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Fast cash

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Winner of Canstar's Innovation Excellence Award 2022*

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Find out how much your repayments and
interest rate could be with our calculator


Monthly repayment from


Example interest rate

9.20 %

Comparison rate*

10.58 %

Total charges


Total repayments


Disclaimer: This calculator provides an estimate only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change. Any calculations made by you using this calculator is intended as a guide only.

Fast Cash up to $50,000

Get fast cash from MoneyMe in a matter of minutes. Our online application process takes about a few minutes to complete and approvals are on the same day. Once you have digitally signed your new loan offer then your fast cash is released immediately. Most customers receive their new funds within the hour or, at the very least, by the next business day. Fast cash and easy finance—that’s what MoneyMe is about. Get a personal loan for up to $50,000 or apply for the Freestyle virtual credit card for balances of up to $20,000 today.

What is fast cash?

Fast cash from MoneyMe really is fast. In today’s world, everything important can be taken care of online so why not personal loan applications as well? We are a completely online lender specialising in providing quick loans and easy money to people on the go and don’t want to waste hours filling out unnecessary paperwork and waiting for financial reference checks. The MoneyMe way is the new, improved and faster way to borrow money that you need, and you get it exactly when you need it.

MoneyMe customers enjoy a completely online application process that has been designed to complete in about 5 minutes. You will be asked all the information that comes standard in a loan application, then you give us access to view your current banking history through your online banking portal. Don’t worry, we only get ready-only access to verify your application details. Once that’s done, we send you approval and your express loan offer. If you’re happy with the quick cash loans offer that we have made you, you digitally sign and accept your new personal loan online, too. Usually, depending on who you’re banking with and the amount of your loan, funds are transferred fast and without any hassle. This means that you could be approved and have your quick and easy loan funds in your bank account and ready to use all within the same day of your application. That’s a real same day loan and it doesn’t come any easier or any faster than that.

How to get fast cash online?

We’re just like other money lenders you may have come across, except that we’re entirely online and we typically get you approved faster with no paperwork. Quick personal loans with MoneyMe really does mean fast cash with loan application processes, approvals and fund transfers all completed within a matter of minutes. We don’t even need to check your employment references. As long as you have everything you need ready to go at the time of application, we may not even need to call you. Everything goes through our simple and easy online portal.

To apply for our fast cash loans, you’ll need to have all of your details ready including your employment details, identification documents, and your online banking details. We don’t gain access to your actual account – instead, when you provide us with your online banking credentials, we are given a read-only snapshot of your current statement to confirm your living expenses and banking activities. To be approved, you need to be employed, a permanent resident of Australia and at least 18 years old. 

As part of the application process, we will run a credit check and evaluate your credit file and credit score. With MoneyMe, we assign you a special in-house MoneyMe rating which determines the offer we will make you for an unsecured personal loan or our Freestyle virtual credit card. The higher your score with us, the lower the fees you will pay on your loan. We like rewarding good customers, so for every fully repaid loan from MoneyMe, your score increases reflecting your value to us as a customer.

Fast cash from MoneyMe comes quickly, usually within 24 hours and generally a lot faster than even that. If you’re in need of instant loans for time-sensitive purchases, then you’ve come to the right place. 

For example, you may need to put together a bond loan to help you cover the upfront costs on a new rental property. Our selection of low doc personal loans includes small loans ideal for covering moving costs, including setting up your new home, covering the costs of removalists, end of lease cleaning and new connections. Roll all of your moving expenses into a single finance loan that you could have within the same day as your application. These are also great cash advances that help you cover costs you need to cover right now without affecting your regular cash flow. You can meet your general living expenses comfortably and still have the money you need when you need it.

Utility bills have a bad habit of all arriving at the same time. Good thing, our instant cash loans are also a great way of managing bills and debts. If you have a vehicle and need to cover registration costs, mechanical repairs, and new tyres, then coming up with some ready cash in time can be a struggle. With MoneyMe’s same day loan application, you can clear all of your unexpected expenses with a quick and easy $5000 personal loan that leaves your finances nice and healthy. 

With MoneyMe, you could have approval for quick cash loans of up to $50,000 all online. This means that it’s not just short term loans that we cater to. We can help you secure fast cash for a whole range of expenses including university loans as soon as you’re approved for your course, as well as school and college loans to cover school fees. Plan your gap year with our range of travel loans for epic world adventures, or short holiday loans for that R&R weekend. Our variable rate loans mean that it’s easy to budget for repayments and we believe in responsible lending so you won’t be overstretched to meet your loan commitments. You can get what you want, when you want it, and sensibly repay your loan without stretching your finances too thin.

But first, calculate your repayments

To work out what kind of repayments you will be looking at for your ideal loan figure, use an online personal loan calculator. These tools are a great way to break down the variable interest rate and exactly how much interest you will be paying over the term of your loan. Typically, fees and charges, like loan establishment fees, are rolled into the principal loan amount, so ensure you include them in your calculations. A loan calculator can also show you what you can comfortably afford to repay and give you an idea of the approved value of fast cash available to you from MoneyMe. 

Our personal loans can also be used for things like renovations or for your big life events like a wedding or the purchase of a new car. If you’re looking for a more flexible fast cash option then our Freestyle credit card might be the better option for you. It works just like a regular credit card except that it lives in your smart phone. Use it to Tap and Pay for purchases in-store, charging your stuff directly to your MoneyMe account and then repay with easy fortnightly or monthly repayments. It’s also perfect for online shopping and even allows you to transfer cash from your Freestyle account directly to your own bank account or to friends and family.

Apply online today for quick cash from MoneyMe: the new-generation online lender making it faster and easier for everyone to get that extra cash.

Our customers

Fast cash

Fast, fair and easy. Very happy customer. Happy to get another loan in the future from MONEYME.

Simple process, easy to follow application, quick response time and good support.

I was impressed with how easy and quick the application was. Very happy with their customer service, and the app is very convenient.


Review Stars Out of 2,701 reviews

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Transparent and
simple pricing

Interest rate

9.20 %
to 25.20 %

Comparison rate*

10.58 %
to 26.58 %

Establishment fee
(Direct applications)

$395 for loans between $5,000 and $15,000

$495 for loans between $15,001 and $50,000

Monthly fee


Loan terms

Minimum 3 years

Maximum 5 years

Early exit fees


Ready to get

Won’t impact your credit score!
Won't impact your credit score!

Personal Loans are running hot!

55 people in the last 24 hours have applied

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