Why choose
MoneyMe?

You get more with MoneyMe

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Money straight to your bank

Anytime, anywhere
in as little as 5 minutes

We get it, and you

A new generation of credit
for millennials, by millennials

What to expect

Your way

Select your preferred credit amount and set your payments to suit you.

Snap

Your application should only take 5 minutes. Once approved, your money will hit your account fast.

Transparency

We're completely upfront,
with no hidden fees or charges.
That's a promise.

You're in control

Move, extend or split your repayments from within the Members Area. The choice is yours.

Things you should know

For an unsecured personal loan of:

Medium Loan

From $2,100 to $5,000

Personal Loan

From $5,100 to $35,000

Repayment period:
- Minimum 3 months
- Maximum 24 months
Based on an unsecured loan of $2,500 over 2 years:
- Minimum interest rate of 8.99% p.a. (24.24% p.a. comparison rate*). The total repayment is $3,179.34, which includes $2,500 principal, $400 establishment fee and $279.34 interest.
- Maximum interest rate of 29.99% p.a. (46.68% p.a. comparison rate*). The total repayment is $3,891.17, which includes $2,500 principal, $400 establishment fee and $991.17 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Repayment period:
- Minimum 12 months
- Maximum 60 months
Based on an unsecured loan of $30,000 over 5 years:
- Minimum interest rate of 8.99% p.a. (10.4% comparison rate*). The total repayment is $38,601.51, which includes $30,000 principal, $1,000 establishment fee and $7,601.51 interest.
- Maximum interest rate of 29.99% p.a. (31.7% p.a. comparison rate*). The total repayment is $60,165.89, which includes $30,000 principal, $1,000 establishment fee and $29,165.89 interest.

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Personal Loan

From $5,100 to $35,000

Repayment period:
- Minimum 12 months
- Maximum 36 months
Based on an unsecured loan of $10,000 over 3 years:
- Minimum interest rate of 8.99% p.a. (11.69% p.a. comparison rate*) with total cost of $11,870.04
- Maximum interest rate of 29.99% p.a. (36.07% p.a. comparison rate*) with total cost of $16,387.80

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Things you should know

For a line of credit:

Fees and charge

Other fees that may apply

Example repayments

Interest rate from 16.99% to 25.99%*
Tailored to your credit profile and history
Credit limit approvals up to $10,000
Minimum withdrawal amount is $100
Monthly account fee of $9
Only applies if outstanding balance is over $20
Annual fee from $100 to $250
Based on your credit limit and rating

*This interest rate is based on the Annual Percentage Rate (APR). Our APR is calculated daily by applying the daily APR and charged in arrears on the oustanding balance of your loan to the date your payment is due.

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.
Be confident knowing fees are capped so they won't keep adding up

Based on a revolving line of credit of $10,000 over 2 years
- Minimum interest rate of 16.99% p.a. (26.66% p.a. comparison rate^) with total cost of $6,421.40
- Maximum interest rate of 25.99% p.a. (40.73% p.a. comparison rate^) with total cost of $6,880.34

^Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Other fees that may apply

Dishonour fee of $15
This is payable each time a direct debit is dishonoured on your commitment to make a loan repayment is not met.
Overdue account fee of $15
This is payable each time your account is not up to date by the end of the last day of the month.
Be confident knowing fees are capped so they won't keep adding up

Example repayments

Based on a revolving line of credit of $10,000 over 2 years
- Minimum interest rate of 16.99% p.a. (26.66% p.a. comparison rate^) with total cost of $6,421.40
- Maximum interest rate of 25.99% p.a. (40.73% p.a. comparison rate^) with total cost of $6,880.34

^Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

What our
customers say

MoneyMe is easy to access, with a painless application process and fast approval. What’s great is that it's completely online, and their customer service through email and live chat is impeccable.

Matthieu S, 19

Northmead NSW
I didn't think it would actually be this fast and easy.

The application is simple and literally takes a couple of minutes to complete. So glad I found MoneyMe.

Holly Nowland, 21

Nelson Bay, NSW
MoneyMe helped me out when I was in a tricky situation.

Their service was friendly and extremely professional.

Amanda, 33

Real Estate, NSW
I used MoneyMe to help me pay for travel expenses.

The service was great – fast but still friendly.

Benjamin, 21

Farm Hand, Geranium WA
MoneyMe’s online application process was quick and simple.

In a short time I had the funds I needed to complete some much needed improvements around the house.

Ryan, 28

Mining, QLD