyle. With this, you should invest in a lender that is both compassionate and understanding. MONEYME is exactly that as you can simply contact us ahead of time if you can’t make a repayment. We’ll easily arrange another repayment date that’s more favourable for you. 

Take advantage of these benefits and more by applying at MONEYME today!

Our customers

Best Car Finance Deals

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

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